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By Sale By Owner

Saturday, October 22nd, 2011

For Sale by Owner' or FSBO property is one in which the property owner does not take the help of a real estate agency to complete the sales. Instead the sale is conducted by the owner himself.

Drawbacks for the Seller

If you are someone considering an FSBO property sale for your property or you want to buy property that has been advertised as an FSBO sale, you should be aware of the drawback concerned with this form of property sale. Let's take 00004000 a look at what these are from both the seller point of view.

1.Cumbersome Selling Process: The process of buying property through an FSBO Sale is cumbersome. You may enjoy the benefit of not having to incur real estate broke expenses, still you have to do everything needed to sell the property. You need to do the research work in fixing the right price, conducting open houses, screening applicants, showing property to interested people. This is a considerable loan of work.

2.Sentimental Feeling Come in the Way: Your emotional attachments to the property can make you do mistake like over pricing the property, or description of even minute property details, which can irritate the prospective buyer. You may not show the kind of professional marketing touch that buyers like to see when they come to check a property on sale.

3.Lack of knowledge: As an owner, you will not have the kind of knowledge about the real estate market, legal matters and finances, as a real estate agent has and this can be a disadvantage for you when you decide to sell you house. Not knowing about legal and financial issues associated with the property purchase can cause problem during time of sale.

4.Need to spend time: When you decide to sell your home by yourself, you have to spend time top place ads, get you property ready for an open house, get the sales agreement ready, and look into necessary paperwork and so on.

5.More Costs: Unless you know quite a bit about the real estate market and all the things required completing a real estate transaction, if you are not careful you could land up spending more than you intended to do. This goes against the very idea of having an FBSO, which is to cut down expenses to the real estate agent.

Drawbacks for the Buyer

Most people opt to buy property through FSBO because they don't have to pay real estate agent services in such a purchase. Let's take a look at the drawbacks in buying property through this form of a sale:

Unsure of the ownership: Though the property has been put out as an FSBO, you are not sure of the true ownership of the property. This is because you are going to believe what is stated in the ad, at face value. If you don't do your own research into the people putting property for sale, you might come across someone who is a partial hose owner and trying to sell property, while the other owner is really not interested in the same.

Unsure of the price: Since there is no agent involved, you can find FSBO properties to be over-priced as well. If you do not find out about real estate market prices in that area in general, you can land yourself in a deal where you pay more than necessary for the property.

Unaware of the faults: You will not get to know about the real condition of the property. The owner is obviously not gong to tell you and if you won't get a home inspection done, you can move in and fin a lot needing in terms of repairs and modification, which will increase your expenses.

No expert advice: When you hire a real estate agent, you can be sure of getting expert advice. You can have the owner's background and property background check through them, but you don't have such privileges here. Lots of paperwork is also done by then, which once again you have to do by yourself here.

Frequently Asked Questions

QUESTION:
Are there any advantages/disadvantages to buying a home that is for sale by owner or by a real estate group?
My husband and I are first time home buyers and are currently looking at buying a home. My husband is hesitant about buying one that is for sale by owner. Any comments?
We will be using our real estate agent to help us in the process. Wondering what the difference is between buying a home that is for sale by owner and a home that is for sale by a real estate company.
- ANSWER:
  Homes offered without a real estate agent can be offered for less because the seller doesn't have to pay a commission. Also, many Sellers are not tuned into the current market prices and can easily under price the house.
QUESTION:
Why should I use a real estate attorney in a for sale by owner sale?
Our upcoming house purchase will be just a for sale by owner sale, even though the seller is a real estate agent. She now wants to move out after closing, which we said no to. Since she cetainly should know better, I'm wondering what else could happen against us?
- ANSWER:
  Oh you need one alright.
  
  It is illegal for an agent to do they own FSBO in the first place. If they are willing to break that real estate law they are willing to break others.
  
  I would not hesitate, you need an attorney.
QUESTION:
How successful do you think is the for sale by owner option as opposed to using a traditional Realtor to sell?
We are thinking of selling (if a job move comes together) and are contemplating using the for sale by owner rather than give so much of the profit away to realtors. This would be the 3rd house we sold so we kinda have an idea how it should go. I was just wondering if the traffic/referrals would still be the same. Does anyone have any experience doing a for sale by owner and how did it go.? I just wish the housing market would firm up soon!
- ANSWER:
  I dont recommend the company "for sale by owner" because they DO charge a commission and are more than willing to lien your house to collect it! If you feel capable of selling it yoursself find a flat rate listing realtor to get your property into the MLS. Also get a lock box so buyers agents can let themselves in if you are not planning on being there 24/7. Then spread the word on the various private internet realty sites and craigslist, ebay etc. You can use an attorney to review or prepare contracts.
QUESTION:
How to buy a home for sale by owner in california with no agent?
We are looking into buying a home/land from another couple that has it for sale by owner. We are fine with that but want to know what things to cover and what forms to use in the transaction? Any idea where to get the correct forms or a list of what to be sure to do?
- ANSWER:
  Go to the bank, they will walk you thru it.. Realtors don't want you to know this. but Banks help people buy houses. My friend hates to get the agent trying to tell the buyers how to get financing, and often will try to get commish from mortgage brokers they direct customers to.
QUESTION:
How do I find commercial properties for sale by owner?
I need to find commercial properties for sale by owner in any US city. Preferably office buildings, where can I start?
- ANSWER:
  You should probably look for a reputable realtor.
  
  Bear in mind that the "For Sale By Owner" people are not trying to save YOU money. They are trying to save THEMSELVES money by avoiding the real estate agent's commission.
  
  Commercial properties can be complicated. You may need an environmental study and other information to obtain a mortgage. If you have never bought commercial property before, you may spend a lot of time and money trying to get everything right, and you will probably need an attorney -- who may cost you a good part of what you hope to save by avoiding a realtor's commission.
  
  Good luck!
QUESTION:
How do you find property for sale by owner in a county of a state?
Looking for acreage plus house/outbuildings in Boundary County Idaho. Other than checking papers and placing an ad, how do you locate them. We have been researching on the internet for a week and can't really zero in on "for sale by owner" sites/ads. The real estate companies want to push the property they list and won't tell you even if they know of any.
- ANSWER:
  http://www.nohasslebargains.com/loan/real_estate_services.html
  Real Estate Services
  Financial Services
QUESTION:
How do for sale by owner car lots work?
Drove by one tonight, already closed, but curious how they work. They have an office there, but the cars in the lot say for sale by owner, but no other contact info. Guessing its like a consignment store for clothes, but since there is an office there, when it is open, wondering if the salesperson can do test drives and negotiate prices. Seems like a good idea - is it for the seller?
- ANSWER:
  Its been tried before, I was associated with one back in the 80's ...seller and consigner agree on a price, lets say $ 5000. anything above becomes profit for consigner...Trust me on this one,, STAY AWAY.. I could write an arcticle on the subject
  
  if you want to buy a car the proper way and learn the steps go to my website
QUESTION:
How is the agent paid when purchasing a for sale by owner?
We have a real estate agent and are looking for a house to buy. When a house is listed for sale by owner, how would our agent get paid? Is there any etiquette to follow in these situations?
- ANSWER:
  The reason it is FSBO is because the seller does not want to pay an agent. If you want them to pay "your" agent, that is something you will have to work out with the seller, but they are not obligated to.
QUESTION:
How much are does it cost to sell your home for sale by owner?
Hello...I was wondering if anyone knew once all is said and done on average how much the lawyer fees usually are for a 0,000 home if you sell it for sale by owner? I understand there will be costs for our advertising, and we did buy our home going through for sale by owner but we don't recall what the costs were to the seller? Thanks for your time and any info is appreciated. If it makes a difference we reside in PA. Thanks
- ANSWER:
  Same as selling through a Realtor minus the Realtors commission. Lawyers in my area charge a flat rate plus extra charges if there are complications. They do not charge based on the value of the property. It may be different in your area.
  Good for you selling privately. You can save enough to pay the lawyer and still have lots left over to apply to your next property. Most people do not realize that you do not need a Realtor. If your in a hot market I always advise to sell privately. Who needs a Realtor when there are people already banging on your door.
QUESTION:
How much overhead cost is there to perform a for sale by owner on a house?
Based on a 6% commision total, is there really a benefit to a for sale by owner on a residential house?
Is there some ABC steps to give a general top down method to do this?
- ANSWER:
  If you can do everything yourself (other than the legal work, which you have to pay for anyway), you'll save 6% minus any advertising. If the work is worth the money, go for it. Since 99% of people selling real estate don't know any more about selling than you do (maybe less), you have a shot. (In this county, one real estate school [yes, there are such things] says, on the first day of classes - "There are 6 real estate agents in this county ... 6,000 people with real estate licenses, but only 6 real estate agents." It may not be that bad, but I doubt if there are more than a dozen real agents (salespeople who know how to close a deal, and are currently selling real estate, not cars or appliances).
  
  If you take a few salesmanship books from the library, and study them, you should out-do most "professionals". (Learn what "sell the sizzle, not the steak" means - and sell the sizzle in your house, not the house. I've sold 50" TVs [when they cost ,000 and up], boats, RVs - they all came with houses, but I wasn't selling the house. To much competition.)
QUESTION:
How do I make an offer on a "for sale by owner" home? I have already received pre-qualification, and am ready?
How do I make an offer on a "for sale by owner" home? I have already received pre-qualification, and am ready to buy, but need the specifics for buying from an owner, not an agent.
- ANSWER:
  it would still be to your advantage to use a real estate person to finalize the deal
QUESTION:
Where can I find a For Sale by Owner Real Estate Contract?
I'm selling a house For Sale by Owner and need a contract to use for offers. Anyone know where I can find one to use for free?
- ANSWER:
  Home Depot has a kit for everything you need to sell your own house. Ask for the For Sale By Owner kit.
QUESTION:
Are there any tips you may have to selling your house For Sale by Owner?
I am wanting to put my house on the market and sell it quick. In order to not lose any $$$, I need to sell it with out a realtor. Are there any tips that you may have to selling for sale by owner? Also, I am a single woman so what are some ways that I can keep myself safe while showing the property? Are there any red flags to be aware of?
Thanks!
I work at a title company so I have access to all the information as far as paper work goes.
- ANSWER:
  Try the Sold In a Week Home Selling System - market your house for just one weekend open house. You don't need the MLS. Save time and money! Get people thru your door quickly and not have to keep your house clean 24/7. Have them place an offer right there on the spot. Call everyone Sunday night and get them to raise their offer by competing against each other. Youo have the paperwork already to write up the offer on Monday. Done. For more details google Sold In a Week Home Selling System
QUESTION:
What should I know before offering to buy a 'for sale by owner' house?
It would, yes, possibly be easier with an estate agent involved, but the place I like is just up for sale by the owner.

Any tips/things to watch out for/etc?
- ANSWER:
  You definitely DO NOT need to hire an agent. A real estate attorney at your local Title Company can process all of the paperwork for a fraction of the cost. Your state requires certain documents to be filled out. Your title company has all of these forms for you.
  
  Make sure you get pre-qualified at your bank.
  Make sure you get a homeowner's inspection.
  Make sure you conduct your own appraisal and/or hire an appraiser.
  Make sure the contract/offer has "pending a satisfactory home inspection".
  Do not sign anything without having your attorney look at it.
  Make sure you get a Title Search.
QUESTION:
What percentage of commercial real estate is "For Sale By Owner"?
They say that 20% of the homes sold in the United States are "For Sale By Owner". Do you know what percentage of commercial real estate is "For Sale By Owner"? I would think it would be a lower percentage, but I just don't know what that percentage is.
- ANSWER:
  The problem with getting statistics for commercial real estate transactions is that unlike residential real estate, there is no MLS (multiple listing service) that gathers data. Therefore, figuring out an accurate percentage would be difficult at best. If anyone does provide you with a figure, make sure they quote their source and then check it out thoroughly.
QUESTION:
When a house is for sale by owner do they get all the money?
So what i'm asking is if its for sale for 200,000 dollars, and its by an owner and not an agent, do they get to keep the full 200,000 dollars?
- ANSWER:
  It is for sure if the owner sell their property then they don't have to share it with anyone else. Because that is what they suppose to get, the full price.
  
  In case, the buyer come through agent then the owner have to share the commission to the agent person. Otherwise, mean that they will take advantage of the agent. And that is not acceptable. Hope you find it useful.
  
  Cheers!
  http://piseth.info
QUESTION:
When working with a realtor how do for sale by owner houses work?
I have been working with a realtor and seeing houses. With him I found a neighborhood that I really like. We decided to just wait until something in that neighborhood goes on the market. I have now found two in that neighborhood, but they both for sale by owner. How do I handle this? Should I do it on my own or stick with the realtor? I'm a first time homebuyer and would like to have someone like a realtor to walk me through the process. I'm not under a contract with the realtor, but feel guilty just doing something on my own. I don't want to miss out on the home just because of a realtor. Any ideas?
- ANSWER:
  You can go through your realtor or on your own. Since you're first time the realtor might be a better idea to address the necessary issues. For sale by owner means the owner handles everything themselves, so they don't have to give a piece of their profit to anyone.
QUESTION:
How much can I sell my home for to break even if I am using for sale by owner?
I am having trouble selling my home in this market. I am using for sale by owner to decrease the cost of the realtor commision. What percentage should I calculate into my sale price to walk away with a profit? I owe 5. I want to lower the price so it will sell without hurting myself.
- ANSWER:
  You may sell your house for whatever the current market value would bear. If the current market value is less than your mortgage balance then you would not be able to realize a profit of any kind.
  
  It appears as if the sale price and your mortgage balance are close to each other, therefore, you are attempting to sell the property yourself.
  
  You would have to find a way of getting the current value of houses such as yours in your neighborhood. The same number of bed and bath rooms, the same approximately square feet. There are amenities that might play a role such a swimming pool, spa or mother-in-law quarters on the property.
  
  You should contact a real estate agent, be up front with this person, tell them you are considering the sale of your house yourself, but you are trying to make an intelligent decision about using an agent or not. Then yo would be able to ask things such as what they think would be a good sale price for immediate sale. In their sales pitch they should offer what is called comps. These are properties that have sold in the last 3 months to about 8 months in your neighborhood.
  
  Once you have found the value of properties such as yours and the sale price of them. You would then be able to come up with a sale price for your house.
  
  If you still would want to sell you house yourself, please call the real estate agents you interviewed thank them, and tell them you are now gonna sell the property yourself.
  
  I hope this has been of some benefit to you, good luck.
  
  "FIGHT ON"
QUESTION:
Which is the best way to find sale by owner real estate?
Real estate agents even though, they are making very good commission they are not always reliable or ethical so we are trying to find sale by owner properties.
Which is the best way to find those?
I know about craigslist but what are other options?
- ANSWER:
  The way you state your question leads me to believe that you don't have very much experience in this field. If that is correct, my best suggestion to you is get a real estate agent to work with that you feel that you can trust, they are out there. This way, the "very good commission" that the agent is going to make if and when you do decide that you have found the right property, is very minimal. if this is where your concern is, commission, maybe your not ready to enter into the home ownership category. Go figure, 1/4 of the commission will go to your agent.......just imagine how much they can do with that 3 to 4k. Almost makes you want to go into that profession, don't it? In real estate, you are responsible for 7 years the information you report and don't report....so, I hope you are up on contracts. There is alot of stuff in there to read and understand, something that your agent will be able to explain to you. Real Estate agents earn their money. But if you insist, just do some research, you'll find some FSBOs.
QUESTION:
Is there a website that I can list my condo in Palm Springs for sale by owner for free?
I need to sale my condo in Palm Springs ca but I can't afford to list it and need to advertise it for sale by owner. Is there a free website to list property for sale?
- ANSWER:
  I am a big fan of craigslist
  http://palmsprings.craigslist.org/
  this one is for palm springs just follow the propmts
QUESTION:
how does one post for sale by owner on yahoo?
I am attempting to post a for sale by owner on yahoo but can not find where you can post on the yahoo page. Can any one help me with this and what the procedure is? Thanks in advance.
- ANSWER:
  http://realestate.yahoo.com/professionals;_ylt=At15lqPeOWNZFWzoXqxTzoCkF7kF
QUESTION:
what are some free for sale by owner websites?
we would like to put up our house for sale on websites that are made specially to be sold by the owner, but we want the websites to be free. if you could list me some and you are POSITIVE they are free, your help will be greatly appreciated! Thanks and have a great day!
- ANSWER:
  Nikki
  
  Although you are looking for a site that is absolutely free, it needs to be a site that people actually look at. Otherwise, it is like advertising to nobody. The most popular site that i know if is FSBO. I do not know what is costs if anything, but that is the one people use most.
QUESTION:
which contract to used wend buying a property from a for sale by owner ?
i am buying a property from a for sale by owner.what is the rigth contract to used ?
- ANSWER:
  The one your attorney drafts for you.
QUESTION:
Difference between buying a home for sale by owner?
and buying a home where the sellers use a realty company.

I'm wondering, if you are a buying and looking at buying home and you are interested in one that is for sale by owner, what are the differences you will incur as a buyer, versus buying a home that is for sale through a realty company?
- ANSWER:
QUESTION:
Do realtors get paid a commission if I buy from a house that's for sale by owner?
I ask because my realtor is very adamantly against us buying a home we like but it's for sale by owner. The owner is not financing it.
- ANSWER:
  Of course they are against it because they stand to gain nothing from the transaction. They would get paid only if the realtor has listed the home (which the realtor has not in this case) OR if you signed a buyer's broker agreement with them, which could hook you in to paying them a fee depending on how the agreement was worded. If you did sign a buyer's broker agreement- which usually specifies "all real property in" a certain geographic area- could be a city, county or a state, you may be on the hook. If you did sign such an agreement, check with an attorney.
QUESTION:
How to market my for-sale-by-owner business?
We jsut opened our For-sale-by-owner business a week ago. What are some tips to market my business?
- ANSWER:
  Difficult to give tips with this amount of info. Is your business only on the Internet, in which country, what type of stuff do you sell, etc?
  
  Generally speaking, you can only make a success of such a business if you network with other people and people knows your business by marketing it on the Internet, in the newspapers, on billboards, flyer's, on your car, in front of shop with flags, bells, inflatables, any thing that catches the eye etc. But the most important thing is the network thing. Linkedin.com is the best tool, believe me, man. As I've said, difficult to give you advice with your amount of information.
QUESTION:
Anyone know of any streets or places in San Jose to park cars that are for sale by owner?
I thought I saw a street in Campbell one time that had a lots cars parked that were for sale by owner, but I can't remember where it was. I'd like to find out about places like this that are in or very near San Jose.
- ANSWER:
  There are pockets of these unofficial car lots scattered all over the Bay Area and presumably the state including 19th Avenue in San Francisco and Monterey Highway, a stretch of Highway 82 in San Jose. But the impromptu auto mart along El Camino across the street from Palo Alto High School, and a similar portion of the road that runs through Millbrae, are among the biggest. In Palo Alto, it stretches for about a half mile taking up much of the unmetered parking space in front of park land and Stanford athletic fields. Lawmakers passed a bill now awaiting the governor's signature that would allow cities to cite and tow the cars. The bill's sponsor, state Sen. Leland Yee, D-San Mateo, says the practice causes congestion and is unsafe. Buyers and sellers are upset by the prospect of losing their personal used car lot. They like the convenience and no fuss nature of the practice, just park your ride and stick a sign in the window. Plus, it's free and no salespeople. I don't think this law is a very good idea. The safety thing is sort of understandable, because of cars whizzing by a few feet away. But this seems like such an easy thing for people especially if they don't have Internet access and don't want to go to a lot. The bill does not apply to city streets. San Jose City Attorney Rick Doyle said the city has not enforced the ordinance that outlaws car sales on local roads because a federal court ruled in 2000 that such laws violate free speech. It was after that ruling that the unofficial used car sites began to proliferate. I live in Campbell along Bascom ave and I don't see any known streets or places to park cars that are for sale by owner. Of course, you could put your car up for sale up at Wheels and Deals, a car lot just for private owners.
QUESTION:
For sale by owner single family home?
Two weeks ago I put a "For Sale by Owner" sign in my front yard and made about 40 flyer's with pictures and a detailed description. The flyer's are going (I'm unsure to who, probably my neighbors) but we have only had 2people come by. Does anyone have any suggestions or tips as to how to advertise and market more efficiently? Thank you.
- ANSWER:
  You can post flyers anywhere flyers can go, put out ads in the paper, advertise on FSBO.COM, and your local classifieds sites. Do an open house in your spare time to generate more interest.
QUESTION:
How do you purchase a home for sale by owner?
In a few months, my husb and I will be purchasing a home from a friend. We currently own a home and have owned homes in the past. But we have only bought and sold with the help of an agent. How do home sales by owner work?

PLS ONLY QUALIFIED ANSWERS!! Thanks!
- ANSWER:
  pretty much the same way , first off pick your attorney and contact them asap, most of the time if you and the seller use the same attorney or escrow service you will receive a discount on fees. they will be able to help you follow through with the needed steps so there is nothing that you have overlooked.
  a sales contract is a must- with dates such as when closing is expected, when inspections are to be completed, deposits recorded, and any contingencies- even though its a freind your buying from where you take their word for everything- sometimes thats not good enough -if you dont want any unexpected problems to arise later on so its best to get everything IN WRITING. Forms such as home condition disclosures, and lead based paint disclosures will need to be signed and submitted for record - you can gets forms like this from your escrow service, a local real estate agency or even online.
  Follow through with your inspections and obtaining a mortgage. If there are any problems that arise - instead of a agent dealing with them- you will have to make the contact and resolve the issues on your own.
  Once closing comes - your attorney will make sure everything required including insurance and title insurance is completed.
  Real estate agents really are not needed, they act mostly as middle man for making deals and opening the home for showings, if you already know what your buying and follow through with your inspections - and recording papaerwork than everything should go smoothly.
QUESTION:
I found a for sale by owner mobile home I like, and the seller will not work with my agent, what should I do?
I found a mobile home I like that is for sale by owner, when my agent contacted the seller, they said they are not willing to work with my agent because the price of the mobile home is so low, they do not want to pay a commission. My agent told me, that I would have to pay the commission. Should I cancel my buyer agreement with my agent and work directly with the seller. Thank you
- ANSWER:
  What state are you in currently? Here we only pay a commission to a buyers agent if the house is paying a commission. I would suggest that you check with the state board of Realtors.
QUESTION:
Can I advertise a home Military For Sale by Owner?
I have a home for sale near a military base can I list it Military For Sale by Owner?
- ANSWER:
  If you mean For Sale by Owner than yes you can list your home near a military base for sale by owner on Military For Sale by Owner. The site is open to everyone who has a house on the real estate market off-base or off-post FSBO or with a Realtor For Sale or For Rent. They will also syndicate your listing to other sites.
QUESTION:
Questions to ask when buying a used cars? For sale by owner?
What are some good questions to ask when buying a used car that is for sale by the owner?

What are some good bargaining points so that I could lower the price?

All I know right now is that it is a GMC truck. .that's red. haha.
- ANSWER:
  get a carfax report on it. have a mechanic look at it before you buy it. Try to look for defects mechanically and cosmetically.
  
  look on the interior. ask if the car is a salvage title, meaning that it was totaled, but ifxed up anyway. ask if all the matience was done, and if it was, by a professional, or an ameteur? take a test drive and see if it runs smoothly. ask if there was any body work done to it, even if it was a small detn from a fender bender
  
  if the car has been in an accident, that should lower the price into about almost a half. be sure to invest the 30 dollars and get teh carfax, just to see that he isnt lying. if the matiencing wasnt done.. just leave, because its gonna have lots of problems
  
  but other than that, buying it should be decently simple. good luck!
QUESTION:
Is it possible to sell real estate without a license? Such as do a for sale by owner?
Can for sale by owner be done for commercial real estate as well?
- ANSWER:
  YES! You can sell anything you own with out a license. A license is only needed when selling for others.
QUESTION:
Where is the best place online to advertise a for sale by owner house?
Please let me know where to advertise for sale by owners houses, the cost, and why it is a good place.
- ANSWER:
  Advertise on craigslist, http://www.craigslist.org but use Postlets to do it. http://www.postlets.com
  
  The ads look great and the interface with Craig's list makes your listing stand out. Check my properties for sale in my profile for examples.
QUESTION:
Anyone have experience with For Sale by Owner?
Thinking about selling house using For Sale by Owner, but wondered what experiences other people have had selling this way. Is it a big hassle, do people actually look at these listings, etc? Have been using a traditional realtor without any success and contract is up next week and want to look at other options.
- ANSWER:
  I think you are referring to the real estate company called For Sale By Owner. If so, you get what you pay for; limited services. In most cases they don't cooperate with other Realtors, so that limits exposure of your home. You still pay a commission, but it's a fixed rate depending on the price of the home. You would be better off going with another conventional real estate office. Most seller's don't know that real estate commissions are negotiable. Don't negotiate too low because that will discourage other offices from showing the property.
  
  realtor.sailor
QUESTION:
Buyers Agent and Homes For Sale by Owner?
I am looking at buying a house and have a relator but we found one house that is for sale by owner. Can my relator help us purchase this house? Does the seller still pay the commision? Thanks for any help.
- ANSWER:
  You have a real estate agent that you signed an agreement with. The agreement is somewhat that the real estate agent is seeking a commission for introducing you to sellers of houses. This agreement also say something to the effect that if a property is found within a certain period of time that this real estate agent would want to be enumerated.
  
  I am sure your agreement does not say that if you find a house being sold by the owner that you would not have to pay the commission expected by this real estate agent that you signed a contract with.
  
  Here is what is gonna happen. Your real estate agent will write up a contract to present to the owner that is selling their home. Also the real estate agent will tell the seller that since you are selling their house and I have a buyer it is expected that you the seller pay my commission which is approximately 3% of the sales price.
  
  The owner of seller will then ask who signed this contract with you about me paying you 3% of my sale price. The reason I am selling my own property is I don't want to pay a real estate commission. Since I did not sign an agreement with you I am not prepared nor will I pay you a commission.
  
  Now who do you think the real estate agent will look to for the payment of their commission? The real estate agent would normally look to the person that signed the agents agreement.
  
  Now there will be some that will say the owner should reduce the sale price by what they would have paid a real estate commission. This is hog wash. The reason owners sell their own property is to realize as much profit or equity out of their property as they possibly can.
  
  The bottom line is that if the sellers or owners of the property fail or refuse to pay the real estate commission then you are the one stuck with this commission because you signed the agreement with the real estate agent.
  
  I hope this is of some benefit to you, good luck.
  
  "FIGHT ON"
QUESTION:
what is the process of selling your home for sale by owner?
Hello,
I live in florida and I was wondering if anyone knows the process of selling your home for sale by owner?? If you get a buyer what do you do??
any Help would be appreciated!!
- ANSWER:
  You should be able to go to any local title company. They have For Sale By Owner packets (includes purchase agreement). You need to purchase an Owner's Title Policy, as well. They will help you.
QUESTION:
In Pennsylvania, how do I do about buying a home that is for sale by owner?
Found a home for sale by owner and would like to put an offer on it. How do I go about doing this making sure I am protecting my own interests? Thanks Paul
- ANSWER:
  I would contact a local realtor to act as my Buyer Agent.
  
  The owners are acting as selling agent to boost the NET amount they receive @ the end.
  
  I wouldn't let their choices of professional representation stop me from using licensed professional realtors, inspectors & lenders for my protection.
  Jimmie
QUESTION:
Where are good places to advertise a FSBO/ For sale by owner home?
My house is on the market For Sale By Owner. I've already paid to have it listed in the MLS & on Realtor.com. We have had some activity, and are extremely motivated to sell, what else can I do? I'm having open houses all weekend long. I need the house to sell, otherwise we will be in foreclosure shortly because my husband lost his job.

The price is super super low, I just need to get the word out ... any ideas?
- ANSWER:
  Zillow.com literally helped me sell my house. Within like a month or 2 mine sold after listing on zillow.
  
  2) You can make your own website like www.2791mulberrylane.com
  
  3) craigslist.com
  
  4) I forgot the most important element -
  List with a realtor hun. They save you soooo much trouble!!!! and grief.
  
  5) Do you mind posting a link to share your house information. I can help you with marketing it.if you want
QUESTION:
I am a 1st time home buyer and found a for sale by owner myself. Is there a way out of my realtors contact?
In my contact I have agreed to pay 2.5% to my realtor on for sale by owner properties. However, I found this property myself and the realtor has not been part of my negotiations. i don’t want to pay her fee as she has done nothing. is there a way out?
We signed a rental agreement that on for sale by owners we pay our agent if the sellers will not. however, we are doing our own negotions, etc so we feel our relator hasnt earned her commission.
- ANSWER:
  It sounds as though you have signed a buyers agent contract. Normally all comissions are paid by the seller, not the buyer. I suggest that you first reread your contract to be sure what your obligations are.pp
QUESTION:
Who pays the buyer's broker in a FSBO (For Sale by Owner) property?
Who pays the buyer's broker in a FSBO (For Sale by Owner) property?

I noticed that for some FSBO properties, the seller clearly states no brokers. However, in this one property, the seller welcomes buyer's brokers. Who will end up paying the buyer's broker fee? Is it the buyer or seller?
- ANSWER:
  The seller pays the broker fees.
QUESTION:
Houses for sale by owner or on contract?
I was wondering if anyone knows of any houses for sale by owner or on contract in Owensboro, Ky.
- ANSWER:
  i have found a real estate portal site. it will help u lot.In this site they given all the details of houses for rent, sale , and lease . This site have thier national wide locations . u will get the financial details . u can add ur business there .
  
  The site will give on information on store/packing
  
  You can check it out at http://www.aaamoving-store.com/
QUESTION:
Can you still get the ,000 tax credit by, buying a house for sale by owner?
Can you still get the ,000 tax credit if you buy a mobile home house for sale by owner?
- ANSWER:
  As long as the deed is in your name and you did not buy it from a relative you will qualify. You do not have to have a mortgage, use an agent, etc.
QUESTION:
What are some of the best ways to advertise a FSBO - For Sale by owner (Home for sale)?
What are some of the best ways to advertise a FSBO - For Sale by owner (Home for sale)?
I have it on Craigslist and ebay classifieds.

Where's a good free place to advertise? Are there any services I should check out that are low cost?
I live in NW PA I had a realtor but they did not do much to bring in a sale. (Two years)

Thanks for any information you may share
- ANSWER:
  I would definitely avoid Craigslist unless you want to deal with a lot of scammers.
  
  Zillow.com is one site, and there are many other: just google "sell my home"
  You might also consider a minimum service brokerage: for a flat fee they will put your listing in the MLS and put a lock box on the door and a sign on the lawn, then you do all paperwork and negotiation.
  
  Usually these are around 0-500 so you avoid an commission.
  For your own protection, please be sure to use an attorney or a title service to handle the closing.
QUESTION:
What sites in Chicago suburbs are good to list a home for sale by owner?
My home is in Darien, Illinois and I am selling it by owner. I want to put an ad in some local papers, but would like to also advertise it online. Can you help?
- ANSWER:
  buyowner.com
  
  craigslist.org
QUESTION:
How has your experience been with For Sale By Owner.com?
Selling our home. Is For Sale By Owner or other websites reliable, trustworthy and a good way to go? Who has experience with them? I need an answer from someone that is not a realtor.
- ANSWER:
  I would give it a try. In this market, you could sell one as easily as a realtor. Be prepared for calls asking if you would finance.
QUESTION:
How do you go about purchasing a house that is 'for sale by owner'?
I want to purchase a home in Texas that is being sold by the owner rather than a realtor. I have checked into land value and property values around here. The house is actually at a very good price, and had a good inspection. How do I go about purchasing a home like this? Do I just contact a bank and see if they can finance it for me, or what? Thank you!!
- ANSWER:
  My current home was a "For Sale By Owner." Assuming you have viewed the home and made the decision to purchase. You should first get pre-qualified for a mortgage to make sure you can secure suitable financing. I would then highly suggest contacting a Real Estate attorney and having him/her assist you in writing an offer. It is in your best interest to use an attorney, especially when no Real Estate Broker is used. Provided you and the seller reach an agreement, be sure to use your own attorney for the closing.
QUESTION:
What amt is appropriate to pay a realtor when they bring you a buyer & your home is For Sale By Owner?
We are selling our house, have advertised in local and regional papers, put it on Yahoo real estate, etc. Over a year ago, we had a real estate agent friend list it for us, but there were no bites. So eight months after her contract expired, we listed it as "for sale by owner". We rec'd a call that she wants to bring a potential buyer to see the house. If our house should sell to this customer, what would be the appropriate amount to pay to the real estate friend - - keeping in mind that we will not be making a killing on the sale of the house in today's market situations.
- ANSWER:
  When listing with an agent, the commission is generally figured into the asking price. You have listed For Sale by Owner (FSBO), so the commission hasn't been figured in. That said, generally 6-7 percent commission is standard (though negotiable) in my part of the country. If two agents are involved, that figure would be split however they had determined and would be paid by the seller.
  
  You have done the work of listing and showing your house as a FSBO so 3 percent would be appropriate, if you choose to work with a buyer's agent. Remember, though, even though this agent is a friend, and they previously listed your house, they are now working for the buyer and in the best interest of the buyer. Never allow the lines between business and friendship to be blurred.
  
  Good luck!
QUESTION:
Do banks usually give auto loans for a car you are buying that is "For sale by owner"?
I am looking into buying a car that is being sold by its owner, and I wasn't sure if I'd be able to get the bank to loan me the money for the car in this case. I decided I'd ask people here before going to the bank to ask them too.

If banks don't usually offer auto loans for these kinds of purchases, are they more likely to give a personal loan because the loan is to purchase the collateral asset?

Thank you in advance for your help.
- ANSWER:
  Many banks will loan you money to buy a used car. However, it depends upon the bank and often the amount and age of the vehicle. The biggest issues for banks is that they aren't as certain of the value of the vehicle, private sales tend to be "as is", and the amounts of the loan are much smaller -- which means less profit for them. If the loan amount is small or the vehicle's value likely to be uncertain, they'll want to treat it like an unsecured personal loan (unless you have something else to secure it with).
  
  Typically, you'll need to ensure that the vehicle is carefully inspected by a mechanic (and have the inspection in writing), have a car-facts and title search report on the vehicle (not stolen, in an accident, etc.), mileage, price, etc. You should typically also ensure that you are buying it close to the blue-book value, and if possible ensure that the vehicle was originally bought by the seller from in-state (multiple owners with cross-state registrations make folks nervous). You should keep this in mind before looking at cars and have your mechanic already picked out, a Kelly Blue Book, and any bank forms.
QUESTION:
What Font is the For Sale By Owner Sign in?
Need to know for a graphic design project...

Here is a photo, in case you need to see it: http://image.automotive.com/f/opinion/ford-extends-jaguar-land-rover-deadline/7217094+w315+cr1+re0+ar1/for-sale-by-owner-signjpg.jpg
- ANSWER:
  http://findafont.com/

Tags: by sale by owner
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Des Moines Market

Friday, October 21st, 2011

History
Beginning
Albertsons was founded by Joe Albertson in 1939 in Boise, Idaho. An ad in the Idaho Statesman newspaper touted Joe Albertson's first store as "Idaho's largest and finest food store". The store was filled with perquisites that, at the time, were brand new: free parking, a money-back guarantee, even an ice cream shop. The store was located at 17th and State Streets, a few blocks north of downtown Boise.
Joe Albertson's grocery store was an enormous success, and he plowed his profits back into the business. New stores were opened in neighboring towns to the west, Nampa, Caldwell, and Emmett, before Pearl Harbor in late 1941. The company grew steadily in the years 00004000 following World War II. When Joe Albertson was considering putting a new store in a town, he would drive around the town and look for neighborhoods with lots of children's clothing hanging on clotheslines; he knew that those kinds of neighborhoods were where he wanted to build his stores.
Albertsons, Inc. became a public company in 1959, and its growth continued; in 1964, Joe opened his 100th store, in Seattle. In 1966, Albertsons expanded to southern California by acquiring All American Stores, a small chain in Orange County.
Partnering with Skaggs
In 1969, Albertsons partnered with Skaggs Companies, Inc. to create the first combination grocery/drug stores. The partnership was a tremendous success, and was dissolved amicably in 1977, with Skaggs keeping stores in Texas, Oklahoma, and Arkansas, and Albertsons keeping stores in Florida, Alabama, and Louisiana, as well as some Texas stores. Albertsons added three Skaggs Alpha Beta stores in Austin within months after entering that market in early 1989 with the acquisition of six Tom Thumb Food & Pharmacy stores. In 1992, seventy-four of the remaining Skaggs stores (having been through several names under Skaggs/American Stores control, first "Skaggs SuperCenters", then "Skaggs-Alpha Beta", and finally "Jewel-Osco") in Oklahoma, Florida, Arkansas, and Texas were acquired by Albertsons from Skaggs/American Stores, including all 53 Jewel-Osco stores in Texas. Albertson's would increase its store count in the Dallas-Fort Worth area by adding 41 Jewel-Osco stores to its 19 stores already in operation. (These were also stores that only months before were rebranded from Skaggs-Alpha Beta to Jewel-Osco.) The stores would be rebranded as Albertsons.
The Skaggs acquisition was a success, and the new stores were smoothly integrated into Albertsons' Texas division. The ease of that acquisition and Albertsons' high-flying stock price led Albertsons to attempt expansion on a grand scale. In a series of acquisitions in the late 1990s, Albertsons acquired Seessel's in the Memphis, Tennessee market, Bruno's stores in the Nashville and eastern Tennessee markets, Smitty's in the Columbia, Missouri and Springfield, Missouri markets, Super One Foods in the Des Moines, Iowa market, and Buttrey Food & Drug in Montana, Wyoming, and western North Dakota. All of those stores except Seessel's were re-bannered as Albertsons, and several new stores were built, concentrating growth in fast-growing markets throughout Tennessee. Of those acquisitions, only Buttrey was smoothly integrated into Albertsons; by the end of 2005, all of the Albertsons and Seessel's stores in Tennessee outside Memphis had been closed, and the rest had been sold to Schnucks of St. Louis, Missouri. The former Smitty's and Super One chains were closed and the buildings sold.
American Stores
A typical Albertsons store.
In 1999, Albertsons made its biggest acquisition: American Stores Companies, which included the chains Acme in Pennsylvania, New Jersey, Maryland and Delaware; Lucky in California and Nevada; Jewel and Jewel-Osco in Illinois, Indiana, Iowa, and Michigan, and two pharmacy chains: Osco Drug and Sav-on Drugs. The acquisition briefly made Albertsons the largest American grocery operator, with over 2,500 stores in 37 states, until Kroger's acquisition of Fred Meyer closed the following month. To make the acquisition, Albertsons was forced by anti-trust concerns to sell nearly 100 stores, primarily in California, Nevada, and New Mexico. The Lucky stores were converted to the Albertsons banner in November 1999, and the Lucky brand name was retired.
2000s
In 2001, Albertsons sold its freestanding Osco stores in the northeastern states to Jean Coutu Group, a Canadian drug store company. Also, Albertsons began issuing Albertsons Preferred Savings Cards. Those stores were rebranded as Brooks Pharmacy after the sale was completed in January 2002. In March 2005, Albertsons re-introduced the Osco brand name to the New England region by way of its Shaw's and Star Market pharmacies.
Albertsons exited the San Antonio, Texas, market in April 2002 by closing its 20 remaining area stores after already shuttering three other stores in December 2001. Albertsons was the area's second top grocer to H-E-B. At the time of the withdrawal, the 44-store H-E-B chain held a commanding 61 market share, while Albertsons held a 15 market share. Albertsons was the area's third top grocer before Kroger exited the market in mid-1993 when it closed its 15 area stores. Then, H-E-B's 37 area stores held a 43.2 market share, Kroger's 15 area stores a 13.7 share, and Albertsons 10 stores a 13.1 share.
Also in 2002, Albertsons sold its Seessel's supermarket chain in Memphis and parts of Mississippi to Schnucks, and pulled out of Houston, closing its 43 area stores leaving them to Kroger and Randalls after entering that market in 1990.
In 2004, Albertsons acquired Shaw's Supermarkets and Star Market Company from J Sainsbury plc for .5 billion.
Sale to Supervalu, CVS, Cerberus
On January 23, 2006, Supervalu, CVS/pharmacy, and an investment group led by Cerberus Capital Management announced they had agreed to acquire Albertsons for .4 billion in cash, stock and debt assumption.
As of June 2, 2006, the company's retail stores have been divided as follows:
Supervalu has acquired 1124 stores in the deal, including:
Acme (134 locations)
Acme Express, Jewel Express, and Albertsons Express (107 fuel centers)
Albertsons (564 locations in Southern California, Idaho, Montana, Nevada, North Dakota, Oregon, Utah, Washington and Wyoming) - New Albertsons Inc.
Bristol Farms (11 locations)
Jewel and Jewel-Osco (198 locations)
Lazy Acres (1 location)
Max Foods (4 locations) (3 converted into Lucky, 1 became Albertsons in July 2006)
Osco Pharmacy and Sav-on Pharmacy (906 pharmacies)
Save-A-Lot (2 stores franchised by Shaw's)
Shaw's (188 locations)
Star Market (20 locations)
Distribution centers (11 centers)
CVS has acquired all (approximately 702) of the stand-alone Osco Drug and Sav-on Drugs rebranding them all as CVS/pharmacy, though they are closing approximately 100 of the acquired stores. Many CVS locations are close to Sav-On stores.
The Cerberus-led group acquired:
Albertsons (655 locations in Arizona, Northern California, Colorado, Florida, Louisiana, New Mexico, Oklahoma and Texas) - Albertsons LLC
County Line Liquors (1 location)
Grocery Warehouse (1 location)
Jewel-Osco (2 locations)
Max Foods (2 locations)
Super Saver Foods (23 locations, 21 closed in late 2006)
The agreement also included terms for dividing up distribution centers and other real estate and support operations, as well as the sale of 26 Chicago-area Cub Foods from Supervalu to the Cerberus-led investor group. Cerberus has closed the Cub Foods locations and sold most of them to other operators.
After Acquisition
Supervalu has publicly stated that Albertsons will continue to have a presence in Boise, Idaho, for a three-year period from the date of acquisition, but has not stated which functions will remain permanently in Boise, Idaho, or transitioned to Eden Prairie, Minnesota.
Albertson's, Inc., is no longer a separate publicly traded company and has been removed from the NYSE. Albertsons will only exist as a nameplate for the grocery stores acquired by Supervalu and Cerberus. New Albertson's, Inc., has become the successor company to Albertsons according to SEC filings. Albertsons LLC was also formed as part of the reorganization of assets and liabilities and will eventually be led by the Cerberus group.
In 2007, Albertsons created the "Crazy About Food" slogan and campaign. At the same time they announced they no longer needed spokesperson Patricia Heaton. In an effort to unify the entire Supervalu company a new slogan was introduce at the end of 2008 throughout the company and is "Good Things are Just Around the Corner." .
On July 28, 2009, Supervalu announced that it was selling 36 of its 43 Utah Albertson's locations to Associated Food Stores, and is seeking a buyer for 4 others. All stores will be re-branded "Fresh Market". Only the 3 stores located near St. George and in Tooele, Utah will remain branded as Albertson's.
Brands
Albertsons owns several store brands ("private label" brands), often bearing the name of the chain sold under, e.g. "Jewel" brand products in the Jewel and Jewel-Osco locations. Other Albertsons brands over the years have included Good Day, Village Market, A+, Master's Choice, and Janet Lee (founder Joe's mother's name). The drug store brands (used for health and beauty aids, over-the-counter medications, and intimate paper goods) were consolidated under the name "Equaline," rather than the previous name, "Sav-On Osco by Albertsons" brand. Albertsons introduced an upscale private label brand, "Essensia," in 2003, which has now been renamed by Supervalu as Culinary Circle. Currently, store brand items in Albertsons stores include Albertsons, Shoppers Value, Homelife, Culinary Circle, Happy Tails, Baby Basics, Java Delight, Farm Fresh, Arctic Shores, Stone Ridge, Super Chill, and Wild Harvest, the latter of which is Supervalu's new in-house organic and natural foods label.
Technology
Albertsons was increasingly progressive in the area of technology, having in recent years added a "check out while you go" system, known as "Shop 'N' Scan", where shoppers scanned items as they shopped and quickly paid before leaving. This system has since been removed from some stores.
Albertsons offer (in certain areas) its customers the option to shop from home via the company's website, www.albertsons.com. Pickups were arranged at the store, or the items were delivered to the customer's home. In areas where this program was in effect, it was widely advertised over television and radio by corporate spokeswoman Patricia Heaton.
At the beginning of 2009 Supervalu introduced a new innovative way to help customers shop healthy known as nutrition iQ. This program identifies the health benefits of over 60,000 products in 11 eleven different health categories.
Preferred Savings Card
Prior to the introduction of the Albertsons Preferred Savings Card in 2001 Albertsons used a savings program called "Bonus Buys." "Bonus Buys" were available to anyone that shopped at Albertsons. Preferred Savings Cards are issued to all shoppers and allow for customers to actually see the savings.
Albertsons launched a gas rewards program at the start of 2009. Every time customers spend using their Preferred Savings card they will earn a discount of 5 cents off per gallon of gasoline at any Albertsons Express Gas Station. Customers can earn up to .50 off per gallon of gasoline or diesel (up to 20 gallons) in a rolling 90 day period. Savings greater than .50 per gallon may be redeemed at the customer's next purchase.
In the Community
Albertsons offers a way for all non-profit youth oriented organizations to earn money. This program is called "Community Partners." Members of an organization can link their Preferred Savings card to an organizations number. Albertsons then gives the organization a percentage of the sales used with the card.
Labor relations
Albertsons had contracts with the United Food and Commercial Workers (UFCW), the largest grocery union in the United States. In late 2003 and early 2004, Albertsons, along with competitor Ralphs (owned by Kroger), locked out its workers who were members of the UFCW in Southern California, in collusion with competitor Vons (owned by Safeway), whose UFCW workers were on strike. The issues in contract negotiations included health care benefits and wage structure. The UFCW lost its bid to keep its benefit and wage language in the contract intact, a reflection of how former Albertsons management viewed the expansion of Wal-Mart supercenters in Southern California.[citation needed] At present, starting wages and benefits given to new Albertsons employees are lower than those of employees hired before the labor dispute.
References
^ Albersons: http://www.supervalu.com
^ 2007's Top 75 North American Food Retailers: Supermarket News
^ SEC Filings: Supervalu
^ Albertsons says it's "crazy"
^ Supervalu announces sale of Albertsons stores in Utah
External links
Official site
The New Supervalu, summarizing the impact of the Albertsons acquisition
Albertsons History, Albertsons historical summary
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SuperValu, Inc.
Corporate Directors:
Craig Herkert Gary Ames Irwin Cohen Ronald E.Daly Lawrence A. Del Santo Susan E. Engel Philip L. Francis Edwin C. Gage Garnett L. Keith, Jr. Charles M. Lillis Kathi Seifert Steven S. Rogers Wayne Sales
Chains:
Albertsons Acme bigg's Bristol Farms Cub Foods Farm Fresh Food & Pharmacy The Market Hornbacher's Jewel Lazy Acres Lucky Osco & Sav-on Pharmacy Save-A-Lot Shaw's Shop 'n Save Shoppers Food & Pharmacy Star Market Supervalu Pharmacies
Supply Chains:
Advantage Logistics Total Logistic Control W. Newell & Company
Stock Ticker: NYSE:SVU Employees: 200,000 Website: supervalu.com
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Convenience stores
vde
Major convenience stores in Africa
Egypt
Emarat Misr
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Major convenience stores in Asia
China
7-Eleven All days Circle K FamilyMart Kedi Lawson Quick mart C-Store Buddies
Hong Kong
7-Eleven Circle K
Indonesia
7-Eleven ampm Circle K Indomaret Alfamart Starmart
Japan
7 & I ampm Community Store Daily Yamazaki FamilyMart Heart-in Lawson Ministop Newdays Poplar Save On Seicomart Circle K Sunkus Three F
Macau
7-Eleven Circle K Daily Stop
Malaysia
7-Eleven
Philippines
7-Eleven Ministop Vich Store Department Inc.
Singapore
7-Eleven Cheers
South Korea
7-Eleven Buy the way C Space FamilyMart GS 25 IGA mart Ministop Sun-mart Zpos 24
Taiwan
7-Eleven Everyday FamilyMart Hi-Life Nikomart OK SJExpress TSC Million
Thailand
7-Eleven ampm Big One FamilyMart Fresh Mart 108 Shop Jiffy
UAE
Emarat
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Major convenience stores in Europe
Northern
Best-One Centra The Co-operative Costcutter Deli de Luca Happy Shopper Londis Mills Scotmid Narvesen Nisa-Today's Pressbyrn R-Kioski Budgens Sainsbury's Local Somerfield SPAR Tesco Express Mace RS McColl
Western
Albert Heijn SPAR
Eastern
SPAR Billa
Southern
SPAR Couche-Tard Mac's Provi-Soir
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Major convenience stores in North America
United States
7-Eleven ABC Stores Albertsons LLC New Albertsons Inc. Allsup's ampm A-Plus Casey's General Stores Circle K CHS Cumberland Farms CVS/Pharmacy ExxonTemplate:.w Famima!! Gate Petroleum GetGo Go-Mart High's Dairy Store Jr. Food Mart Kum & Go Kwik Shop Kwik Star Kwik Trip Loaf 'N Jug Love's Travel Stops On the Run PDQ Food Stores Pilot Corporation Plaid Pantry Quick Chek QuikTrip RaceTrac RaceWay Royal Farms Rutter's Sheetz Speedway SuperAmerica Stewart's Shops Stripes Convenience Stores Stuckey's The Pantry Town & Country Food Stores Turkey Hill Uni-Mart Wawa Food Markets Weigel's White Hen Pantry
Canada
Becker's Couche-Tard Mac's Provi-Soir
Mexico
OXXO
Categories: Companies established in 1939 | Skaggs family | Companies based in Boise, Idaho | SuperValu (United States) | Supermarkets of the United StatesHidden categories: All articles with unsourced statements | Articles with unsourced statements from July 2007

Frequently Asked Questions

QUESTION:
How is the job market in Des Moines, IA?
I am considering moving to Des Moines to become an actuary in one of the finance/insurance companies in the coming weeks. What do you think?
- ANSWER:
QUESTION:
Housing market of Des Moines, IA. What's the best neighborhoods? What to stay away from?
My husband has a second interview at a great job opportunity in Des Moines, IA. I looked on realtor.com and found a lot of houses in little towns outside of IA that were really cheap. Too good to be true? Or have I found a housing goldmine?
- ANSWER:
  I just moved from des moines to arizona, so I have a few ideas. West Des Moines specifically the area referred to as the valley junction area have great deals in them. Also look at a town called Ankeny Iowa. Waukee and Cummings will work as well. Try to stay away from the south and east side of desmoines as it is a little rough even though there are some new subdivisions going up there. North Des Moines by the college kind of west of the college not east will be ok as well. Van Meter is West of West Des Moines and there are some great deals there as well. See where your husbands company is located and find a house near it. The areas I gave you one of them will be near the place your husbands business will be. Good Luck Pat
QUESTION:
Best way to advertise myself in Des Moines for nanny service?
I am a junior at Drake University, and I will be in the city for the summer. What is the best way to market myself to parents as a nanny for the summer? I realize I could put an ad in the paper but I've done that before and it doesn't really reach as many people as I'd like.

Any locals with suggestions?
Serious answers only please
- ANSWER:
  Two things:
  
  Ask one of your profs if they know of someone in need - the connection to another faculty member will serve you well.
  
  You can also list on sittercity.com - they are a website for babysitters and nannies and you might get some business from there.
  
  Good luck!
QUESTION:
What are the best ways to find a job in Des Moines, Iowa?
I'm an Internet marketing professional and a CRM manager.

Thanks for any help!
- ANSWER:
  Okay, forget the goofy headline and pay attention to this awesome suggestion:
  
  Indeed is like the Google equivalent of job searches. No kidding, I love it. You enter a keyword and a location, then press the magic button and you'll get results from all over the internet-from newspaper ads to job sites like monster and anything in between. I found my current job there, and likely wouldn't have even known of the position if it hadn't been on Indeed.com.
  
  PROS:
  remembers you each time you come to the site (if you're using the same computer) and will notify you of all the new jobs since your last search you can sign up for email notifications it saves tons of time by putting all of the listings in one place CONS:
  the only one I can think of is that sometimes the search results are too broad. For example: if I search for 'theatre' I'll get a lot of results for Medical jobs because they have the word in them. However, even this is manageable because you can sort your results by relevance. I've recommended this job to just about everyone I know who's looking for a job, and they all like it just as much as I do.
  
  Good luck in your search!
QUESTION:
How is the job market and the weather in Madison, WI?
Strange question? I used to live in Des Moines, IA and thinking of moving to Madison in the near future. The winter in Iowa was pretty brutal ! The worse part was the wind chill in the winter. It would get pretty cold. How does the weather in Madison compare to Iowa?
Also how is the job market? Thanks for your help.
- ANSWER:
  Most of Wisconsin is one of the coldest areas of the country. I live in South Dakota and watch the weather on tv all the time. I can't believe that it is colder than here! But, Madison is kind of close to Chicago which is usually a bit warmer.
  
  The average high and low for January in Madison is 27 and 5. Des Moines is 29 and 12. I found it on The Weather Channel:
  
  http://www.weather.com/outlook/travel/businesstraveler/wxclimatology/monthly/graph/USWI0411?from=36hr_bottomnav_business
  
  Eau Claire, WI is 21 and 3! Sioux Falls has an alright job market. Unemployment is 5%. WI unemploment is 9%. That figure is up to date. I saw Madison's is 5%, but I dunno if that is up to date. Good luck.
QUESTION:
Should I move to Des Moines, Iowa?
It would be for a company I have been with for over 5 years, so I'm too worried about the job market. My big concern is that there would be NOTHING to do there!
I like to stay active so I do a lot of hiking, rock climbing and ride the bike trails. I also like frisbee golf, outdoor concerts, street fairs (not carnivals!), just about anything outdoors.
I've done a bit of research so I have a general understanding of the climate and demographic. So, I am also wondering about the people. I won't know anyone there so I was wondering if the people are friendly. Also, would it be hard for someone in their mid- twenties to meet good people. I'm pretty low-key but not opposed to going out, I usually just offer to be the designated driver.
I hope this is enough info for someone who knows the area to give me some feedback. I'm pretty happy where I am now but I am still considering the offer. I know I have a lot of questions, any serious responses will be appreciated. Thanks!
- ANSWER:
  As a young person, I did not enjoy it there at all. As a business person, looking to raise a family, or to retire, I would highly reccomend it. It is booming in a Mid-western sort of way. There was an article in last months newspaper here with this same information here which has only fluctuated a little since that year: http://www.forbes.com/2003/05/07/bestland.html
  http://www.newsobserver.com/104/story/561567.html
  Good luck!
QUESTION:
Wondering if anyone else thinks the job market?
in Des Moines, Iowa is tough right now. I am having a hard time even getting a job through temp. agencies. My fear is, the company I worked at for 11 years closed. Therefore, prospective employers have no verification. Or is it just the crummy job market right now? Getting worried!
- ANSWER:
  The job market is Des Moines is stagnant, to say the least.
QUESTION:
What are some stores in Des Moines that might buy earrings?
I live in Des Moines, Iowa, and I am trying to sell homemade earrings and I can't find a good place. I need a rather steady income, so farmers markets don't really work that much, and it would be nice to have a store to sell them in. Does anyone know a place I should check out? Before even suggesting it, I have tried Daydreams and they said they would call me back and they didn't. So does anyone have any good ideas? If you have a store that might take them and want to set up an interview (Which I would love!) I would prefer you email me at atouchofcolorearrings@gmail.com but my Yahoo email is fine. Any ideas would be so greatly appreciated!! Thank you all so much!
- ANSWER:
  Go to valley junction and the east village and just stop in every store and give it a try. Any local business is worth a try
QUESTION:
What are the chances that I will land a job in the newspaper business before or shortly after college?
Yeah, it's a little late to be asking this, but I'm currently a Junior Journalism major. I am writing part-time for the city paper (pop. 10,000) doing stringer stories for the small high-school sporting events in the area. I also write for the school paper doing business.

If I keep going in this direction, what are the chances of me landing a fairly decent full-time reporting job at a newspaper in say...a 200 mile radius, (markets would be Des Moines, Kansas City, Omaha, Lincoln, etc.) as long as I do reasonably well with the reporting?

I really don't have a lot of expierience reporting yet either, but I'm working on it.
- ANSWER:
  The more experience you have the better the results of course.
  
  You might check out mediabistro.com there jobs sections lists hundreds of jobs at publishing companies, newspapers, media outlets, etc. you might find something there worth checking into.
  
  You could also get some experience writing by becoming a freelance writer.
  
  There are a lot of great sites that offer freelance jobs for you to pursue.
  
  Do a search on craigslist in your area for writers and freelance writers. Also check out the following websites:
  
  http://www.freelanceswitch.com/............
  
  http://www.freelanceswitch.com/............
  
  http://www.sunoasis.com/
  
  http://www.Write4Work.com
  
  www.Monster.com search for freelance writer
  
  Also sign up at http://www.ifreelance.com/ and elance.com as a freelance writer and start getting jobs.
  
  Some of these writing jobs might lead you into political writing.
  
  Another popular thing righ now is blogging and, yes, you can get paid for it. check out blogging positions at:
  
  http://jobs.problogger.net/
  
  http://freelancewriterjoblist.blogspot.com
  
  If you have some experience under your belt, it may be easier to find a good solid job.
  
  Anyways, good luck with your job hunt.
QUESTION:
Setting up Inequality equations from a problem?
The california almond growers have 2400 boxes of almonds to be shipped from their plant in sacramento to des moines and san antonio. The des moines market needs atleast 1000 boxes , while san antonio market must have atleast 800 boxes. Let x= the number of boxes to be shipped to des moines and y = the numbers of boxes to be shipped to san antonio. Write a system of inequalities that desctibe all the given conditions and graph the feasible region of the system
- ANSWER:
QUESTION:
Write the constraints for the problem, and graph the feasible region.?(algebra 2)?
The california almond growers have 2400 boxes of almonds to be shipped from their plant in sacramento to des moines and san antonio. The des moines market needs atleast 1000 boxes , while san antonio market must have atleast 800 boxes. Let x= the number of boxes to be shipped to des moines and y = the numbers of boxes to be shipped to san antonio. Write a system of inequalities that desctibe all the given conditions and graph the feasible region of the system.
Im looking for the inequalities.
- ANSWER:
  Draw your graph on the S and D (for San Antonio and DesMoines) axes (D-axis horizontal). The first condition is that S + D ≤ 2400, the total Sacramento output.
  This produces a line between the points (2400,0) and (0,2400). The first cut on feasibility is defined by this triangle in the first quadrant. You must be in the first quadrant because S ≥ 0 and D ≥ 0 always. Next, you have D ≥ 1000. This produces a vertical line through the point (1000,0). The area of feasibiity must be to the right of this line. Then S ≥ 800. This produces a horizontal line through the point (0,800).
  The small triangle of points satisfying all these conditions can now be seen below the slant line, above the line S = 800 and to the right of the line D = 1000. This is the final feasible region.
QUESTION:
Finding and graphing inequalities?
The california almond growers have 2400 boxes of almonds to be shipped from their plant in sacramento to des moines and san antonio. The des moines market needs atleast 1000 boxes , while san antonio market must have atleast 800 boxes. Let x= the number of boxes to be shipped to des moines and y = the numbers of boxes to be shipped to san antonio. Write a system of inequalities that desctibe all the given conditions and graph the feasible region of the system.
Im looking for the inequalities.
- ANSWER:
QUESTION:
Help me this Math problem?
The California Almond Growers have 2400 boxes of almonds to be shipped from their plant in Sacramento to Des Moines and San Antonio. The Des Moines market needs at least 1000 boxes, while the San Antonio market must have at least 800 boxes. Let x= the number of boxes to be shipped to Des Moines and y= the number of boxes to be shipped to San Antonio.
And this is my system of inequalities
x+y=<2400
x>=1000
y>=800
is it right?
As you said, I corrected it: x+y=2400
However, after I graph them, I don't know how to define the feasible region because the equation x+y=2400 is only a line, so how I choose up or down.
- ANSWER:
  The feasible region would be below the line x + y = 2400 (including the line itself) as x + y cannot be more than 2400 (that would mean more than 2400 boxes were shipped).
QUESTION:
What should my initial offer be on a house with a 0,000 asking price.?
the current owner inherited the house and does not live there. they have not had any other offers yet, it has been on the market 22 days. house is in des moines iowa.
- ANSWER:
  Your offer should be based on what the house is worth. If compared to other houses the 0,000 is a giveaway price then snap it up for full price. If 0,000 is way overpriced then you need to offer them way low.
  
  The list price may or may not have any relationship to the value.
QUESTION:
Is McCain shooting himself in the foot on the Ethonal Support?
In Corn Country, McCain Says No To Ethanol Support

DES MOINES, Iowa - Republican presidential candidate John McCain didn't mince words Friday at the Iowa State Fair, telling corn producers he didn't want to subsidize their ethanol but was eager to help market farm products around the world.

"My friends, we will disagree on a specific issue and that's healthy," McCain said as he stood near bales of straw at one of the nation's premier farming showcases. "I believe in renewable fuels. I don't believe in ethanol subsidies, but I believe in renewable fuels."

McCain has never been shy about speaking against subsidizing ethanol when he is in farm country, though that stand helped to make him unpopular enough in Iowa that he skipped participating in its leadoff presidential caucuses in 2000 and put much less emphasis on them in 2008 than many of his opponents.

In a brief speech at the fairgrounds — where he viewed a 1,253-pound boar named Freight Train and looked for pork chop on a stick, a fair delicacy — McCain pledged to negotiate trade deals favorable to farm commodities.

"My mission and my job as president of the United States will be to make sure every market in the world is open to your products," he said.

McCain met with Iowa Agriculture Secretary Bill Northey during his fairgrounds tour and promoted expanded pork exports as a boon to the nation's leading hog-producing state. He said a free-trade deal with South Korea could boost profits by a hog.

"Agriculture products here in the state of Iowa can feed the world and we're not afraid to compete with anybody," he said.

McCain said his visit gave him a chance to "meet and greet the real America."

"This is the heartland of America, this is what America is all about, this is the people I want to know and meet," he said.

Democrats in the state said McCain's opposition to ethanol subsidies and the 0 billion farm bill would make it difficult for the Republican to win Iowa's seven electoral votes and would hurt him throughout the Midwest. McCain called the bipartisan farm bill "bloated" and an example of the kind of spending measure he would veto as president.

"He voted against ethanol subsidies, he's opposed to the farm bill," Iowa Democratic Chairman Scott Brennan said. "What it proves is he doesn't care about what's important to Iowa."

http://news.yahoo.com/s/ap/20080808/ap_on_el_pr/mccain;_ylt=AqyuE0quOMnntkBft6weBBADW7oF
- ANSWER:
  Because Ethanol from corn is not the answer.
  
  The truth about oil from corn is that corn can produce only 18 gallons of fuel grade oil per acre per year.
  
  Palm oil can produce only 700 gallons of fuel grade oil per acre per year but palm can't grow every where in the US.
  
  We need to look else where
  
  http://cc.pubco.net/www.valcent.net/i/misc/Vertigro/index.html
  
  tcw
QUESTION:
Please help. What job can I get with my college degree?
I recently graduated from The University of Iowa, Tippie College of Business with a double major, Marketing & Management; 3.35 GPA but due to financial constraints, I also attended a community college in the summers to finish my 2 year degree and therefore have no internship experience.
I live in Des Moines, Iowa and need an entry level job that matches my degree. HELP. What job would my degree help me get? PLEASE HELP!
- ANSWER:
  wat
QUESTION:
Is it possible to approach a girl in a public place without appearing "sleasy"?
I'm from a small town (i graduated with only 49 others), & its hard to meet girls outside of where im from (i don't get introduced or meet through friends like normal people). I live 20 min from the city (des moines, ia) The mall kinda seems like a "meat market" there; lots of girls stand around. Since im 20 yrs old, & haven't been in a serious relationship in almost 3 yrs, ive been desperate lately to find someone. I just want to clarify, im not overweight, don't have any giant moles on my face, or anything like that(lots of girls say im very cute in fact, but these girls say they are taken, or they are too young for me) how do i approach them(they're strangers!) would you girls call me "trashy" to have me just come up to u? IM DECENT!
One of the hard things is, im kind of at the age where, I'm too young to go the bars around here (gotta be 21)and im too old for HS gals (if you don't think i am, tell me whats the norm in your area). Basically wondering, where should i meet ppl?
- ANSWER:
  The mall is a great place to meet women who don't have much to do and will talk to strangers. Stupid and aimless, but some look good in tight jeans. Offer to buy one a hot dog on a stick and tell her yours is bigger. That impresses them!
  
  Seriously - the mall? !!!!!!!!!!!
  
  Decide what you like to do and do it. Join a church, take a night class, volunteer for a politician, join the Friends of the River, play softball, join a kayaking club, volunteer at the library, offer to help a scout troop, tutor . . .
  
  The single women you meet will be high-class and have something in common with you. The men and married women you meet will have sisters, friends, daughters, cousins, neighbors co-workers . . .
  
  You aren't going to order up the woman of your dreams as easy as you can download an MP3 file, sport. It is going to take time.
QUESTION:
Should I stay at my current job or accept a new job offer?
Currently, I am living in Des Moines, IA but working for a company in Chicago, IL from my home. I have been with my current advertising agency for over 5 years and they just recently allowed me to work remotely after having to relocate for my husband. It's a good and stable job with lots of perks, however, it is very stressful and i'm not sure how long they will let me work from home. Also I want to start a family soon and I have to travel to Chicago about once a month, so that could get less than desirable once I start having kids (within the next year). But I do love my co-workers a lot and have a lot of equity built up.

An agency in Des Moines has offered me a job with the same salary and benefits and it's about a 10 minute drive from my house. However, the job is a little lower caliber due to the smaller market size. It is the biggest agency in Des Moines though and has a pretty good reputation. I'm just not sure if I'll like it or not and if I'll regret throwing away a job with a great agency that allows me the flexibility to work from home.

Also, I don't want to miss out on a good opportunity locally and invest myself fully in my new life in Des Moines. If I don't take this job, there are only a few more agencies left to go to in Des Moines if I need to find one in a few years.

Help! I'm torn. Am I just afraid of change?
- ANSWER:
  If you want a family - consider that easier job.
  Nothing is more rewarding that raising kids properly and being there for them.
  /
QUESTION:
What is my job title? (designer/marketing/etc)?
I am working as a temp for a very large company with a possibility of getting hired. I'm not sure what a fair job title would be. I am in the marketing department, I have access to and use all of the main design software programs (quark, adobe programs etc. and the only other 2 people who have these are titled graphics specialists). I have designed a few things from scratch (I've only worked here about 2 months) but I mostly make updates to their current and existing brochures, flyers, graphics. Some of the other people who are also in our department have me update their charts using adobe illustrator to go into their marketing power point presentations which we print as books. Sometimes they will also have me print and bind these books for them. The majority of my work is design. My temp title is Project Assistant (which is not accurate at all). If my boss wants to hire me what title and salary should I ask for (Des Moines, IA)? First job out of college with BA in art and design.
As a side note: my degree as I stated above is in design and is actually what I want to do so if you can think of a title that at least makes reference to the fact that I do some design that would help me out a ton. That is the direction I want to go - NOT into marketing. Thanks.
- ANSWER:
  I would either go with Graphic Design Assistant or Junior Graphic Designer or maybe Desktop Publisher as you are doing other works.
  
  I wish I could help you on the money but being Canadian I don't know what to expect for somwhere in the states. Here a Junior position would go from about -16 an hour.
  
  http://desktoppub.about.com/od/employment/l/aa_salaries.htm
QUESTION:
Why would you vote for anyone who will not repel the health care bill?
: If You Like Your Plan, You'll Be Able To Keep It.” (President
Obama, Remarks At The White House, Washington, D.C., 7/21/09)

“3M Co. Confirmed It Would Eventually Stop Offering Its Health-Insurance Plan To Retirees, Citing The Federal Health Overhaul As A Factor.” (“3M To Change Health-Plan Options For Workers,” The
Wall Street Journal, 10/4/10)

· “The St. Paul, Minn., Manufacturing Conglomerate Notified Employees On Friday That
It Would Change Retiree Benefits Both For Those Who Are Too Young To Qualify
For Medicare And For Those Who Qualify For The Medicare Program. Both Groups
Will Get An Unspecified Health Reimbursement Instead Of Having Access To A
Company-Sponsored Health Plan.” (“3M To Change Health-Plan Options For Workers,” The
Wall Street Journal, 10/4/10)

Said It Made The Announcement Now To
Give Retirees A Chance To Explore Different Options During This Year's
Benefit-Enrollment Period,
according to a 3M memo reviewed by The Wall Street Journal. A 3M spokeswoman,
Jacqueline Berry, confirmed the contents of the memo.” (“3M To Change Health-Plan Options For Workers,” The
Wall Street Journal, 10/4/10)

also

“The Principal Financial Group Announced On Thursday That It Planned To Stop Selling Health Insurance, Another Sign Of Upheaval Emerging Among Insurers As The New
Federal Health Law Starts To Take Effect. The Company, Based In Iowa, Provides
Coverage To About 840,000 People Who Receive Their Insurance Through An
Employer.” (“Insurer
Cuts Health Plans As New Law Takes Hold,” The New York Times, 10/1/10)

, The Company’s Decision Reflected Its Assessment Of Its Ability To Compete In The Environment Created By The New Law. ‘Now scale really matters,’
said Daniel J. Houston, a senior executive at Principal, which is headquartered
in Des Moines. ‘We don’t have a significant concentration in any one market.’
Because Principal Financial is primarily in the business of asset management,
it decided not to make the investments needed to remain competitive as a health
insurer, Mr. Houston said. The company, which focused on plans sold to small
businesses for their employees, does not participate in other markets, like
selling policies to individuals or for people enrolled in Medicare or Medicaid.” (“Insurer
Cuts Health Plans As New Law Takes Hold,” The New York Times, 10/1/10)

“In The Case Of Principal Financial, UnitedHealth Group’s Insurance Plans Have Agreed To Offer Coverage To Principal’s Customers. … ‘It’s just going to drive
the little guys out,’ said Robert Laszewski, a health policy consultant in
Alexandria, Va. Smaller players like Principal in states like Iowa, Missouri
and elsewhere will not be able to compete because they do not have the
resources and economies of scale of players like UnitedHealth, which is among
the nation’s largest health insurers. Mr. Laszewski is worried that the ensuing
concentration is likely to lead to higher prices because large players will no
longer face the competition from the smaller plans. ‘It’s just the
UnitedHealthcare full employment act,’ he said.” (“Insurer
Cuts Health Plans As New Law Takes Hold,” The New York Times, 10/1/10)

Democrat Promise: If You Like It, You Can Keep It

PRESIDENT OBAMA: “If You Have Health Insurance And You Like It, And You Have A Doctor That You Like,
Then You Can Keep It. Period. And I Won’t Sign A Bill That Somehow Would Make It
Tougher For People To Keep Their Health Insurance. … We certainly would not be
signing a bill that somehow prevented somebody from getting, from keeping
insurance that they’ve already got or allow private insurers to sign up new
folks if they’re providing good service.” (President Obama, Conference Call With
Liberal Bloggers, 7/20/09)

VICE PRESIDENT BIDEN:“Nobody Is Going To Mess With Your Benefits. Nobody. All We Do Is Make It
Better For People On Medicare.” (“Biden Tells Seniors Overhaul Won’t
Hurt Medicare,” The Associated Press, 9/23/09)

SEN. HARRY REID (D-NV):“In Fact, One Of Our Core Principles Is That If You Like The Health Care You
Have, You Can Keep It.” (Sen. Reid, Congressional Record, S.8642, 8/3/09)

· REID: “If You Like What You Have, You Can Keep It.”
(Sen.
Reid, Press Briefing, 10/20/09)

SEN. MAX BAUCUS (D-MT):“Folks Who Are Satisfied With Their Current Health Insurance Coverage Could
Keep It. People Would Not Be Required To Change Health Plans.” (Finance Committee, U.S.
Senate, Hearing, 10/14/09)

SEN. CHRIS DODD (D-CT):“I Say At The Outset, If You Like What You Have, You Get To Keep It, Choose
Your Doctor, Hospital, Choose The Insurance Program You Have.” (Sen. Dodd,
Congressional Record, S.8663, 8/3/09)
- ANSWER:
  Excellent research.
  
  Anyone who would vote for a candidate who would not repeal Obamacare just doesn't understand the situation.
QUESTION:
Walmart Wine?????
Some Wal-Mart customers soon will be able to sample a new discount item -- Walmart's own brand of wine. The world's largest retail chain is teaming up with E&J Gallo Winery of Modesto, Calif., to produce the spirits at an affordable price, in the -5 range.
While wine connoisseurs may not be inclined to throw a bottle of Walmart brand wine into their shopping carts, there is a market for cheap wine, said Kathy Micken, professor of marketing at Roger Williams University in Bristol, R.I. She said: "The right name is important."

So, here we go: The top 12 suggested names for Walmart Wine:

12. Chateau Traileur Parc

11. White Trashfindel

10. Big Red Gulp

9. Grape Expectations

8. Domaine Walmart "Merde du Pays"

7. NASCARbernet

6. Chef Boyardeaux

5. Peanut Noir

4. Chateau des Moines

3. I Can't Believe It's Not Vinegar!

2. World Championship Riesling

And the number one name for Walmart Wine ...

1. Nasti Spumante
- ANSWER:
  And if KMart has their own wine, these could be:
  
  10. Chateau Special K
  
  9. Martha Stewart's Vineyard and CELLar
  
  8. Liquid Joe Boxer Remover Dessert Wine
  
  7. Block Chapter 11, Single vineyard Cabernet Sauvignon
  
  6. Super DrunK Cabernet Franc
  
  5. Sears, Roebuck, and Chardonnay
  
  4. Rosie's Riesling
  
  3. "Attention Kmart Shopper/Drinker" Merlot - but a lot, drink a lot
  
  2. Little Caesar Pinot Noir Pinot Noir
  
  1. Blue Light Specials Blend
QUESTION:
Japanese "Rent-a-Sensei" Question?
OK, I don't mean to sound disrespectful, but I thought that title would get more replies.

Anyway, I live in extreme SE South Dakota, so the nearest college with a Japanese program is in Des Moines (about 5 hours away). So, I am going to go down to the Asian Market in Sioux City on Monday to ask if there are any Japanese folks who can tutor me. South Dakota isn't exactly a hot spot on the tourist plans of most Japanese (I mean, if you want cold, you can take a trip to Hokkaido. LOL).

My question is, what is a fair rate for remuneration of my Sensei. I don't want to offer too much; neither do I want to underpay. Anybody got any ideas?
Oops, didn't mean to suggest that I was going to ask for any old Japanese person. Clumsy question construction on my part.
- ANSWER:
  Don't do this.
  The average person cannot teach you a language by himself without proper training. Knowing Japanese and knowing how to TEACH Japanese and two completely different things.
  Even if you find a willing person (which I doubt in and of itself because assuming, "Hey, you're Japanese. You should teach me Japanese" is quite rude), it doesn't mean you're actually going to accomplish much with that person. It's easy to correct your native language, but trying to explain it is really difficult.
QUESTION:
MLB in Portland?
There have been several people who have asked the chances that Portland gets an MLB team? Yes, Portland is the largest market in the US without an MLB team, but I'm just not sure the interest is there.

First of all - there's already a AAA team in Portland, the Beavers. How many people asking that question know they exist? Second - In 2007, the Portland Beavers average attendance was 5,478. They're attendance is 10th in their OWN LEAGUE, (PCL) and 21st in all of AAA.

If Portland is not supporting the AAA baseball they already have, there is no reason to believe they would support a Major League team. Heck, places like Albuquerque and Des Moines draw better attendance than Portland.

If Portand really wants to land an MLB team, they need to do more to market what they already have in the Beavers and PGE Park.

Any thoughts?
- ANSWER:
  I live near Portland and I know if there was a major league team here there would be more interest. Minor league teams attendance is not that important. Seattle would be a natural rivalry, too. Many people including me go clear to Seattle just to see a live major league game. We don't bother with the minors that much.
QUESTION:
About upside down assessed values on homes?
How does one pay off a mortgage, when real estate market values, which are based on assessed value by the Tax Man in town, have dropped to below what you need to pay off the loan? The good news is that my property taxes will be lower for next year; the bad news is that no one here pays much over assessed value when purchasing real estate, so am I stuck in this house until the day I die -- at which time, it will be my kids' problem to pay off the mortgage? I live near Des Moines, Iowa.
I am trying to get the house ready to sell, and my question concerns market value I can expect to get when I sell -- which as I said around here is usually just at the assessed value and no higher. If I don't sell it for enough to pay off the loan, because of the depressed market, how does one make up the difference to the lender?
- ANSWER:
  You've gotten some great answers already, but I'll answer the one from the "additional details." If you sell for less than what you owe, then you have to bring the difference to the closing table -- basically, you pay the difference. The other option is to ask the lender if you can do a short sale -- it's completely up to the lender and it will have some affect on your credit, but not as bad as a foreclosure. Good luck to you -- I sold two months ago and had to bring some money to the table, but luckily not too much. In my area, the tax assessed value is typically less than the actual appraised value of a home -- and homes are sold for the appraised value (or less depending on negotiations). My house sold for the appraised value (the offer was originally more, but the appraisal came in lower thanks to quite a few foreclosures in my area). However, my tax assessed value was 22% lower than the appraised value.
QUESTION:
k+ (Spanish/English) bilingual jobs?
I have been on a quest in changing careers and I would like to be able to utilize my bilingual skills. I am a college graduate with 2 degrees and professional experience. As I have been doing searches for bilingual jobs I have come across a few disappointing realities - most of the bilingual jobs are either for call centers or people with high school diplomas.

-It appears that being an interpreter at a hospital or a court - 90% of the time only leads to temporary or freelance employment (seriously, people need to make a living)

-The little Pharmaceutical or Medical Equipment Rep jobs there are - most of them are concentrated in Miami, FL; Dallas, TX or somewhere down south. The market never seems be good enough for bilinguals to find professional jobs in the midwest.

A family member said to me, "As long as the the need for individuals needing bilingual assistance is focuses on those who contribute little to the economy (.00/hr paychecks) as oppose to those who who contribute a lot to the economy (/hr paychecks) you will not see a big demand on bilingual professional jobs in the US.

Not sure I totally agree, but is there professional bilingual jobs in the US? If so where are they? Can I find them in Colorado Springs, Indianapolis, Raleigh, or Des Moines? How do you find them?

Thanks again
- ANSWER:
QUESTION:
17 year old cannot afford citizenship;no resources;has lived here most of her life;desperate need for advice?
Dear Yahoo,

I am not sure on how extensive your knowledge of the immigration process is, but if you were able to help me with the following issue, my gratitude would be unprecedented.

I am a seventeen-year old female who has lived in America for most of her life. I have received my “green card”, am a legal permanent resident of Iowa, and have been for about four years.
Upon turning fourteen, I was promised by both the Des Moines Naturalization offices and my mother that I would receive citizenship along with her that year and that my security and status in the U.S. as a citizen was ensured. That promise was never kept.
My mother received her citizenship, but did not extend this privilege to me. Her reasoning was that she and my stepfather (a born-in citizen) could not immediately afford the additional fee required to include me in the "automatic naturalization" that occurs once an underage alien's parent(s) are granted permanent legal citizenship in the U.S. It has been nearly four years since then, and my parents have gingerly avoided the subject of citizenship with me. I, as a young, immature, and ignorant adolescent believed that this issue would be, and should be, solved by those who had charge over me. It is only in the past two years that I painstakingly began to understand that despite the claim that the final steps of my naturalization would be solved later, once the monetary obstacle was removed, I was never to become a legal citizen without taking control of the situation. My parents have the ability and resources to pay for the required fee to finish off the naturalization process, but have refused despite my voiced concerns, all whilst unashamedly purchasing merchandise over the past four years that outweighs the cost of the fee.
In addition, I have not been able to get a job due to this, as I am competing against individuals with more experience and a citizenship. I can assure you I am no less competent than many of my peers who are currently employed. I have been told that employers should have no legal qualms about hiring me, but nevertheless, I remain undesirable in the job market. For this reason I have not been able to earn the money required for the completion of my naturalization. I cannot afford a car, and Iowa does not offer public transportation routes that can compensate for this.
As a high school senior with good grades and many aspirations, I have discovered that very few scholarships are offered to those without a citizenship. I am also refused loans and grants automatically due to my legal status (according to my counselor and colleges in my area whom I have contacted regarding this issue). This is a shattering blow to my near future, as I had hoped to undergo at least a four year education and cannot afford all the costs of college if I am left without any kind of aid. My parents will not be paying for any of my education.
As my eighteenth birthday nears closer, I am left with a serious and, quite frankly, scary understanding of what is to come if I am not naturalized before I am of age. The naturalization process then again begins at zero, the fees, paperwork, and length of process grows exponentially, and the risk of deportation (if I do not manage to finish the process in time) looms even closer.
With my inability to get hired, take out a loan, and my parents’ resources or citizenship statuses no longer legally sheltering me in two months, I am left hopeless and frantic in search for a solution to my problem. I see now I have been too trusting of my guardians, too hopeful that my sincere urging would bring them to action. I see the flaws in my judgment and the foolishness with which I reasoned even six months ago, expressing concern and faithfully holding on to the ideology that the love parents should have for their children—along with the growing pressure to complete the task—would demand for and ensure me aid. I was stubbornly ignorant and very wrong. I now know this and am in need of any kind of advice that anyone has to offer.
If anything I have stated so far above is incorrect or has errors, please do not hesitate to notify me of this. I am desperate for an answer or guidance of any sort. I have lived here most of my life and the risk of deportation in light of this seems frighteningly ridiculous, yet very real.

Thank you.
- ANSWER:
  "As a high school senior with good grades and many aspirations, I have discovered that very few scholarships are offered to those without a citizenship. I am also refused loans and grants automatically due to my legal status (according to my counselor and colleges in my area whom I have contacted regarding this issue). "
  
  NOT TRUE. As a permanent resident, you are eligible for federal and college financial aid. Only a few private scholarships may require applicants to be citizens and not just LPRs. I am dubious that so many counselors would misinform you about a commonly known fact.
  
  "I have lived here most of my life and the risk of deportation in light of this seems frighteningly ridiculous, yet very real."
  
  If you have a green card, then the only way you could possibly face deportation is if you were convicted of a crime of moral turpitude. As long as you don't use illegal drugs or rob 7-11s to get the money for your naturalization, you should be fine. If naturalization is really a problem of money, talk to your counselor. I am a school teacher, and in my district, we often provide assistance to students and families in need. If you were a student in our local high school, we'd gladly come up with the money to help you get citizenship.
QUESTION:
Wanting to move to Phoenix from Iowa?
I currently live in Des Moines Iowa, and I am seriously thinking about relocating to Phoenix, AZ. I am wanting a fresh start and I do know a couple people whom live there. What I am wanting to know is peoples opinions on this. How is the job market, what things should i be looking out for? I currently work at our local cable company and have been here for nearly 4 years a lead in Customer Service. Any ideas on where i should be applying out there that would be similiar to a call center in customer service? I did apply at Cox Cable yesterday, and also found "The Retreat" for apartments that i found was pretty close. Am i going in the right direction?
- ANSWER:
  Swift Transportation's headquarters are in Phoenix, they can always use dispatchers and customer reps, and a whole lot of other office jobs that I do not know anything about. But I do know they may not pay the best but have great benefits.
QUESTION:
Investing/Buying an Ice Facility?
The one and only Des Moines Indoor ice rink is up for sale. It is a wonderful building with two large sheets of ice. The reason it is being sold could partially because it may be losing money but also partially because the man who owns it (some millionaire in Colorado) took out an insane amount of loans on the building, 3,000,000+.

The facility is always busy it makes me think there is no way that they could be losing money. The building is rented out mainly to leagues and other activities. Are very few times open for them to even have public skate, which I guess could be good because they charge 0 an hour to rent the ice.

The building is for sale for ,700,000 (built on land leased from the gov't) but the building is assessed at 4,000 obviously there is some added value for buying an established business but i'm thinking it's worth around a million dollars?

It is such a great place, my family spends a lot of time at "Metro" as it's called. My Brother plays hockey and the hockey scene is really just starting to take off in Des Moines. If Metro is closed the hockey scene will crumble in this town. I think there is great untapped potential and it will just continue to grow. There was 140 kids in hockey initiation this year and I have a feeling that number will just continue to grow.

I have an education in marketing and management and I really think this could be a great opportunity.

What do you think? Is it a business worth looking into? I know it's hard to make money but why?? What is the business worth?
I think there has also been a lot of mis-management. There are some minor things that I think need to be re-evaluated and changed.
- ANSWER:
  The tax assessment probably has very little to do with how much the business is worth.
  
  If you are truly thinking of buying it:
  a) Can you get .7M + money for operating expenses?
  b) What about the terms of the land lease. If the land lease expires soon, you could be in for significant trouble in terms of increased lease rates or pulling the lease altogether.
  c) Are you getting a building or a business? I think you would like to buy the business rather than just a building unless you have a spare Zamboni in your backyard. If you want to buy the business, ask the owner for a synopsis of the books. Are there long-term contracts that are valuable or are they at /hour?
  d) If he has M in loans on a 2.7M building is this a short sale? How motivated is the bank to get the deal done?
  e) Can you talk to someone else who owns such a business and ask what the pitfalls are? For example, what is the liability to the owner of an ice rink if someone dies pretending they are Scott Hamilton or as a result of being clubbed in a hockey game? Can you insure yourself for this? Can the current owner let you assume such a policy?
  f) What is the real estate play like? Is the area around the ice rink stable or changing? Could you buy the ice rink and in 10 years have someone offer you M for the land to build luxury condos or is it more likely that people will stop coming to the Metro because the parking lot is more dangerous than the hockey game?
  g) Is there a liquor license and can you get that? How about food sales?
  
  It's pretty comforting to know that hockey is growing during a recession. When I was a kid I had to do all kinds of things to get new hockey sticks and would have thought that the recession would make that tough. Maybe they just make hockey sticks better than they used to (when I was kid, I played hockey wearing a Bobby Orr #4 jersey).
  
  Good luck!
QUESTION:
Walmart Wine????
Some Wal-Mart customers soon will be able to sample a new discount item -- Walmart's own brand of wine. The world's largest retail chain is teaming up with E&J Gallo Winery of Modesto, Calif., to produce the spirits at an affordable price, in the -5 range.
While wine connoisseurs may not be inclined to throw a bottle of Walmart brand wine into their shopping carts, there is a market for cheap wine, said Kathy Micken, professor of marketing at Roger Williams University in Bristol, R.I. She said: "The right name is important."

So, here we go: The top 12 suggested names for Walmart Wine:

12. Chateau Traileur Parc

11. White Trashfindel

10. Big Red Gulp

9. Grape Expectations

8. Domaine Walmart "Merde du Pays"

7. NASCARbernet

6. Chef Boyardeaux

5. Peanut Noir

4. Chateau des Moines

3. I Can't Believe It's Not Vinegar!

2. World Championship Riesling

And the number one name for Walmart Wine ...

1. Nasti Spumante
- ANSWER:
  How about Merlot a lot less.

Tags: des moines market
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Realtors Des Moines

Thursday, October 20th, 2011

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Frequently Asked Questions

QUESTION:
I am moving to des moines and looking for link to realtors or homes for sale?
- ANSWER:
  Re/Max is a pretty big Realtor in the DSM area. Their site is pretty decent. You may also want to check out the Des Moines Registers website. It will have useful links for that area.
  
  Craigslist is iffy but can find some good deals there. Good luck. Des Moines is a great town.
QUESTION:
Housing market of Des Moines, IA. What's the best neighborhoods? What to stay away from?
My husband has a second interview at a great job opportunity in Des Moines, IA. I looked on realtor.com and found a lot of houses in little towns outside of IA that were really cheap. Too good to be true? Or have I found a housing goldmine?
- ANSWER:
  I just moved from des moines to arizona, so I have a few ideas. West Des Moines specifically the area referred to as the valley junction area have great deals in them. Also look at a town called Ankeny Iowa. Waukee and Cummings will work as well. Try to stay away from the south and east side of desmoines as it is a little rough even though there are some new subdivisions going up there. North Des Moines by the college kind of west of the college not east will be ok as well. Van Meter is West of West Des Moines and there are some great deals there as well. See where your husbands company is located and find a house near it. The areas I gave you one of them will be near the place your husbands business will be. Good Luck Pat
QUESTION:
Nice parts of Des Moines, Iowa?
We are moving to Des Moines and need to know the nice, not scary neighborhoods. Don't say check with a realtor. I already did that and they can't legally recommend one neighborhood over another. Johnston? Clive? West Des Moines? South DM? Thanks!!
Oh great. It does sound tricky now. I just wanted a nice, safe place. Thanks for your input.
- ANSWER:
  dam,,,you don't know how tough this simple question is. it is a homogeneous city, meaning that there is bad almost anywhere you go. a realtor can recomend anything he wants - that should tell you something. i would go to where i80 turns west away from the city and find something as far west as you want to go. the farther west, the better. i'm talking rural. a lot of people will tell you about this great section or that but they all seem to be surrounded by predators who look on the nice areas as hunting grounds. it's no different than any other city it's just laid out funny.
QUESTION:
I need the BEST real estate agent in Des Moines... Who?
I've talked to a lot of the local Realtors, and I don't like them! Can anyone reccomend an agent... a really GOOD one?
- ANSWER:
QUESTION:
realtor fees in iowa?
Is there room to negotiate the commission that a realtor gets? Des Moines, IA
- ANSWER:
  The way the market is right now, you should be able to negotiate.
QUESTION:
What kind of house is this one?
http://www.realtor.com/property-detail/1215-Hutton-St_Des-Moines_IA_50316_22204703?source=web

Is it a saltbox? Or something different?
Thanks, no I'm not looking for a house. It's for a homework assignment.
- ANSWER:
  I am not sure, but I just wanted to give you a tip. If you are seriously looking for a house, do not use realtor.com.
  
  Realtor.com has VERY VERY outdated information. It is not a live feed from the local MLS system, and about half of those properties have had price reduction or been sold. Go to one of your real estate companies websites, and they should have a live feed to the MLS.

Tags: realtors des moines
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Des Moines Reality

Tuesday, October 18th, 2011

Sports games involve high quality 3D graphics and high-speed animation and special effects that allow users to play such games as soccer, baseball, snooker, and other games on computers and on the internet. The advances in software and graphics technology have made software renditions of such games next to real and fun.

Before the rise of software and computer technology, few would have imagined playing baseball in virtual reality or on computers. These were games to be played outdoors, in lush green parks, or on the street. Now we can play them on monitor screens in one's bedroom, or online with other players.

Some of the games that are popular today include the following:
Billiards - A combination of letter keys and the mouse allow the player to aim and shoot with high precision. The rules remain the same, and the visual effects are 3-dimensional.
Bowling - A number of customizable ball, 3 alleys, and near-realistic ball and pin movements make this club game come alive in your drawing room.
Tennis - A 3 set tennis match against the computer allows amateurs to try their hands with this game. The players and the strength of the hits are controlled by combining mouse dragging and a few keys.
Snow Boarding - An obstacle filled race that gives more points the earlier you finish. The controls as usual are with the mouse and keyboard. You get the choice of listening to background music as well.

Most of the virtual games are a test of one's hand-to-eye coordination. It is a skill that comes with practice. The levels of the games differ and the usual options available are beginners, intermediate and advanced. Since the games are played against a computer software, the level of difficulty in limited by the quality of programming.

To learn more about playing online sports games, visit online sports games

Frequently Asked Questions

QUESTION:
What first comes to mind when you read the headline and first line of this "news" report?
Headline "Man with knife arrested by Obama's hotel"
By JAMES BELTRAN, Associated Press Writer
Thu Jul 5, 2:35 AM ET

First line:
"DES MOINES, Iowa - A man with a large knife was arrested Wednesday outside presidential hopeful Barack Obama's hotel in southeast Iowa, police said."

the reality:
"McDonough said Obama's security crew had been keeping an eye on Zakaryan because they thought his car looked familiar and may have been at another of Obama's campaign stops. After Zakaryan pulled the car near the hotel, the agents asked police to question him. That's when they found the knife inside the car, McDonough said."

http://news.yahoo.com/s/ap/20070705/ap_on_el_pr/obama_security;_ylt=AiMnMIZpH2G4E_cebwH9_FAGw_IE
- ANSWER:
  My first thought when reading the headline was that Obama's life had been threatened. After reading the first line of the "news" report my thought was that there was a potential threat to Obama. When I read the REALITY my thoughts were that a knife was in a car. Not exactly a crime and definitely not newsworthy.
QUESTION:
Why Did New Mexico's Governor Say The Border Wall Was Not Funded?
When in reality it was funded?

He said it on 3/2/07 in a presidential campaign Q&A at Drake University.(Des Moines, Iowa).
BORDER WALL WAS FUNDED BEFORE THE BORDER WALL BILL WAS SIGNED.

"SCOTTSDALE, Ariz. — President Bush has signed a homeland security bill that includes .2 billion for fencing along the U.S.-Mexico border to stem illegal immigration...The bill also includes an overhaul of the Federal Emergency Management Agency... Standing before a mountainous backdrop in Arizona, a state that has been the center of much debate over secure borders, Bush signed the billion homeland security spending bill into law Wednesday" http://www.abqtrib.com/news/2006/oct/05/bush-oks-border-fence/
- ANSWER:
  The govoners of these border states including California are dependent upon the Latino vote. ( As are some non border states now) Particularly are the Democratic govoners in need of the Latin vote, the homosexual vote and the Liberal vote and any other fringe vote.
  
  But they prefer to pontificate and lie rather than tell it as it is.
QUESTION:
Would you boycott Pizza Hut if they fire a driver for shooting a robber in self-defense ?
An Iowa state senator has vowed to stop buying Pizza Hut products if the chain fires a Des Moines delivery man who shot a teen who tried to rob him last week.

Sen. Brad Zaun, R-Urbandale, told other lawmakers that he supports the delivery man, James William Spiers, according to a report in the Des Moines Register.

"I think what he did was the right thing," Zaun said Tuesday. "If I was in a situation to protect my family, protect myself, to continue being a father, I would’ve done the same thing."

http://www.foxnews.com/story/0,2933,344608,00.html

I am especially curious as to what liberals will say. They claim to be for the 'working man'. But in reality, their sympathy lies more with the criminals
- ANSWER:
  I am a democrat and have been called liberal many times. I was a pizza delivery driver in my college years. There are times i wish i had a gun. Nothing like having a big sign on your car as a target. And knowing you have at least 100 bucks on you. You are not supposed to have more then 20 bucks on you. But anyone who knows how delivery driving works, knows you are working 4-6 delivery's at the same time. And the cash can add up quick. So a guy/girl walking around dark neighborhood apartment complexes or backroads, knows they are an easy target. I believe everyone has a right to defend themselves if they feel their life is being threatened. I believe this guy had a right to do what he did. I don't agree the guy should be fired. But i worked at two different pizza places, who BOTH told me i would be fired if i carried a gun. So the driver should know its against company policy to do so.
QUESTION:
have you been fired?
as i was driving down delaware ave today in des moines, ia, i realized that i've been fired from 2 jobs on that street and i currently work on delaware. i wonder if they'll fire me here too? 3rd time's the charm!

i have been fired, in my life, a total of 5 times. here are the reasons.

1. Starbucks (age 16)--fired for "burning the homemade tenderloin" --->wasn't my fault, someone was watching it for me while i helped customers. in reality, my boss was a hardcore racist (his wife hired me) and he wanted a reason to get me out of there.

2. Signs Now (age 21) -- i was fired for not showing up to work or frequently calling and saying i would be in around 10. the reason i did this was because they didn't have work to keep me busy.

3. Hott Off the Press (age 22) -- i was fired for doing a $hitty job. i was doing a $hitty job.

4. BLA (age 28) -- fired for unknown reason(s)

5. AC (age 28) -- inappropriate email distributed around work

so ---- why did YOU get fired?
- ANSWER:
  Incompetence
QUESTION:
What is the government going to do about the millions of flying carp taking over the Mississippi?
This has gotten completely out of hand. There are many areas along the Mississippi River where people can't fish, swim or ski anymore for fear of being knocked out or killed by these hugh flying fish!

Imagine if you can, 10-20 lb fish jumping into your boat as you idle in a side channel of the Mississippi River. A classic fish story, but one that has become true in the Missouri and Mississippi Rivers. In reality, it is a situation than can be downright hazardous especially when a 20-lb fish comes flying at your head. Biologists from the Long Term Resource Monitoring Program have reported being hit multiple times by large jumping fish on the Mississippi River north of St. Louis while electrofishing to sample fish populations. Unfortunately, the fish in this case is the bighead carp, not exactly the fish of dreams, because they have little or no value as a game fish.

In addition to their jumping ability these fish are notable for their appearance and their size. the location of their eyes which are located far forward and low on the head gives a fish a rather bizarre appearance. These fish grow incredibly fast and reach about 25 inches by the second ear, eventually reaching over 28 inches long and 40 to 50 pounds. In Some Bank Waters of the Mississippi River and in some locations in Indiana, (which are now filled with big head, silver and some common carp rather than native fish species(, commercial fishermen have had to abandon their traditional fish and style because the carp are so large and abundant the fishermen can't even lift their nets.

The big head were brought to the U. S.in 1973 from China to help improve the water quality and control plankton populations (microscopic animals and plants( in catfish farms, initially in Arkansas. By 1978, space the importation and possession of an of big head carp was prohibited, a but the damage had already been done. Big head carp had already escaped into nearby river works. Farmed fish ponds are not closely controlled or monitored and are often located in bottom lands that are subject to flooding, thereby offering an easy escape route for these exotic carp. become true in the Missouri and Mississippi Rivers. In reality, it is a situation than can be downright hazardous especially when a 20-lb fish comes flying at your head. Biologists from the Long Term Resource Monitoring Program have reported being hit multiple times by large jumping fish on the Mississippi River north of St. Louis while electro-fishing to sample fish populations. Unfortunately, the fish in this case is the bighead carp, not exactly the fish of dreams, because they have little or no value as a game fish.

Big head carp filtered feed on zooplankton which puts them in direct competition for food with paddlefish, bigmouth Buffalo, and gizzard shad as well as all the young native fish. The carp have the edge on our native species because of their large section volume, and voracious appetites, which enables them to quickly decimate concentrations of zooplankton. To make matters worse, the carp are also prolific breeders and they got so large so fast that not much else is big enough to eat them.

Eventually the big head carp found its way into the Mississippi and Missouri River systems and is currently reported in 22 states including Iowa, Illinois, and South Dakota. They are furthest northern points so far on the Mississippi is the dam at Cape Cod, Iowa. However, officials report big head carp stacking up like cord wood below dams on the Missouri, Des Moines and the upper Mississippi River's trying to penetrate upstream River reaches. This species alter the potential range in North America is unknown.

www.greenriver.com
- ANSWER:
  Catch all we can to turn to cat food. They're not any good for anything else and you're right. I've been on the Mississippi many times and this problem is becoming worse. Someone will eventually get seriously hurt by one of these flying monsters and it's unfortunate to say, but if there is a life taken from this overpopulation of large flying fish, then maybe the government will take it more serious (or maybe not.)
QUESTION:
IS THIS A REAL UNIVERSITY?
www.waldorf.edu

they sent me an email that their intrested in me , playing for their school?
chek it out!

Hi RAUL,

My name is Robert Spain and I am the Assistant Coach/Goalkeeper Coach for the Men's Soccer Programs at Waldorf College. Waldorf is a D-I NAIA four-year institution located in Forest City, Iowa and offers very competitive athletic and academic scholarships to top student-athletes such as yourself. I am contacting you because of my interest in having you as a member of our soccer program.

It's an exciting time for us at Waldorf. We've been rapidly improving with our talented young core of players and earned a 3-1 signature win over the current No. 13 team in the national rankings. If we hadn't beaten them they would currently be undefeated and easily in the top 5. Not only is everything exciting on the field, but off it we are completing building our new locker rooms, offices, and meeting/film room, so we are preparing for the future successes to come.

To give you a more little bit of background information, Waldorf is a small private college in a very nice community, half-way between Minneapolis, MN and Des Moines, IA.

If Waldorf looks to be a place where you can fit in, play soccer and earn a great degree I encourage you to set up a campus visit. I am sure that once you come here, you will enjoy your experience and will choose our program and become one of our student-athletes. Academics should be your first priority but I believe that earning a soccer scholarship and being in our program is a great avenue to help you achieve your education and make your dreams a reality!

If you are truly interested in being a member of a competitive soccer program, simply get back in touch with me and then we'll work on completing the free admission process to the college. Even after being accepted here at Waldorf, you can still talk to other schools and receive their offers, but you will have an official scholarship offer from us to compare to other schools.

I thank you for your time and look forward to having you as a member of our squad.

If you have any questions, please do not hesitate to contact me.

Robert Spain
Men's and Women's Assistant Soccer Coach/Goalkeeper Coach
Waldorf College
106 South Sixth Street
Forest City, IA 50436
Office #: +1 (641) 585-1655 ext. 226
Fax #: +1 (641) 585-1658
robert.spain@waldorf.edu
www.waldorf.edu

Upcoming Soccer Open House: December 4th

"Competition is key to developing players. The only practice environment in which you truly develop a player is a competitive arena." Anson Dorrance

WHAT DO U THINK?
WHAT SHOULD I DO?

FYI- ITS ON IA AND IM FROM CALI?
- ANSWER:
  It's a real school, and schools that are not division 1 do contact players through email in other sports. When I played hockey teams contacted me through scouts, but occasionally I did receive legit things in the mail or phone calls.
  
  It's a private for-profit school and tuition is pretty expensive at about k per year. It is ranked 2nd tier, so it is pretty good apparently. The person's email is the same as the one listed for the school. On their site the guy is listed as a goaltender/assistant coach. I don't know if that is true about their scholarship offer. I think it depends on when you accept the offer on whether you are allowed to transfer to a different school. I would give him a call or email if you are trying to play soccer in college.
QUESTION:
k+ (Spanish/English) bilingual jobs?
I have been on a quest in changing careers and I would like to be able to utilize my bilingual skills. I am a college graduate with 2 degrees and professional experience. As I have been doing searches for bilingual jobs I have come across a few disappointing realities - most of the bilingual jobs are either for call centers or people with high school diplomas.

-It appears that being an interpreter at a hospital or a court - 90% of the time only leads to temporary or freelance employment (seriously, people need to make a living)

-The little Pharmaceutical or Medical Equipment Rep jobs there are - most of them are concentrated in Miami, FL; Dallas, TX or somewhere down south. The market never seems be good enough for bilinguals to find professional jobs in the midwest.

A family member said to me, "As long as the the need for individuals needing bilingual assistance is focuses on those who contribute little to the economy (.00/hr paychecks) as oppose to those who who contribute a lot to the economy (/hr paychecks) you will not see a big demand on bilingual professional jobs in the US.

Not sure I totally agree, but is there professional bilingual jobs in the US? If so where are they? Can I find them in Colorado Springs, Indianapolis, Raleigh, or Des Moines? How do you find them?

Thanks again
- ANSWER:

Tags: des moines reality
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Realtor Des Moines

Monday, October 17th, 2011

Sharing bad news and difficult information is part of everyday life. The key is to proactively share such information before the other party discovers it. In the end, people usually find out the truth. Therefore, honest communication is critical to establishing credibility and trust, which in turn affects teamwork, productivity, profitability, and long-term success. Honest communication is the way we gain and keep the trust of our customers, potential clients, co-workers, and staff, as well as our family and friends. You can tell how open and trustworthy a relationship is by how willing someone is to share things that are difficult but important to hear.

When it's time to share bad news and difficult information, keep in mind three excuses to avoid and four techniques for effectively delivering the message.

Three Excuses to Avoid

1.It was not my job.

That rationale may seem okay, but it usually upsets the other person and makes you look like you are not a team player. After all, even if it was not your job, couldn't you have taken action and done something to help? History is filled with successful people who seized the moment and took charge.

2. No one told me.

If this is the case, the question to ask is, Why? Did you create an environment in which people are afraid to tell you difficult information?

3. Everyone agreed with me.

Just because everyone agreed with you does not let you off the hook for the outcome. After all, we tend to surround ourselves with people who think like us. Also, psychologists who study group dynamics report that people who don't think like the group tend to be alienated, left out, or even fired from their jobs. Just because everyone agrees with you does not mean you were right. In the 1400s, people thought the world was flat, but their collective thoughts didn't make it so.

Four Techniques for Effectively Delivering the Message

1. Deliver it immediately.

Bad news about us is better coming from our own mouths than from someone else's. If someone else discovers our bad news before we divulge it, it undermines their trust in us, and they may begin to wonder what else we're hiding.

2. Take 100 percent responsibility for your actions.

Remember, no one makes us do anything. We choose our actions for a variety of reasons. Great leaders and great coaches take responsibility for their team's actions as well as their own. When they take such responsibility, their fans usually receive any news favorably. Despite Ronald Reagan's popularity as president, he started slipping in the polls during the Iran-Contra affair until he took full responsibility for what transpired. Once he took responsibility, his popularity rose again.

3. Get ahead of the curve on bad information.

If the future looks bleak or more bad information is possible, find out as much as you can and share it as quickly as possible before someone else discovers it. Years ago, tainted Tylenol killed people, yet the company survived the crisis in part because company officials quickly and openly shared what they knew with the public.

4. Take immediate and widespread action to correct the situation.

This will help prevent erosion of trust, because people will feel more secure when they hear and witness that someone is doing something about the situation. Unfortunately, organizations often take a reactive wait-and-see approach only to have the situation worsen. One organization I worked with waited to take care of their financial woes until they were forced to proceed with massive layoffs. The 00004000 employees who remained became skeptical and lost trust that the situation would be reversed, so they started to seek employment elsewhere. How we respond to mistakes defines us. Consider the Tylenol example again. The company immediately pulled all the potentially deadly products off store shelves. They did not wait to be forced to take action; they proactively told the public what their company was doing to correct the situation and prevent further accidents.

No one likes to share bad information, but doing so honestly is imperative to maintaining the bond of trust. Trust is the foundation of all relationships, and honest communication is the key to developing and building the relationships we desire.

Copyright, 2007 Steven Gaffney Company, All Rights Reserved. To distribute or replicate this article in any way please contact the Steven Gaffney Company at 703-241-7796 or via email at Christina@StevenGaffney.com.

Frequently Asked Questions

QUESTION:
I am moving to des moines and looking for link to realtors or homes for sale?
- ANSWER:
  Re/Max is a pretty big Realtor in the DSM area. Their site is pretty decent. You may also want to check out the Des Moines Registers website. It will have useful links for that area.
  
  Craigslist is iffy but can find some good deals there. Good luck. Des Moines is a great town.
QUESTION:
Housing market of Des Moines, IA. What's the best neighborhoods? What to stay away from?
My husband has a second interview at a great job opportunity in Des Moines, IA. I looked on realtor.com and found a lot of houses in little towns outside of IA that were really cheap. Too good to be true? Or have I found a housing goldmine?
- ANSWER:
  I just moved from des moines to arizona, so I have a few ideas. West Des Moines specifically the area referred to as the valley junction area have great deals in them. Also look at a town called Ankeny Iowa. Waukee and Cummings will work as well. Try to stay away from the south and east side of desmoines as it is a little rough even though there are some new subdivisions going up there. North Des Moines by the college kind of west of the college not east will be ok as well. Van Meter is West of West Des Moines and there are some great deals there as well. See where your husbands company is located and find a house near it. The areas I gave you one of them will be near the place your husbands business will be. Good Luck Pat
QUESTION:
Nice parts of Des Moines, Iowa?
We are moving to Des Moines and need to know the nice, not scary neighborhoods. Don't say check with a realtor. I already did that and they can't legally recommend one neighborhood over another. Johnston? Clive? West Des Moines? South DM? Thanks!!
Oh great. It does sound tricky now. I just wanted a nice, safe place. Thanks for your input.
- ANSWER:
  dam,,,you don't know how tough this simple question is. it is a homogeneous city, meaning that there is bad almost anywhere you go. a realtor can recomend anything he wants - that should tell you something. i would go to where i80 turns west away from the city and find something as far west as you want to go. the farther west, the better. i'm talking rural. a lot of people will tell you about this great section or that but they all seem to be surrounded by predators who look on the nice areas as hunting grounds. it's no different than any other city it's just laid out funny.
QUESTION:
realtor fees in iowa?
Is there room to negotiate the commission that a realtor gets? Des Moines, IA
- ANSWER:
  The way the market is right now, you should be able to negotiate.
QUESTION:
I need the BEST real estate agent in Des Moines... Who?
I've talked to a lot of the local Realtors, and I don't like them! Can anyone reccomend an agent... a really GOOD one?
- ANSWER:
QUESTION:
What kind of house is this one?
http://www.realtor.com/property-detail/1215-Hutton-St_Des-Moines_IA_50316_22204703?source=web

Is it a saltbox? Or something different?
Thanks, no I'm not looking for a house. It's for a homework assignment.
- ANSWER:
  I am not sure, but I just wanted to give you a tip. If you are seriously looking for a house, do not use realtor.com.
  
  Realtor.com has VERY VERY outdated information. It is not a live feed from the local MLS system, and about half of those properties have had price reduction or been sold. Go to one of your real estate companies websites, and they should have a live feed to the MLS.

Tags: realtor des moines
Posted in Uncategorized | Comments Off

Trulia House For Sale

Sunday, October 16th, 2011

Beware scammers using Trulia to target real estate agents and home sellers in scam.

Last week, I become just another real estate agent caught in this scam. Fortunately, I saw the scam and alerted the closing agent and listing agent before any more time and money was lost.

Unfortunately, several real estate agents throughout the United States were not as lucky. Within the last few days of publishing a SCAM ALERT, I have heard from real estate agents who weren't as lucky.

Worse, closing agents and house sellers have lost money to this scam.

This scam NEVER should cause loss of money, though it has.

This scam NEVER should cause real estate agents or closing agents (including real estate attorneys) to lose time or money, though it has.

At this time last week, I thought I was working with a previous customer named Seiichiro Matsubayashi whom I had helped purchase a home a few years ago.

That's whom I *thought* had contacted me. His name was too close to this scammer's alias...too close I didn't confirm last name until some damage had occurred.

This was my big mistake.

I did not immediately confirm past customer’s name. Though this scammer’s alias was close, “Matsubayashi” turned out NOT to be my previous customer’s name.

As with all other realtors mixed up in this scam, all realtors confirmed:

• Scammers mention Trulia in the initial email to them asking for help in buying a property. In my case, there was no mention of Trulia, though I have a Trulia account.

• Scammers use this phone number: 1-416-824-1768

• Scammers use these email addresses: edbrown@lawyer.com & seiichiro@asia.com

• Scammers ask for listings of 4 bedroom, 2 bath properties to be provided in 0,000-0,000 price range.

• Scammers provide bank statement with .4MM, drawn off CIBC Bank in Canada as proof of funds.

• Scammers ask for closing agent’s full contact information in order to provide 5,000 earnest money deposit in certified funds. If agent requests wire instead of cashier’s, scammer indicates “Mr. Matsubayashi” temporarily is out of Canada and not able to execute a wire through his appointed law firm, Cassells Brock.

• Scammers request quick close with REALTOR paying out of pocket for required inspections – to be reimbursed later (of course).

Naturally, you wonder what house hunter in his right mind offers to purchase a property sight unseen. You're right, typicallly no buyer agrees to purchase sight unseen. In Florida, however, agents regularly work with buyers "sight unseen."

Further, all the while I thought I was hearing from a previous customer who did purchase and whose Asian assistant managed all communication with me.

Similarly, at that time I never talked with or met “Mr. M."

As crazy and unnatural as it seems to be contacted off your website and given terse instructions to draw up purchase paperwork without negotiations, that is what I experienced previously…complete with hefty earnest money deposit provided as certified funds, not a wire.

Sadly, some realtors contacting me about this same scam perpetrated on them claimed the closing agent and realtor never saw the scam until after:

• SELLER actually moved out of the house (at great expense).

• CLOSING AGENT refunded the buyer’s 5,000 when the buyer consummates the scam by canceling the purchase and demanding his 5,000 be refunded. Apparently, some closing agents do NOT demand wired funds to open & close a file. Apparently, some closing agents do NOT require “false funds” issued as certified checks to clear before (i.e. 10 days) before issuing refund on cancellation.

• REAL ESTATE AGENT wastes time and money (in some reported cases).

You see, real pe 00004000 ople (real estate and closing agents & house sellers) are really being hurt across the United States by this scam targeting Real Estate Agents (apparently through Trulia), Closing Agents & Home Sellers. Fortunately, I confirmed the last name of my previous customer, but not quickly enough. In my case, I'd drawn up all paperwork, met with list agent and Seller who in turn were ecstatic to be selling at full list in a depressed Sarasota, Florida, market.

PLEASE don’t allow anyone you know (including real estate agents, house sellers, real estate attorneys & title agents) to fall for this real estate SCAM targeting HOUSE SELLERS throughout the United States.

Already, real estate agents, closing agents & property sellers throughout the country are challenged enough to SELL houses without having to face scams. To see detailed chronology of this scam, go now to Sarasota Real Estate SCAM Alert! For more specific images and details regarding this scam spreading throughout US like a virus, go to my blog (see below).

Frequently Asked Questions

QUESTION:
how do i find a house for sale online?
the house is 1046 evergreen way in port hueneme, ca
i saw a for sale sign, but i have forgotten the realtor. it's too far to cruise by now. i was looking online and can't seem to find any listing? is there another way? if it's a new listing, will it take long to be made available online? manyof the houses for sale were old. my brother in law's house was still on trulia, and he's been in for two months.
- ANSWER:
  The internet sites are not updated as regularly as would be desired, but it is better than nothing.
  Try www.ziprealty.com , www.realestateabc.com, www.zillow.com.
  
  www.realtor.com is great but it won't give you the property address. It gives you the MLS number. Then you can use that number to cross-reference another site like the local newspaper's (which are often tied into the MLS).
QUESTION:
Best free websites for viewing house-for-sale listings?
I am trying to buy a house whether it's a foreclosure, short sale or regular listing. What is the best website for viewing real-time listings? I am looking at trulia but it doesn't update as soon as the homes are listed. I am looking for a site that updates listings daily.
- ANSWER:
  check out these web sites: Realtor.com, Zillow.com, Move.com and if you are in S.California theHomesteadGallery.com
QUESTION:
help me with these houses for sale in miami?
im brazilian, and im actually looking for houses in miami...i wanna leave my country and try sumthing different...
so i found these 2 cheap houses...are 10,000 and 14,900 the real prices??? how do i find out if this is secure?

here are the sites:

1st house

http://www.century21.com/property/index.jsp?ref_code=C21TruliaDL&id=35168002&WT.trulia_state=FL&WT.mc_id=Organic

2nd house
http://www.keyes.com/search/properties/resincome/details.aspx?ListingNo=4156091&SessionSource=Trulia
- ANSWER:
  Hi, the first house you're looking at is a manufactured home. Meaning it originally was built in a factory and brought on wheels to a trailer park. If you buy this home you will make payment on it, but also rent on the rental lot.
  
  I'm not too sure about the second one. What kind of code violations? For that price it must be serious. You might buy it and have to tear it down compeltely. Very strange that one.
  
  If you are looking to buy here in America, sometimes mobile homes are a good way to go. Thery are cheaper, but you don't own the lot. They can raise the rent anytime they want. But the home itself would be yours. It is a good way to invest to get started. I would definetly advise getting over here first and talking in person with people that you trust. Rent somewhere first before you sign any papers. That way you can decide exactly what neighborhood and home you are looking for! Happy house hunting!
QUESTION:
Personally if I buy this $ 242,000 house in LA ..?
Look at this site has a house on sale for $ 242,000 in LA, but it's written down in Land = 18.208 .. improvements = 15, 741 ... Total = $ 33.939 .. tax = $ 917
Look here for http://www.trulia.com/property/3037315107-656-S-Vancouver-Ave-Los-Angeles-CA-90022 So this house is definitely my, what value do I pay? And what it is that land and improvements?
- ANSWER:
QUESTION:
How it’s like to live in Malibu, Califórnia and how expensive can it be?
I’m finishing my degree on civil engineering and I and my girlfriend have this dream about living in Malibu. She is also finishing her degree in medical school. We are kind of planning to find a job in our home towns first and work here for about 2 or 4 years to earn some cash first.
So, with my job and hers, with like 2 or 4 years of experience, we can make about 375,000 a year. I know the cost of life there it’s extremely expensive and the houses too. We saw some websites of houses for sale and most of them are expensive (obviously) but there are some good prices there, particularly this one: http://www.trulia.com/property/3006836439--Broad-Beach-Rd-Malibu-CA-90265.
(You can also see here the mortgage payments here: http://www.trulia.com/mortgage/calculator/payment/property/3006836439--Broad-Beach-Rd-Malibu-CA-90265).
I think it’s too good to be truth, really, I mean, that house must be on fire right now or something lol.
We would like to know your opinions and if we can afford a house there (doesn’t have to be that one). You could also tell us more about the city and about Southern California.

PS: I am already aware of the traffic problem in LA, about the pollution, about the fires, etc.
- ANSWER:
  As the ad says, "for lease", in Malibu you will be lucky to find something to purchase for 0000 (nothing beach front for sure) and certainly not 000 and there is NO WAY a deal like that would have been on the market for 180+ days.
  
  I don't know where you are from, but before you decide to move somewhere you should go visit the area. Malibu is not what you see on TV.
  It's a very small town (big in area, small in feel and amenities). It has one small grocery store that you could be 15 miles down the coast from and still be in Malibu.
  It's also not near a freeway - you would have to either drive through the hills to get to the 101 or past Santa Monica to get to the 10. That could be 15-20 miles. It's isolated..
QUESTION:
help,we are looking for a new place to move(rent)?
we saw a house and we went to view it it was a nice home for our family,the house owner told us that he would call at the end of the day and let us know if we were actually the ones he picked to rent his house.SO he did and he actually said he chose us,we were really happy,I went to pick up the application's and noticed that there was a paper on the window saying that the property was for sale and that trespassers would be prosecuted and they gave a phone number to call I got the # and found out that it was the same guy(home owner)that had posted that paper,I immediately contacted him and he told me that it's his company and that the house is not for sale at all and that he posted that sign so people don't think the house is owner less,and said he would show me the house deeds?I looked on line Trulia.com and saw that the house was sold May19,2009.so now we are not sure if we should rent the house anyways or it sounds like a bad idea.At this point I have not meet with him we actually have the appointment tomorrow (sunday)
- ANSWER:
  I fail to see what the problem is here. It seems to me the owner is simply trying to keep vandals from damaging his property. Seems to me you are making a mountain out of a mole hill.
QUESTION:
Why can't I use sellers agent as Dual agent?
1. sybcyline, realmax etc., gives listing
2. trulia etc., gives comparison of sales etc.,
3. I can calculate dollars/sq.ft, and compare houses with age, size, city, school etc.,
4. I am good in negotiating
5. I can get DOM and CDOM from listing agent
6. If I take sellers agent as dual agent, he will be motivated since he gets 2 or 1.5 commissions.
7. I will get referrals about home inspectors, termite inspectors, good title company, mortgage company from
trust worthy friends.

What ever the agents talk about ethics etc., when it comes to commission making, seller and agent will work
hand in hand to close the deal fast so that they can go for another sale. I am not saying that they will do illegal
work but their main agenda will be to make their commission. So theory of buyer agent working for buyer etc.,
doesn't make much sense. So after considering the work that I will do (1-7 above said points),

WHY NOT USE SELLER AGENT AS DUAL AGENT?
what help from buyer agent? I know what to do and how to research and how to negotiate and have understood the market with rigorous reasearch. All the information is out there on internet (except for DOM and CDOM). I am quite smart not to fall for just sugar coated advices from agents. So what else can go wrong?
- ANSWER:
  The real question is why wouldn't you use a buyer's agent? It won't save you a nickel not to use one. You have someone else who has your interests at heart (they get paid when you close).
  
  Interview a bunch of them and ask what they can do for you. Go with the one that gives you the best answers to your questions.
  
  good luck!
QUESTION:
Real Estate Search site in the San Francisco Bay Area?
I am in the market for a house in the San Francisco South Bay or Peninsula, and the few web sites I've tried are good but not great (realtor.com, trulia.com, redfin.com, windermere.com, mlslistings.com). None of them have 100% of the listings, including For Sale By Owner or REO listings, or are too hard to search (no visualization on a global map of the area). It would be great if there was a truly good site that aggregates all the possible listings, with a good map view, a detailled search filter, and the most up-to-date listings. Can anyone provide recommendations? Thanks
- ANSWER:
  The biggest problem is the bay area has multiple MLS services. Stupid idea, but there it is.
  
  You have to have access to the MLS to have the detail you are wanting, and even then it is hard because the one place they are combined does not work very well.
QUESTION:
Real Estate - List Price vs Sales Price in Bloomfield Hills?
I've looked on trulia.com and they have market analysis that's puzzling...
for 4 bedroom home in Bloomfield Hills:
a.Average Sales price is 4,798
b.Median Sales price is 0,000
c.Average Listing price is ,051,228

Does it mean that houses sell for 60% off the listing price? Where can I find out exactly what home's listing vs. sales price is?
- ANSWER:
  It can mean that the really expensive houses aren't selling. If they stay on the market a long time, they will keep the average listing price high, but won't have an impact on the average/median sales price.

Tags: trulia house for sale
Posted in Uncategorized | Comments Off

Sell By Owner In

Friday, October 14th, 2011

When it comes to purchasing a pre-foreclosure home from a reluctant home owner, there are often three things you need to reassure them about in order to clinch the deal. These are: reassuring them that you are legitimate; persuading them to sell their home; and convincing them to sell to you.

1. Reassuring the home owner that you're legitimate

Chances are, the home owner you're dealing with is being inundated with letters, phone calls and people wanting to make an offer on their home. Some of those contacting the home owner will be legitimate real estate investors just like you, but others will not be so credible. Receiving a stack of letters - some pushy and others rather dubious looking - is bound to make a home owner sceptical of even the best-intentioned property investor. They may be so put off by all the communications they have received that they may be reluctant to even speak with you.

On that basis, you may need to make a special effort to reassure the home owner that you are legitimate. So be professional and open about your intentions. Provide credentials, references and details of your background. Above all, treat the home owner in a respectful manner so they have every reason to trust and believe you.

2. Persuading the home owner to sell their home

Okay, so you've managed to convince the home owner that you are above-board. Now you need to convince them to sell their home. Even though it's often in a home owner's interests to sell their home to a property investor during pre-foreclosure, the stress experienced by the home owner, and their emotional attachment to the property, may detract from their ability to be rational. Consequently, you need to spell out why it will benefit the home owner to sell the pre-foreclosure home rather than let the property go into foreclosure. For example, emphasize how they will avoid the stress of foreclosure... how they will avoid the damage to their ability to get credit in the future... and how they will get a better deal (e.g. more equity from the sale) if they sell their home now.

3. Convincing the home owner to sell to you

Finally, you need to convince the home owner to sell their property to you. In other words, they need to believe that they will get the best deal by selling to you, rather than to any other buyer. While the price you are offering is likely to be the biggest factor, there are also other factors likely to influence a home owner. If you have proven yourself to be particularly helpful, and can add value to the deal in other ways, you may be able to clinch the deal without budging on price. The key is to understand the home owner's "hot buttons" - what can you appeal to on an emotional level that will incline them to sell to you over any other potential buyers.

By persuading a home owner on each of these three fronts, you're more likely to seal the deal on terms that work for you. In other words, if you position yourself as someone helping - rather than selling - the home owner, and you really do help them, you will be in a better position to get the property at the price you want.

For other negotiating and investing tips to win in the foreclosure game, go to http://www.ForeclosuresUnleashed.net

Frequently Asked Questions

QUESTION:
How to sell by owner a house in New Hampshire?
I don't want to pay a real estate agent thousands of dollars so what do I need to do to sell it myself? What paperwork do I need?
- ANSWER:
  Check out For Sale By Owner information on the web for self study and marketing tips. My company Redwood FSBO, offers marketing materials / flyers, lawn signs, advice, and listings on website for free.
  
  Also, use flyers and marketing materials and post them around town, or better yet network with business colleagues and family to get the word out about when you open houses will be.
  
  If you interested in learning more contact Owen Jamison, FSBO Managing director at 978-998-7153 http://www.redwoodfsbo.com
  
  Tell him Reggie Sent You.
QUESTION:
Can you break a real estate sales contract if you decided to sell by owner?
We have had our house listed with a real estate agent who has had little contact with us in the past 4 months. We have been approached by a private buyer - can we legally break our sales contract?
- ANSWER:
  sure, but you would still pay the agent his commission,, wait until the contract expires
  some contracts say that even if the time has expired, the agent is entitled to fee for so many months, read your contract
QUESTION:
information on for sell by owner in Stillwater, Oklahoma?
Need & wanting to sell my mother's house without a realtor. She is disabled and recently widowed. We need to downsize her into an updated handicap accessible house.
Need to know how to go about starting this FSBO and getting the most money for it.
What are the guildlines and what are most people looking for?
The house needs many repairs, approx. ,000. We are asking 0,000.
House is on 7 acres country setting, in city limits. Wildlife in front yard. 2 wells, but can get city water. Many fruit trees; pears, concord grapes, grafted walnutnut trees The house is a wood /shingled English Cottage. Built in the 40-50's.
How do I begin?
- ANSWER:
  Start by checking out these sites on-line. They have good instructions, checklists, etc. to help you do the job right. Even an on-line site to list with. Search under "selling your own house" for more sites to help you. Good luck!
QUESTION:
Any online free sites to advertise my house to sell by owner?
We are selling our house in FL and would like to advertise in free online sites. Anyone know any good ones that doesn't require fee to post an ad? TIA
- ANSWER:
  zillow.com, allthelistings.com are two decent sites that are free.
  
  Just be cautious you will get thousands of no money down lease/purchase clowns calling you all hours of the day and night with wacky ideas
QUESTION:
I am selling my house by owner and need an idea to display flyers! Also...legal steps to sell by owner?
I have seen those "info tubes" but they are selling for .60 or something crazy like that. Now I realize that I need to invest in selling my house, but the entire point of selling by owner is to save myself some money.
Does anyone have a good suggestion....other than a ziploc bag?
Also, are there any legal steps I need to take to sell my house by owner?
THANKS!
- ANSWER:
  Your really funny.....I sold my own home and saved at least ,000 in commission fee's.....You can afford a silly tube....Make sure to hire an attorney or if you want to penny pinch, go to your local title company and they will have all legal documents and tell you which steps to follow....Best of luck
QUESTION:
I'm trying to find information about how to sell my home in PA as a for sell by owner.?
- ANSWER:
  http://www.forsalebyowner.com/?PID=QG-FSBO
  goto this site or others like it and it will explain everthing you need to know. I have sold both of my homes this way and I will never use a realtor ever again. You save thousands of dollars for little time and head aches. What ever you do, make sure you get your home listed on the MLS. This is where everone looks to buy a home even realtors.
  
  more reading:
  
  What is fsbo?
  FSBO is shorthand for "For Sale By Owner." The term is used to identify property, usually homes, which are sold by the owner without help from a real estate agent. Typically, owners advertise their properties by means of websites, classified ads, word of mouth, and other means.
  
  REASONS WHY LISTING YOUR HOME "FSBO" MAKES SENSE.
  For Sale By Owner.com helps make selling a home fsbo easy. We sell more homes for sale by owner than all of our competitors combined. Additionally, ForSaleByOwner.com has saved consumers over ,000,000,000.00 (one billion) in commissions since 1999! Give us a try and click on the following link sell my home, and we can help you save money too!
  
  Less stress
  One of the major advantages of selling a home for sale by owner is that you can set your schedule. You know when potential buyers will be coming to check out the place, and can allot time to prepare accordingly. There is no need to leave your own home every time an agent wants to show it. You no longer have to make sure the house looks in "show condition" at all times. Even better, when a prospective buyer makes an offer, there is no back-and-forth between agents. An agreement can usually be reached quickly and easily between the fsbo seller and the buyer.
  
  You’re the ideal agent
  Who knows your home better then you? When showcasing your house to a prospective buyer, you know what the highlights are, whether it’s the perfectly finished basement or the beautiful landscaping in the backyard. You also know what needs to be downplayed much more than an agent who is not so familiar with the place. Remember, a well maintained, fairly priced home will virtually sell itself. It’s your job to provide the additional information.
  
  You're in charge
  Selling FSBO means there is no agent telling you what to do. You’re in control of all major decisions, including where and how to advertise, scheduling showings at your convenience, and even taking your home off the market for a time if necessary. Most importantly, you can deal with potential buyers yourself. There is none of the frustration that can result when a seller feels that the agent is "not doing enough." And you aren’t obligated to a three, six, or 12-month contract—you make the rules!
  
  Why pay commission?
  There’s no way around it: whenever you work with an agent they get a cut of your profits. Calculate 5-6% of what you think your property is worth. Now, is it worth paying this much to have someone else show your property? If the answer is NO, then selling for sale by owner is the way to go.
QUESTION:
What are the steps to sell house by owner in GA?
I am trying to sell my house by owner and pretty much understand the advertising part of selling but am wondering if someone could provide a step by step instruction of what to do once an offer is made. I have downloaded the following forms: counter offer, seller's disclosure, purchase and sales agreement

At what point do you collect earnest money (who collects this money?) and what forms are necessary to have filled out before going to the Real Estate attorney? Thanks in advance!
- ANSWER:
  How I have handled it in the past when selling properties in Oregon and Idaho is pretty simple. You get the offer from Realtor or buyer. You will need the counter offer form if you want to counter. Then when offer is accepted by both parties, you need a purchase and sell agreement. On this agreement you will disclose any issues related to your house, problems in the past, items remaining such as refrigerator or other etc. You will ask for earnest money at that time, which goes to the title company, along with the signed purchase and sell agreement, signed by both you and the buyer. A closing date will be determined by you also. I would definitely show the real estate attorney to go over everything, I have never used one though. It is an extra cost, but probably safer. After you give the forms and money to title company you are ready to close on the decided date. They take out fees etc.
  Does this help?
  
  Good Luck!
  
  http://www.askmycontractor.com
QUESTION:
I am sell some land by owner and have no idea what is required in Texas or how to start.?
I am doing FSBO to save money and heard that it is not all that difficult to sell land this way. Just had triplets so need to save any money I can on the deal I just have never sold anything before by owner. Does anyone know of a link for information or sold land by owner and know what steps to take? THANKS
- ANSWER:
  You really don't need a real estate agent to sell your property. You need to have common sense and be willing to hold open houses and discuss prices and other things with people that want to purchase your house.
  
  There are several For Sale By Owner (FSBO) web sites that you can look up in selling your home yourself.
  
  The main thing about selling your home is the maximum exposure through advertisement. This can be done several ways
  
  #1 Advertise in your local newspaper (to include any open houses you schedule)
  
  #2 Flyers on some part of the property or house that is easily accessible to the public and that they can see from the curb
  
  This flyer should give the sale price, have a picture of the property # of bed and bathrooms, perhaps a few inside shots of the house and it should be in color.
  
  #3 Open house to show the property to potential buyers.
  
  #4 Advertise on the free websites on the internet.
  
  Even though you plan to sell the property yourself you might consider interviewing three real estate agents, tell them the truth you are considering selling the home yourself but you wanted to interview a couple of agents to get their ideas. During the interview they should give you some idea as to the sale price of like properties in your neighborhood.
  
  Now once they have given you what the property should sell for, they were nice enough to spend time with you and help you in getting compts and talking with you.
  
  When you finally make up your mind, please call these 2-3 agents that you interviewed and tell them thanks, but you have decided to sell the property yourself. That is common courtesy and you should extend that courtesy to them.
  
  Clean up the property so it will have good curb appeal. When you drive up to the house ask yourself "Would I purchase this house?" Take care of any possible problems that you know are there but you simply over looked them. Paint inside and outside, cost about K increase value about 10K. New carpet might also be in order if it is more than 5 years old.
  
  Take away any clutter that might also be there, that lived in look you have might turn some buyers off. So clean up
  
  Now you should also call a mortgage broker to see if he would be interested in assisting you with open houses. Tell him for his expertise you are willing to give him a list of those individuals that looked at your home, but were not pre-approved.
  
  You would also want this individual to be there for your open houses so set up a schedule that he is able to attend.
  
  This individual should also assist you in finding an escrow closing agent, an appraiser as well as a title company to assist you in your sale.
  
  This person will also be able to assist with any state rules and local laws required to know in selling a house in your area.
  
  Now once you have found a person to purchase your property, draw up a sales contract with the assistance of the mortgage broker. He will get an appraiser to verify the value. He should assist you in opening an escrow closing agent.
  
  If the buyer is not pre-approved your mortgage broker will get the buyer approved and handle the paper work. If he is pre-approved his mortgage person will take care of the rest of the paper work.
  
  Either way the mortgage broker whom ever he might be will take care of the majority of the rest of the transaction.
  
  Don't fall for the real estate agents that will come by and ask if they find a buyer would you give them a commission. Tell them if they find someone their client should pay them.
  
  The reason for this exercise is for you to put the maximum amount of your equity in your pocket as you possible can and not into a real estate agent's pocket. Keep your eye on the mission.
  
  Now about paying off your mortgage, the escrow closing agent will send a letter to your present mortgage company and request a demand of payment indicating how much you currently owe on your mortgage. Your mortgage company will send them a reply with the amount you owe. This will be done on any mortgage you owe if you owe more than one.
  
  The escrow closing agent will pay off any demands they receive. Anything left after all payoffs a check will be written to you the seller.
  
  I hope this has been of some benefit to you, good luck.
  
  "FIGHT ON"
QUESTION:
Sell house by owner or realtor?
Hello folks, if I sell my house using one of these websites, I will be ok. but if I sell using a realtor, I gotta pay them 14,500. Do these sell by owner websites actually work? I am in no hurry I can sit for 5 years if I have to, but just want to move to another area. The realtor fee is a killer. Thanks
- ANSWER:
  check out a 1031; it is an exchange. A few firms do this, help you exchange your equity for a house where you wanna be.
  [RE brokerages fees are negotiable.
  DO you need a lower than 7% fee? I am
  sure I can help you find an agency who
  charges less--and provides services!]
  
  I can help you set it up.
QUESTION:
Home was for sell by owner and offer made w/out agent. Seller accepted offer but later tries raising price.?
Offer was accepted verbally after 24 hours and the actual contract signing was scheduled 5 days later so attorney could have time to write contract. The seller received another offer and demanded 7 thousand more dollars the day before the contract signing. When it comes to real estate is a verbal contract binding? This is in Wisconsin. Is it open for interpretation by a judge?
- ANSWER:
  If there was a deposit it's a deal. No deposit no deal.
QUESTION:
When selling a home for sell by owner...?
what are some creative ways to advertise your home inexpensively? I have listed it on forsalebyowner.com, mls, on zillow, in local paper. What are some other ways to advertise for little to no cost? Thanks in advance.
- ANSWER:
  Signs if local ordinance permits
  Flyers at local groceries and home stores
  In Open House Listings in local paper
  Craig's List
  
  Get it on MLS, pay flat fee broker or whatever it takes
QUESTION:
buying a house that is listed as sell by owner?
Hi,

I wanted to buy a house that is sell by owner. I have no prior experience buying a house. I don't know how to act when going to their open house. The price will have to go down, but I don't how and when to negotiate like do I ask "Can you sell your house at a cheaper price?."

For owners that sell their house as by owners, are they willing to lower their selling price or they are more likely to be inflexible in the price than houses that are sell by agents

Thanks.
- ANSWER:
  It depends on the sellers motivation to sell. Some FSBO are completely unrealistic about price, that is why they are FSBO, because they did not want to list at the price the Realtor told them they could sell it for. The most recent FSBO I talked with wanted to list their property at almost ,000 more than I told them they could expect to sell at. It is still FSBO.
  
  You negotiate price for a house as you would negotiate anything else. Tell them what you are willing to pay and go from there.
QUESTION:
how to really determine a cars value to sell by owner?
Hi, I need to determine the value of a car to sell it by owner but the KBB and others have a big difference in price? what can I go by and also when I did try to place an add I put the bottom line price I wanted to accept which is 0 less than the KBB, but I found most people want to bargain, so do I raise the price to get what I want instead?

Thanks!!

PS. This is for a 1994 toyota corolla dx model

Automatic w/ 100,000 k miles

Thanks for your help!!!!
I know why is there so a big difference in price with the blue book values? Thanks!!
- ANSWER:
  it's worth around 0 to ,000
  
  a dealership would charge ,400
  
  KBB prices are high, go here for a more accurate price: http://www.edmunds.com/tmv/used/toyota/index.html
  
  list it for more than you want and haggle down.
QUESTION:
sell by owner question?
I bought a house from the owner at May, 2008. The previous owner provided a certification of pets inspection dated April, 2008 which certified that no termite and pets in the house. The contractor was initiated by the seller and with no warranty clause on the it. My fault, since I thought know the seller so I blinded trust her or the inspector was very sloppy. After we moved in, on Oct, 2008 we found that there was termite and it certain was longer than 4 months from just looking at the damage. Any option I have? Should I sue the inspector or the seller or by common law, we should have some warranty by default?
btw, we lived in Alabama
The agreement was "sale as it is" but the seller needs to provide termite letter. So the key is seller's termite certification was bad and an inspector from another company told me the termite was there more than four months. Now the key is whether the seller has legal liability of providing the buyer with false certification or not. My another question is is there consumer protection law regarding of this?
- ANSWER:
  The termite inspection consists of a 19 year old walking around the perimeter of the house and then checking the baseboards inside. If they see a tube, the house fails. It is completely inadequate but it is all we have until someone finds a true test for finding termites. You have little recourse..
QUESTION:
what specific points/language should be covered in a draft for an 'as is' sell by owner real estate/land deal?
- ANSWER:
  Honestly, just pay the 200 or so that you need to have an attorney write the contract. You will end up sued over some stupid little over sight if you don't.
QUESTION:
We are thinking about selling our condo in Chicago by owner to save on cost, anyone else had this experience?
We are just wondering if this is the right route to go - is there any tips anyone can give us on what to know before hand about selling by owner? What should we do to get started?
- ANSWER:
QUESTION:
In SC, We have a prequal, What is the step by step process for buying a home from a For Sale By Owner?
How do we start. First time home buyer. House is being sold by owner. We don't know how to make offer? What does the seller give us as far as documents? Shouldn't the owner remove house from market to begin negotiations? We have financing? What do we do?
- ANSWER:
  If you're a 1st time home buyer, I would strongly suggest that you find a real estate agent to represent you. You'll pay a commission, but trust me, its money well spent. Buying your 1st home should be a pleasent experience. I would also go to a barnes & noble or borders bookstore and purchase a book on real estate or home buying. All of the terminology, types of loans, and even programs for 1st time home buyers should be in the book. Where do you have your financing from? If its a bank, then your loan officer should also be able to tell you the paperwork you should expect from the seller. You need to get the home inspected to make sure there are no repairs that you need to make after buying the house. Try bankrate.com for immediate help www.bankrate.com/brm/rate/mtg_home.asp but buy a book on real estate at a minimum. If you have a prequalification, finish the process and get final approval so you will know how much you can actually borrow.
QUESTION:
How do you go about purchasing a house that is 'for sale by owner'?
I want to purchase a home in Texas that is being sold by the owner rather than a realtor. I have checked into land value and property values around here. The house is actually at a very good price, and had a good inspection. How do I go about purchasing a home like this? Do I just contact a bank and see if they can finance it for me, or what? Thank you!!
- ANSWER:
  My current home was a "For Sale By Owner." Assuming you have viewed the home and made the decision to purchase. You should first get pre-qualified for a mortgage to make sure you can secure suitable financing. I would then highly suggest contacting a Real Estate attorney and having him/her assist you in writing an offer. It is in your best interest to use an attorney, especially when no Real Estate Broker is used. Provided you and the seller reach an agreement, be sure to use your own attorney for the closing.
QUESTION:
where can we find near-new used cars for sell by owners?
I have problem to find them - very few private late model (within 3-y-o) cars are listed on sites like craiglist, and when i can find a few, they are mostly from 'salvage title flippers' who bought them to fix and sell, not from the 'real' owners. I am sure there are plenty of near new cars on the market in big cities like New York and Las Vegas, for sale from private owners due to genuine reasons. Where can I find them?
- ANSWER:
  look in the local newspaper
QUESTION:
Do banks usually give auto loans for a car you are buying that is "For sale by owner"?
I am looking into buying a car that is being sold by its owner, and I wasn't sure if I'd be able to get the bank to loan me the money for the car in this case. I decided I'd ask people here before going to the bank to ask them too.

If banks don't usually offer auto loans for these kinds of purchases, are they more likely to give a personal loan because the loan is to purchase the collateral asset?

Thank you in advance for your help.
- ANSWER:
  Many banks will loan you money to buy a used car. However, it depends upon the bank and often the amount and age of the vehicle. The biggest issues for banks is that they aren't as certain of the value of the vehicle, private sales tend to be "as is", and the amounts of the loan are much smaller -- which means less profit for them. If the loan amount is small or the vehicle's value likely to be uncertain, they'll want to treat it like an unsecured personal loan (unless you have something else to secure it with).
  
  Typically, you'll need to ensure that the vehicle is carefully inspected by a mechanic (and have the inspection in writing), have a car-facts and title search report on the vehicle (not stolen, in an accident, etc.), mileage, price, etc. You should typically also ensure that you are buying it close to the blue-book value, and if possible ensure that the vehicle was originally bought by the seller from in-state (multiple owners with cross-state registrations make folks nervous). You should keep this in mind before looking at cars and have your mechanic already picked out, a Kelly Blue Book, and any bank forms.
QUESTION:
ON Long Island, NY whats the most effective way to sell your home by owner?
I'm looking to sell my place, besides MLSI, what's the best way in your opinion to sell my home by owner? TIA!
- ANSWER:
  My advise would be to hook up with a low flat fee real estate broker, because they can do the advertising for you and help you through the closing process. Here are some suggestions, but there are others:
  
  http://flatfeelongisland.com/
  
  http://www.flatfeemlsmarketing.com/
  
  http://www.mlsisland.com/about.html
  
  http://www.fsboadvertisingservice.com/realtor.asp
QUESTION:
Who pays the buyers agent fee when the residential property is being sold by the owner?
I am interested in buying a property that is being sold by the owner (who does not have a sellers agent). The property information states that buyers agents are welcome. Do owners who sell without an agent typically cover my buyers agents commission?
- ANSWER:
  Lets see, you are going to hire someone to do something for you. But you think he should be paid by someone else. Who the heck do you think he will really be working for?
  
  Its all silly anyway. The seller will finally agree to turn over his house for a !net! amount that he will walk away with. That !net! amount and all the fees the "third" parties collect can only come from the buyer!!!
  
  There will be lots of numbers put down, some on the left, some on the right, but however it is finagled it does not change reality.
  All costs that come on the sellers side must already be included in the selling price in order to give the seller the net amount he will sell for.
  
  Both the buyer and seller might be interested in moving the numbers around (better for getting a mortgage or paying taxes, they think), but it still comes down to how much the seller must net and total the buyer is willing to pay.
QUESTION:
Has anyone bought a house "for sale by owner?" What was your experience?
We've been looking at houses for a while. We just relocated to an area that has mostly older homes and we've had a hard time finding one we like. I fell in love with one and it's being sold by the owner. How does this work?
- ANSWER:
  As the buyer it may be a good idea to consult a local Realtor. They can work as a buyer's agent and work for YOU. They can help you navigate the entire process. You need to know if the sellers would be willing to pay a commission to the agent. Usually 3 % of the purchase price. If they are a "For Sale By Owner" they usually expect this anyway.
  
  As a buyer from a FSBO you need to cover yourself completely. In my mind a seller that doesn't sell with a licensed Realtor falls under one or many of the following:
  1. House is in poor condition and a Realtor is required by law to disclose all negative conditions (sellers are required also but tend to hide things sometimes)
  2. Sellers want more money then a Realtor tells them their house is worth so they try to do it on their own. (FSBO homes usually are overpriced.0
  3. Sellers had a bad experience with an agent at one time and have a bitter attitude towards them.
  
  You are making the largest investment you'll ever make (probably) so cover yourself at all times! Consult a Realtor and be wise.
QUESTION:
What do I do to sell a house by owner?
I have a house in Hot Springs Arkansas that I want to sell, I was wondering how I can get it on the internet with out going to realiters. It is a 3 br 2 bath house with 2 lots. I it is close to a Wal-mart and a Kroger and other resuraunts. If there is any website or a local listing in Arkansas besides the newspaper I would be greatfull.
- ANSWER:
  If you want to go it alone the first step is to create an e-flyer.
  
  You can do that here for free. Http://www.Postlets.com
  
  Then you can post it on all the following web sites.
  
  1. http://www.Zillow.com
  2. http://www.BackPage.com
  3. http://advertising.superpages,com
  4. http://expo.live.com
  5. http://www.craigslist.com
  6. http://www.kijiji.com
  7. http://www.classifiedads.com/real_estate
  8. http://www.google.com/local/add
  9. http://listings.local.yahoo.com/csubmit/
  10. http://www.yellowpages.com
  11. http://www.Zadzoo.com
  
  Terry S.
  
  http://www.Welcome2Arizona.com
QUESTION:
How do I sell a car by owner?
I live in Las Vegas NV and want to sell my car. I have the title and everything and have a post on craigslist that already got many responses. But now I'm not sure if all's I need to do is get the money and give the title to the buyer. Or is it much more complicated than that? Any help would be great.
- ANSWER:
  You can also post your car for sell to cars.com and you can pretty much put all the info including uploading a photo of your car. I believe the fee is around - but if you don't sell you car within 60 or 90 days, you can request a refund and get your money back. Cars.com is one of the best sites for selling cars. You need to go to DMW and fill out a form if you want to sell your car. Once everything is fill out and you received the payment then you should return your plates and cancel your insurance. Hope it helps!
QUESTION:
Should I sell my house for sale by owner??
There are 3 other houses for sale in the subdivision. We have only lived there 3 months but we are just unhappy and want to move back home. Should I sell it by owner or use a real estate agent. How is the process different??
- ANSWER:
  The process is different because if you do FSBO, you do all the work. If you use a Realtor, they do all the work.
  
  This is what I tell people that want to try FSBO. Don't buy one of those packages that give you some canned forms, signs, put it on some website and give you "marketing tips" - you don't need that. Buy some signs, make flyers, put it on free sites like craigslist, don't spend a bunch of money on this.
  
  Safety first, have a by appoinment only policy and stick to it. Never show the house alone, always have a friend or family member with you. Pack away heirlooms and valuables, today's buyer could be tomorrow's thief. Have your house clean, depersonalized, and decluttered.
  
  After you have tried this, a Realtor will be there to help when you get serious about selling.
  
  If you bought 3 months ago, I hope you can sell it for what you need to get out of it. Could you rent it out instead?
QUESTION:
How do I sell my home (by owner)?
My house is for sale in se Mich, and what are the steps after finding a buyer to legally change it to the buyer's name and everything else transferred over to the new owner as well?
Plus, the house will not need to be mortgaged because of the low cost (under 10000). What is a title company? Thanks for the help!
- ANSWER:
QUESTION:
What is the best way to sell a home by owner?
I have a home in SC that I want to put on the market as fsbo. What are some of the best, easiest and most successful ways to put the house on the market and get buyers? This includes things to do to the house to make it more appealing, etc.
- ANSWER:
  My opinion goes against everyones' here. Do NOT go with a real estate agent. Honestly, you don't need one. Just go to forsalebyowner.com and get an MLS listing--the place that all buying agents go to look for a house anyway. And you get that listing for a flat fee, not a huge 3%+ commission with a contract.
  
  Still, there's no magic way to get your house sold quickly. There are just too many sellers, and not enough buyers. Your best bet might be just to go straight through a real estate investor, who buys homes for cash. A trustworthy one I know of is www.wellbuyit.net (my friend recently sold to them). They give pretty decent cash offers.
  
  I don't know of other trustworthy ones, but I hope this helps you some.
  
  Good luck with your sale!
QUESTION:
What is the best web site to use to sell a house by owner?
Ok, I know, it would be easier to move a mountain, but if I were to get lucky, what is the best site to use, I preferably would want to get it on the MLS. This is is in illinois. Thanks a lot!
- ANSWER:
  There are several list you might list your property with to include several multi Listing services.
  
  You might also try the Illinois Houses for sale, the Illinois homes for sale.
  
  Google Illinois multi-listing services. You will find several sites that would list your property as a For Sale By Owner (FSBO)
  
  I hope this has been of some benefit to you, good luck.
  
  "FIGHT ON"
QUESTION:
Is it a hassle to sell a house by owner?
Is there a lot of paperwork involved in selling a house yourself? If I use a realator it will cost me about 10,000. Is it worth it just to pay the realator? I dont care how fast it sells, i am not in any hurry.
- ANSWER:
  I know that from a buyers standpoint, a realtor is a more sensible choice.
  Realtors protect your interest, buyer and seller both.
  Realtors are trained to tell you exactly what needs to be done, and generally do it for you.
  Realtors list your house, negotiate prices and set up open houses only when you are ready for them. For sale by owner houses can be visited at any time by a potential buyer, thus making it hard to live in your house once it is staged for selling.
  Realtors know what to do to maximize price potential. Sometimes a little trick can bring in big results.
  A lot of buyers will skip you completely solely because you don't have a realtor.
  
  Don't let the cost of a realtor scare you away from them. Often having a realtor will get your name out and help you recuperate the cost in selling price.
QUESTION:
what do I need to do in order to sell my home by owner?
I need to know what steps to take in order to put my home up for sale by owner in Michigan
- ANSWER:
  balls and nerves of steel.... put up a big sign saying for sale by owner. Also, you need to think about whether or not you will cooperate (i.e., pay the commission for an agent that brings you a buyer). If you decide not to cooperate, you run the risk of agents not wanting to show the house, because they will not get paid. You probably want to cooperate at a minimum. Many states have an approved 'for sale by owner' form contract and addenda. You probably should look to see if your state has this. It may be very helpful. Good luck.
QUESTION:
Do i need an attorney to purchase a house in Florida being sold by the owner,i live in NY? No middleman,?
FOr sale by owner in florida, i live in NY, can this transaction be done between us without attorneys or do i have to retain an attorney ?
- ANSWER:
  I can help you out on this, I live in Florida. I bought my first home 15 years ago, without an attorney - the housed damaged from termites. Sold it through an attorney to get rid of it - no questions asked as is. My second home I purchased, used an attorney, the home had a 85 foot sinkhole, I sold it without an attorney - to an investor, no questions asked. However, by using an attorney to buy the 2nd house, I was able to win a lawsuit. Therefore, not using an attorney on the first home, it was a total loss.
  
  Be careful buying homes in Florida, there are sinkholes, there are hurricane damaged and yes, termite homes. People in Florida are frantically moving out of the state, because the insurance has been raised to over ,000.00. and this may not even cover the total loss of your home. Look into getting a lawyer and have the seller agree to a pull out deal if an inspection does not turn out well before you buy the property.
QUESTION:
How is the best way to sell my house "by owner."?
I have had a sign with flyers in front for about a month now. Two people have seen the home. Three or four have been interested via my posting on Craigslist. I live in Eastern Washington State where the market isn't so bad. Help. I need to sell within the next 60 days. Any advice?
also,I sold a ho,e by owner six years ago and understand the process.
- ANSWER:
  FSBO sounds so good but if you don't have experience closing the sale, you are likely to have the property on the market a very long time.
  
  List it with a good agent and negotiate a reduced fee if you hand them the buyer.
QUESTION:
selling by owner. on purchase and sales agreement how many days to i give for buyer to get approved on mort?
how many days to get inspection? wow filling this out is driving me nuts.how much is a reasonable deposit?although a lawyer which i will use sent it for me to fill out(save 0)i will have him check it. I'm selling the home for less than what i paid for. lousy economy. had a realtor no showings for 6 months. by owner i have had 8 within 3 weeks.any help appreciated. thank you in advance
- ANSWER:
  It really depends where you live.
  
  Where I live and work, 1 week is standard for subject/contingency removal (ie: inspection, mortgage approval etc). As for deposit, 5% is generally what is asked of buyers, but it varies based on where you are.
QUESTION:
Should I use For Sale By Owner to sell my house?
My husband and I have a small "starter" house he purchased before we married. We are now thinking of starting a family and we want a bigger house outside of the city limits so our children do not have to attend a city school. Has anyone ever used these type site/sales venues. The house is not in disrepair, but it does require som work and we really just want to sell it for payoff of the mortgage (,000) So any thoughts?
- ANSWER:
  For Sale by Owner has many pitfalls for the unwary. Such as making sure there is an expiration date on all offers / counter offers so your property won't get tied up for months and then the sale falls through.
  Things like not using an escrow company resulting in not getting the proper paper work completed. or credit check on the buyer and finding out the buyer has tons of creditors that will try to attach any money he uses to purchase the house,
  
  For sale by owner is normally best reserved for people with experience in handling sales and purchases of realestate and know the pitfalls.
QUESTION:
How much are does it cost to sell your home for sale by owner?
Hello...I was wondering if anyone knew once all is said and done on average how much the lawyer fees usually are for a 0,000 home if you sell it for sale by owner? I understand there will be costs for our advertising, and we did buy our home going through for sale by owner but we don't recall what the costs were to the seller? Thanks for your time and any info is appreciated. If it makes a difference we reside in PA. Thanks
- ANSWER:
  Same as selling through a Realtor minus the Realtors commission. Lawyers in my area charge a flat rate plus extra charges if there are complications. They do not charge based on the value of the property. It may be different in your area.
  Good for you selling privately. You can save enough to pay the lawyer and still have lots left over to apply to your next property. Most people do not realize that you do not need a Realtor. If your in a hot market I always advise to sell privately. Who needs a Realtor when there are people already banging on your door.
QUESTION:
How do I sell my doublewide quickly? I do not want to rent it out and it can't be removed from it's 2 lots.
My wife and I purchased it a few years back and we are asking 00 less then what we bought it for (it was appraised in the low 000's). I can't afford to lose much more on it then this. I think we got ripped off somehow. Nothing is wrong with the house and it has been on the market for almost a year...yet we have only had a few people view it. We have had it listed with a multiple listing service and on a sell by owner website with no luck. Any suggestions?
- ANSWER:
  Put it on Craiglist as for sale by owner. Advertise in senior citizen's locations since that is affordable for many of them and if in Florida a growing trend in housing.
  
  Tell the church you go to about it and offer to assist a young home owner with a lease purchase or a senior or even college student.
  
  Lower the price and have a real sale. Get an auctioneer and sell it for the best price over $$$ (make a decision on the minimum).
  
  Wishing you a world of luck selling it quickly!
QUESTION:
Lookin for a house to buy that is being sold by owner...?
I'M LOOKIN FOR A HOUSE THAT'S BEING SOLD IN SOUTHEAST TEXAS...IF ANY OF YOU KNOW ANYONE PLEASE TELL ME ABOUT THEM...THANKS...
- ANSWER:
  If the house is being sold by the 'owner' extreme caution is advised. There are many legitimate sales, but a great deal of fraud - even with real estate lawyers involved. The fact that these people are usually caught & fined/jailed/disbarred won't help you. Always use a reputable lawfirm and not necessarily the cheapest deal you can find. Better to be economical than cheap.
  Properties for sale are listed on the internet.
QUESTION:
house for sale by owner question?
I have had my house on the market for over a year. Three more houses of equal quality were listed recently on my street for a lot less. I'm already offering it at a loss due to the market.

If I decide to terminate my realtor's contract and sell by owner for a lower price, can I 'raise' the price if that terminated realtor brings a buyer to the table that had looked at the house prior to the termination?

I'm asking because I don't want to pay the extra commission if my agent has someone who previously looked at the home and now decides to buy (since the clause says he - the agent - gets commission within 180 days if a buyer buys the home that he had introduced them to...).

In that situation I'd want to sell at the price it was when I had the realtor and the buyer first saw it. Otherwise, I'm selling at an even lower price with full commission.

I live in Indiana if that makes a difference with laws.

Thank you.
- ANSWER:
  You cannot terminate the contract. If you sell your house on your own during the time period your realtor has the listing, you have to pay them the commission anyway, unless they let you out of the contract. You can't just terminate it. It has to be a mutual thing.
  
  If he brings someone back at the lower price, you don't have to sell it to them. Yes, you can raise the price back to what was listed by the realtor.
QUESTION:
I need to sell my condo right away?
I need to sell my condo asap. I have tried through a broker to no avail. Right now, I'm trying to sell by owner by dropping the price way below market value. I'm thinking of listing it with a flat fee MLS service who does not charge a commission. Any suggestions to selling as quickly as possible? I'm in Chicago and the RE market here is at a standstill (as I think it is across the country). Thanks.
- ANSWER:
  Unsure of the circumstances of why you need to sell it so quickly, but had a friend in a rush due to relocation and offered and agent a bonus for selling it within 30 days. Realtors are typically the best way tto go because of their exposure in the market. They know things/people we don't! I would consider it. Market is super tough right now and if you are in that big of a hurry, I wouldn't limit your options.
QUESTION:
What sites in Chicago suburbs are good to list a home for sale by owner?
My home is in Darien, Illinois and I am selling it by owner. I want to put an ad in some local papers, but would like to also advertise it online. Can you help?
- ANSWER:
  buyowner.com
  
  craigslist.org
QUESTION:
Looking for a Used Car sold by an owner in the Los Angeles area. Where do I start?
- ANSWER:
QUESTION:
are there any 3 bedroom 2 baths homes in richmond virginia metro area with no credit check beind sold by owner?
no credit check for sale by owners without going thru having to sign up for something just to see the propertys
- ANSWER:
  RealtyPartner publishes the largest database of real estate listings in the country for all 50 states. Over 100,000 million current real estate homes for sale listed at www.realtypartner.com
  
  If you do a search on that site for the requirements you have listed you should be able to find something if its available
QUESTION:
were can i find a ferret that is sold by owner??(in area)?
i live in fort worth texas and i cant seem to find the classifieds at the store so i wanted to know a website that could be like the classifieds??? PLEASE HELP ME!!!!
- ANSWER:
  http://petfinder.com/
QUESTION:
Has anyone ever used For Sale By Owner to sell their house?
If you have, when someone makes and offer and you want to except, where do you go for Escrow? we live in Arizona so no Lawyers here! just wondering how this works , There is no one
answering the phones or on- line at For Sale on a Sundays!
OK we tried to find a real estate lawyer when buying the house we have now. and were told by many law firms, that there are no lawyers in Arizona that do residentail real estate! Obviously there are lawyers in Arizona! DUH
- ANSWER:
QUESTION:
what is fraudulent misrepresentation in real estate and responsibilities for it. house was sold by owner?
- ANSWER:
  I would contact a local real estate attorney, you can usually get a free consultation. When anyone sells a home rule of thumb is if you even think about whether to disclose or not DISCLOSE IT!
  Failure to disclose can be very costly and in real estate it is easier to prove than general fraud usually.
QUESTION:
I have listed a home with a real estate agent in Washington. Can I sell it for sale by owner?
I have listed through an agent. But someone has contacted me to sell the property to them and save on commission. Is this possible? Will I have to wait until the listing ends,..to sell it?
- ANSWER:
  Beware of the many scam artists out there that may claim they want you to reneg on a valid contract & fire your professional representation to buy your property & save you money.
  
  Many will talk you into lease options (ties up your property & then they sell their option to someone else for more money & pocket the difference at closing or other various schemes), terms & conditions you know nothing about & you end up on the short end of a sharp stick.
  
  A reasonable compromise might be for said Buyer to work with your agent & perhaps she might agree to negotiate & follow this transaction for only her listing commission & the buyer would be on their own with no representation. It is obvious that the Buyer has no problem not having an agent to represent their best interests. The amount of the selling office commission could be subtracted from the sales price.
  
  The market here in Washington (Puget Sound) is still slow, but not totally dead & I don't know as though your agent would agree to this proposition, but it wouldn't hurt to ask.
  
  Updated:
  Portion of NWMLS Form 1A (or W.A.R. Form No. L-102-R) Exclusive Listing & Sale Agreement (if this is the listing agreement you signed) that is specific to this question:
  
  Further, if Seller shall, within six months after the expiration of this Agreement, sell the Property to any person to whose attention it was brought through the signs, advertising or other action of Broker, or on information secured directly or indirectly from or through Broker, during the term of this Agreement, then Seller will pay Broker the above commission. Provided, that if a commission is paid to a member of MLS or a cooperating MLS in conjunction with a sale, the amount of commission payable to Broker shall be limited to the amount of commission which would have been payable pursuant to this Agreement less any commission so paid to another member of MLS. Provided further, that if Seller cancels this Agreement without legal cause, Seller may be liable for damages incurred by Broker as a result of cancellation, regardless of whether Seller pays a commission to another MLS member.
QUESTION:
If I sell my home by owner and someone with a real estate agent buys my home, do we have to pay the agent?
The home is being sold in Indiana
- ANSWER:
  I believe it would be in your best interest to negotiate a fee and pay the realtor. Some might tell you it should be a certain % but it is still negotiable.
QUESTION:
trying to sell my home by owner?
someone asked if i thought about a lease to own. is this a good idea for me? i have not purchased a new home yet, and im not in a huge hurry, but it would be nice to get rid of it if i can.
- ANSWER:
  A lease to own is good for several reasons.
  
  A. you usually require a downpayment which the "buyer" will get some of back IF they decide to exersize their rights and buy the home.
  B. you usually collect higher rents and allocate a portion of the rent to be given back to the buyer IF they execute their right to buy the home
  
  So if they can't qualify "VERY LIKELY IN TODAYS MARKET" or they loose interest and decide not to buy then you get to pocket the downpayment and extra rental income thereby increasing yoru profit margin while having someone else pay your mortgage.
  
  This allows you to hold on to your home during these uberly crappy times so that you can sell it later when the market is better.
QUESTION:
Loans for used cars sold by owner?
Hi, I'm 18 years old, and a soon-to-be college student. I'm also (potentially) getting a full-time job soon that will pay fairly well, so I am beginning to look into getting my first car, and researching as much as I can for when I am ready to buy.

I would like to get a car as soon as possible, within a month or two from starting work. I've found that what I want in a car will cost around ,000-,500. These cars are from owners, listing their cars on craigslist.

Is it possible to get a loan from a bank for a used car being sold by the previous owner? Or only for when the car is being sold through a dealership?
Thanks in advance for your help.
- ANSWER:
  Financed cars is more expensive to insurance cause it requires full coverage. You can compare how much you would pay for full coverage of this car using this tool - carquotes.sinfree.net

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Market Des Moines

Thursday, October 13th, 2011

During my 26 years at Frank Lynn & Associa 00004000 tes, Inc., I have seen and helped to create very innovative go-to-market channel strategies across many industries. However, I have witnessed many manufacturers and service providers make the same errors in judgment over and over again when designing their channel strategies. It almost seems as if they have all read from the same book "How to Ensure a Failed Channel Program," which I have never come across, but am convinced is in its "nth" printing.

Based on the firm's 33 years of experience, here are the most common misconceptions we have seen in business-to-business markets that sell through distributors, wholesalers, dealers, etc.

Mistake #1 Expecting Distributors to Generate Demand for Your Product

Distributors service markets and rarely develop them. Demand generation is the role of the manufacturer. Some channels classified as "technical specialists," will help to educate end users relative to new product and technologies. Therefore, they can contribute to demand generation, but ultimately demand creation is the manufacturer's responsibility.

Sales and marketing managers that are frustrated with a distributor's lack of demand generation activity often will refer to them as "order takers" and in a sense, they are. In fact, broad-line and logistical distributors are very, very efficient at taking orders. If you look at their activities closely, you will see they do a lot more to service their accounts--but they service demand, not create it.

Mistake #2 Expecting Great Performance by Providing Distributors with Exclusive Territories

The only good reason to grant a channel an exclusive territory or market for your products is if it is new, requires the distributor to invest and you want the distributors to feel they will have an opportunity to recoup their investment. Even with this situation, the timeframe for the exclusive should be limited. Every other exclusive arrangement restricts you, the supplier, from accessing your end customers through other means. In addition, most markets have multiple customer segments that wish to be served by different channels.

In almost every situation where I had a client with some exclusive territories and some with multiple channels, their market share is highest where channels compete.

Mistake #3 Expecting Your Partners to Sell to New Customers

Dealers and distributors focus on servicing their customer base. They evaluate new products and services to determine the best ways to grow revenues in that set of customers. While they may add new customers, typically you can expect 90% to 95% of the distributors' revenues in 2006 to come from the same customers they sold to in 2005.

Unless your product is sold by a systems integrator or a VAR specializing in unique or custom sales that are sold once to an end customer, dealers/ distributors will rarely call on new accounts just for you. That is why most high-share manufacturers and service providers utilize multiple channels to reach a variety of market segments.

Mistake #4 Expecting Broad Business Objectives to Work Equally Well in Every Market

Let's say you have a "selective" channel strategy, wherein you select the best distributors in each geographic market. If you are highly skilled at implementing your selective strategy, you may actually sign up the best distributors. Based on our experience, this approach may land you distributors in secondary markets (think Des Moines, Dayton, and Fargo) that control 40% to 50% of the market. However, in major urban markets (Chicago, Detroit, and Los Angeles) this selective approach may get you distributors that individually deliver 5% to 7% of the market. Even with three or four distributors in a large market, you may have distributors that deliver only 15% to 20% of the market.

Now, if you have a plan to grow your overall market share from 25% to 30%, you have a problem. Why? Because you do not have any markets where your market share is 25%! You have 15% share markets and 45% share markets and managers often articulate similar growth strategies to your distributors in both. (We find that clients often discuss strategies to impact their market share as if one number adequately describes their share position.) It is usually a lot easier to grow where your share is lowest--and your strategy in the high-share markets should perhaps be to defend your share.

Mistake #5 Expecting Your Investment in Various Strategies/Tactics will Motivate Distributors to Promote Your Tertiary Product

If your products are tertiary to the channel, that is, the category represents less than or equal to 1% of channel sales, then you have to adjust your expectations of the channel and avoid spending money on things that the channel will not utilize. We describe tertiary products as those that are "bought not sold." Therefore, do not invest in training programs for the distributor's sales force, or worse, certification programs. Management is not going to allow its sales force to go to three days of training for a product that the distributor carries as a convenience to its customer base. Do not develop sales presentations for the distributor's sales force; do not run contests and promotions.

Let the distributor's sales force know that your product is available and "in their bag" and make yourself easy to do business with. The distributor's management does not want to deal with availability issues, ordering or shipping problems with a vendor in a category that represents less than 1% of overall revenue.

Mistake #6 Treating All Partners as if They Perform the Same Functions and Have the Same Costs

A very common mistake made by many manufacturers is to offer a discount structure that "treats everyone the same." Clearly, not all channel partners are the same. Those that perform more activities on your behalf will tend to have a higher cost structure and therefore require more margin. Those that perform fewer activities can afford to lower the price of your products to their customers, if you are "overpaying" them.

Most discount structures are designed to provide the channel with X% off list (e.g., 40% off list is common). We find this practice tends to grant more margin than is needed to your low-cost partners. Their pricing behavior creates channel conflict with the high-cost partner. The high-cost partner will eventually determine that they cannot make enough margin to support your product line. He/she is not likely to tell you that they have stopped supporting your product, but you will discover it over time as the distributor moves its support to your competitor's products.

For the best example, think in terms of getting your product specified. The channel that gets your product specified has incurred greater costs than the channel that does not perform this activity. In some industries and markets, the distributor can spend dozens of man-hours getting your product specified. Whose product will the salesperson specify next time if you allow the non-specifier to compete for the sale with a lower cost structure?

Our philosophy, as succinctly summarized by one of our clients, "Do what it takes to serve the customer, and pay the channel that does the work."

Mistake #7 Failure to Enforce Your Own Policies

We understand that manufacturers are in the business of selling, not in the distributor termination business. But, many manufacturers have clearly defined expectations of their channels that they fail to enforce. There are many other penalties that can be levied prior to termination, but manufacturers must have an effective and functional penalty process.

Channel partners are very observant. If they see that XYZ distributor did not invest in the showroom that you require and nothing happened to them, then it will be assumed that your requirements are requests.

We see this all the time with requirements like:

Annual business or marketing plans
Sales out reporting (point-of-sale)
Minimum inventory requirements
Drop-ship requirements
Training requirements
Sales quotas within a defined territory

These are commonly required elements of the manufacturer-distributor relationship, but often they are not enforced across all channel partners. If your requirements are really "required," then enforce them. If you do not, your channel partners will decide which policies they will support for you.

Frequently Asked Questions

QUESTION:
How is the job market in Des Moines, IA?
I am considering moving to Des Moines to become an actuary in one of the finance/insurance companies in the coming weeks. What do you think?
- ANSWER:
QUESTION:
Housing market of Des Moines, IA. What's the best neighborhoods? What to stay away from?
My husband has a second interview at a great job opportunity in Des Moines, IA. I looked on realtor.com and found a lot of houses in little towns outside of IA that were really cheap. Too good to be true? Or have I found a housing goldmine?
- ANSWER:
  I just moved from des moines to arizona, so I have a few ideas. West Des Moines specifically the area referred to as the valley junction area have great deals in them. Also look at a town called Ankeny Iowa. Waukee and Cummings will work as well. Try to stay away from the south and east side of desmoines as it is a little rough even though there are some new subdivisions going up there. North Des Moines by the college kind of west of the college not east will be ok as well. Van Meter is West of West Des Moines and there are some great deals there as well. See where your husbands company is located and find a house near it. The areas I gave you one of them will be near the place your husbands business will be. Good Luck Pat
QUESTION:
Best way to advertise myself in Des Moines for nanny service?
I am a junior at Drake University, and I will be in the city for the summer. What is the best way to market myself to parents as a nanny for the summer? I realize I could put an ad in the paper but I've done that before and it doesn't really reach as many people as I'd like.

Any locals with suggestions?
Serious answers only please
- ANSWER:
  Two things:
  
  Ask one of your profs if they know of someone in need - the connection to another faculty member will serve you well.
  
  You can also list on sittercity.com - they are a website for babysitters and nannies and you might get some business from there.
  
  Good luck!
QUESTION:
What are the best ways to find a job in Des Moines, Iowa?
I'm an Internet marketing professional and a CRM manager.

Thanks for any help!
- ANSWER:
  Okay, forget the goofy headline and pay attention to this awesome suggestion:
  
  Indeed is like the Google equivalent of job searches. No kidding, I love it. You enter a keyword and a location, then press the magic button and you'll get results from all over the internet-from newspaper ads to job sites like monster and anything in between. I found my current job there, and likely wouldn't have even known of the position if it hadn't been on Indeed.com.
  
  PROS:
  remembers you each time you come to the site (if you're using the same computer) and will notify you of all the new jobs since your last search you can sign up for email notifications it saves tons of time by putting all of the listings in one place CONS:
  the only one I can think of is that sometimes the search results are too broad. For example: if I search for 'theatre' I'll get a lot of results for Medical jobs because they have the word in them. However, even this is manageable because you can sort your results by relevance. I've recommended this job to just about everyone I know who's looking for a job, and they all like it just as much as I do.
  
  Good luck in your search!
QUESTION:
How is the job market and the weather in Madison, WI?
Strange question? I used to live in Des Moines, IA and thinking of moving to Madison in the near future. The winter in Iowa was pretty brutal ! The worse part was the wind chill in the winter. It would get pretty cold. How does the weather in Madison compare to Iowa?
Also how is the job market? Thanks for your help.
- ANSWER:
  Most of Wisconsin is one of the coldest areas of the country. I live in South Dakota and watch the weather on tv all the time. I can't believe that it is colder than here! But, Madison is kind of close to Chicago which is usually a bit warmer.
  
  The average high and low for January in Madison is 27 and 5. Des Moines is 29 and 12. I found it on The Weather Channel:
  
  http://www.weather.com/outlook/travel/businesstraveler/wxclimatology/monthly/graph/USWI0411?from=36hr_bottomnav_business
  
  Eau Claire, WI is 21 and 3! Sioux Falls has an alright job market. Unemployment is 5%. WI unemploment is 9%. That figure is up to date. I saw Madison's is 5%, but I dunno if that is up to date. Good luck.
QUESTION:
Should I move to Des Moines, Iowa?
It would be for a company I have been with for over 5 years, so I'm too worried about the job market. My big concern is that there would be NOTHING to do there!
I like to stay active so I do a lot of hiking, rock climbing and ride the bike trails. I also like frisbee golf, outdoor concerts, street fairs (not carnivals!), just about anything outdoors.
I've done a bit of research so I have a general understanding of the climate and demographic. So, I am also wondering about the people. I won't know anyone there so I was wondering if the people are friendly. Also, would it be hard for someone in their mid- twenties to meet good people. I'm pretty low-key but not opposed to going out, I usually just offer to be the designated driver.
I hope this is enough info for someone who knows the area to give me some feedback. I'm pretty happy where I am now but I am still considering the offer. I know I have a lot of questions, any serious responses will be appreciated. Thanks!
- ANSWER:
  As a young person, I did not enjoy it there at all. As a business person, looking to raise a family, or to retire, I would highly reccomend it. It is booming in a Mid-western sort of way. There was an article in last months newspaper here with this same information here which has only fluctuated a little since that year: http://www.forbes.com/2003/05/07/bestland.html
  http://www.newsobserver.com/104/story/561567.html
  Good luck!
QUESTION:
Wondering if anyone else thinks the job market?
in Des Moines, Iowa is tough right now. I am having a hard time even getting a job through temp. agencies. My fear is, the company I worked at for 11 years closed. Therefore, prospective employers have no verification. Or is it just the crummy job market right now? Getting worried!
- ANSWER:
  The job market is Des Moines is stagnant, to say the least.
QUESTION:
What are some stores in Des Moines that might buy earrings?
I live in Des Moines, Iowa, and I am trying to sell homemade earrings and I can't find a good place. I need a rather steady income, so farmers markets don't really work that much, and it would be nice to have a store to sell them in. Does anyone know a place I should check out? Before even suggesting it, I have tried Daydreams and they said they would call me back and they didn't. So does anyone have any good ideas? If you have a store that might take them and want to set up an interview (Which I would love!) I would prefer you email me at atouchofcolorearrings@gmail.com but my Yahoo email is fine. Any ideas would be so greatly appreciated!! Thank you all so much!
- ANSWER:
  Go to valley junction and the east village and just stop in every store and give it a try. Any local business is worth a try
QUESTION:
What are the chances that I will land a job in the newspaper business before or shortly after college?
Yeah, it's a little late to be asking this, but I'm currently a Junior Journalism major. I am writing part-time for the city paper (pop. 10,000) doing stringer stories for the small high-school sporting events in the area. I also write for the school paper doing business.

If I keep going in this direction, what are the chances of me landing a fairly decent full-time reporting job at a newspaper in say...a 200 mile radius, (markets would be Des Moines, Kansas City, Omaha, Lincoln, etc.) as long as I do reasonably well with the reporting?

I really don't have a lot of expierience reporting yet either, but I'm working on it.
- ANSWER:
  The more experience you have the better the results of course.
  
  You might check out mediabistro.com there jobs sections lists hundreds of jobs at publishing companies, newspapers, media outlets, etc. you might find something there worth checking into.
  
  You could also get some experience writing by becoming a freelance writer.
  
  There are a lot of great sites that offer freelance jobs for you to pursue.
  
  Do a search on craigslist in your area for writers and freelance writers. Also check out the following websites:
  
  http://www.freelanceswitch.com/............
  
  http://www.freelanceswitch.com/............
  
  http://www.sunoasis.com/
  
  http://www.Write4Work.com
  
  www.Monster.com search for freelance writer
  
  Also sign up at http://www.ifreelance.com/ and elance.com as a freelance writer and start getting jobs.
  
  Some of these writing jobs might lead you into political writing.
  
  Another popular thing righ now is blogging and, yes, you can get paid for it. check out blogging positions at:
  
  http://jobs.problogger.net/
  
  http://freelancewriterjoblist.blogspot.com
  
  If you have some experience under your belt, it may be easier to find a good solid job.
  
  Anyways, good luck with your job hunt.
QUESTION:
What should my initial offer be on a house with a 0,000 asking price.?
the current owner inherited the house and does not live there. they have not had any other offers yet, it has been on the market 22 days. house is in des moines iowa.
- ANSWER:
  Your offer should be based on what the house is worth. If compared to other houses the 0,000 is a giveaway price then snap it up for full price. If 0,000 is way overpriced then you need to offer them way low.
  
  The list price may or may not have any relationship to the value.
QUESTION:
Setting up Inequality equations from a problem?
The california almond growers have 2400 boxes of almonds to be shipped from their plant in sacramento to des moines and san antonio. The des moines market needs atleast 1000 boxes , while san antonio market must have atleast 800 boxes. Let x= the number of boxes to be shipped to des moines and y = the numbers of boxes to be shipped to san antonio. Write a system of inequalities that desctibe all the given conditions and graph the feasible region of the system
- ANSWER:
QUESTION:
Write the constraints for the problem, and graph the feasible region.?(algebra 2)?
The california almond growers have 2400 boxes of almonds to be shipped from their plant in sacramento to des moines and san antonio. The des moines market needs atleast 1000 boxes , while san antonio market must have atleast 800 boxes. Let x= the number of boxes to be shipped to des moines and y = the numbers of boxes to be shipped to san antonio. Write a system of inequalities that desctibe all the given conditions and graph the feasible region of the system.
Im looking for the inequalities.
- ANSWER:
  Draw your graph on the S and D (for San Antonio and DesMoines) axes (D-axis horizontal). The first condition is that S + D ≤ 2400, the total Sacramento output.
  This produces a line between the points (2400,0) and (0,2400). The first cut on feasibility is defined by this triangle in the first quadrant. You must be in the first quadrant because S ≥ 0 and D ≥ 0 always. Next, you have D ≥ 1000. This produces a vertical line through the point (1000,0). The area of feasibiity must be to the right of this line. Then S ≥ 800. This produces a horizontal line through the point (0,800).
  The small triangle of points satisfying all these conditions can now be seen below the slant line, above the line S = 800 and to the right of the line D = 1000. This is the final feasible region.
QUESTION:
Finding and graphing inequalities?
The california almond growers have 2400 boxes of almonds to be shipped from their plant in sacramento to des moines and san antonio. The des moines market needs atleast 1000 boxes , while san antonio market must have atleast 800 boxes. Let x= the number of boxes to be shipped to des moines and y = the numbers of boxes to be shipped to san antonio. Write a system of inequalities that desctibe all the given conditions and graph the feasible region of the system.
Im looking for the inequalities.
- ANSWER:
QUESTION:
Help me this Math problem?
The California Almond Growers have 2400 boxes of almonds to be shipped from their plant in Sacramento to Des Moines and San Antonio. The Des Moines market needs at least 1000 boxes, while the San Antonio market must have at least 800 boxes. Let x= the number of boxes to be shipped to Des Moines and y= the number of boxes to be shipped to San Antonio.
And this is my system of inequalities
x+y=<2400
x>=1000
y>=800
is it right?
As you said, I corrected it: x+y=2400
However, after I graph them, I don't know how to define the feasible region because the equation x+y=2400 is only a line, so how I choose up or down.
- ANSWER:
  The feasible region would be below the line x + y = 2400 (including the line itself) as x + y cannot be more than 2400 (that would mean more than 2400 boxes were shipped).
QUESTION:
Is McCain shooting himself in the foot on the Ethonal Support?
In Corn Country, McCain Says No To Ethanol Support

DES MOINES, Iowa - Republican presidential candidate John McCain didn't mince words Friday at the Iowa State Fair, telling corn producers he didn't want to subsidize their ethanol but was eager to help market farm products around the world.

"My friends, we will disagree on a specific issue and that's healthy," McCain said as he stood near bales of straw at one of the nation's premier farming showcases. "I believe in renewable fuels. I don't believe in ethanol subsidies, but I believe in renewable fuels."

McCain has never been shy about speaking against subsidizing ethanol when he is in farm country, though that stand helped to make him unpopular enough in Iowa that he skipped participating in its leadoff presidential caucuses in 2000 and put much less emphasis on them in 2008 than many of his opponents.

In a brief speech at the fairgrounds — where he viewed a 1,253-pound boar named Freight Train and looked for pork chop on a stick, a fair delicacy — McCain pledged to negotiate trade deals favorable to farm commodities.

"My mission and my job as president of the United States will be to make sure every market in the world is open to your products," he said.

McCain met with Iowa Agriculture Secretary Bill Northey during his fairgrounds tour and promoted expanded pork exports as a boon to the nation's leading hog-producing state. He said a free-trade deal with South Korea could boost profits by a hog.

"Agriculture products here in the state of Iowa can feed the world and we're not afraid to compete with anybody," he said.

McCain said his visit gave him a chance to "meet and greet the real America."

"This is the heartland of America, this is what America is all about, this is the people I want to know and meet," he said.

Democrats in the state said McCain's opposition to ethanol subsidies and the 0 billion farm bill would make it difficult for the Republican to win Iowa's seven electoral votes and would hurt him throughout the Midwest. McCain called the bipartisan farm bill "bloated" and an example of the kind of spending measure he would veto as president.

"He voted against ethanol subsidies, he's opposed to the farm bill," Iowa Democratic Chairman Scott Brennan said. "What it proves is he doesn't care about what's important to Iowa."

http://news.yahoo.com/s/ap/20080808/ap_on_el_pr/mccain;_ylt=AqyuE0quOMnntkBft6weBBADW7oF
- ANSWER:
  Because Ethanol from corn is not the answer.
  
  The truth about oil from corn is that corn can produce only 18 gallons of fuel grade oil per acre per year.
  
  Palm oil can produce only 700 gallons of fuel grade oil per acre per year but palm can't grow every where in the US.
  
  We need to look else where
  
  http://cc.pubco.net/www.valcent.net/i/misc/Vertigro/index.html
  
  tcw
QUESTION:
Please help. What job can I get with my college degree?
I recently graduated from The University of Iowa, Tippie College of Business with a double major, Marketing & Management; 3.35 GPA but due to financial constraints, I also attended a community college in the summers to finish my 2 year degree and therefore have no internship experience.
I live in Des Moines, Iowa and need an entry level job that matches my degree. HELP. What job would my degree help me get? PLEASE HELP!
- ANSWER:
  wat
QUESTION:
Is it possible to approach a girl in a public place without appearing "sleasy"?
I'm from a small town (i graduated with only 49 others), & its hard to meet girls outside of where im from (i don't get introduced or meet through friends like normal people). I live 20 min from the city (des moines, ia) The mall kinda seems like a "meat market" there; lots of girls stand around. Since im 20 yrs old, & haven't been in a serious relationship in almost 3 yrs, ive been desperate lately to find someone. I just want to clarify, im not overweight, don't have any giant moles on my face, or anything like that(lots of girls say im very cute in fact, but these girls say they are taken, or they are too young for me) how do i approach them(they're strangers!) would you girls call me "trashy" to have me just come up to u? IM DECENT!
One of the hard things is, im kind of at the age where, I'm too young to go the bars around here (gotta be 21)and im too old for HS gals (if you don't think i am, tell me whats the norm in your area). Basically wondering, where should i meet ppl?
- ANSWER:
  The mall is a great place to meet women who don't have much to do and will talk to strangers. Stupid and aimless, but some look good in tight jeans. Offer to buy one a hot dog on a stick and tell her yours is bigger. That impresses them!
  
  Seriously - the mall? !!!!!!!!!!!
  
  Decide what you like to do and do it. Join a church, take a night class, volunteer for a politician, join the Friends of the River, play softball, join a kayaking club, volunteer at the library, offer to help a scout troop, tutor . . .
  
  The single women you meet will be high-class and have something in common with you. The men and married women you meet will have sisters, friends, daughters, cousins, neighbors co-workers . . .
  
  You aren't going to order up the woman of your dreams as easy as you can download an MP3 file, sport. It is going to take time.
QUESTION:
Should I stay at my current job or accept a new job offer?
Currently, I am living in Des Moines, IA but working for a company in Chicago, IL from my home. I have been with my current advertising agency for over 5 years and they just recently allowed me to work remotely after having to relocate for my husband. It's a good and stable job with lots of perks, however, it is very stressful and i'm not sure how long they will let me work from home. Also I want to start a family soon and I have to travel to Chicago about once a month, so that could get less than desirable once I start having kids (within the next year). But I do love my co-workers a lot and have a lot of equity built up.

An agency in Des Moines has offered me a job with the same salary and benefits and it's about a 10 minute drive from my house. However, the job is a little lower caliber due to the smaller market size. It is the biggest agency in Des Moines though and has a pretty good reputation. I'm just not sure if I'll like it or not and if I'll regret throwing away a job with a great agency that allows me the flexibility to work from home.

Also, I don't want to miss out on a good opportunity locally and invest myself fully in my new life in Des Moines. If I don't take this job, there are only a few more agencies left to go to in Des Moines if I need to find one in a few years.

Help! I'm torn. Am I just afraid of change?
- ANSWER:
  If you want a family - consider that easier job.
  Nothing is more rewarding that raising kids properly and being there for them.
  /
QUESTION:
What is my job title? (designer/marketing/etc)?
I am working as a temp for a very large company with a possibility of getting hired. I'm not sure what a fair job title would be. I am in the marketing department, I have access to and use all of the main design software programs (quark, adobe programs etc. and the only other 2 people who have these are titled graphics specialists). I have designed a few things from scratch (I've only worked here about 2 months) but I mostly make updates to their current and existing brochures, flyers, graphics. Some of the other people who are also in our department have me update their charts using adobe illustrator to go into their marketing power point presentations which we print as books. Sometimes they will also have me print and bind these books for them. The majority of my work is design. My temp title is Project Assistant (which is not accurate at all). If my boss wants to hire me what title and salary should I ask for (Des Moines, IA)? First job out of college with BA in art and design.
As a side note: my degree as I stated above is in design and is actually what I want to do so if you can think of a title that at least makes reference to the fact that I do some design that would help me out a ton. That is the direction I want to go - NOT into marketing. Thanks.
- ANSWER:
  I would either go with Graphic Design Assistant or Junior Graphic Designer or maybe Desktop Publisher as you are doing other works.
  
  I wish I could help you on the money but being Canadian I don't know what to expect for somwhere in the states. Here a Junior position would go from about -16 an hour.
  
  http://desktoppub.about.com/od/employment/l/aa_salaries.htm
QUESTION:
Why would you vote for anyone who will not repel the health care bill?
: If You Like Your Plan, You'll Be Able To Keep It.” (President
Obama, Remarks At The White House, Washington, D.C., 7/21/09)

“3M Co. Confirmed It Would Eventually Stop Offering Its Health-Insurance Plan To Retirees, Citing The Federal Health Overhaul As A Factor.” (“3M To Change Health-Plan Options For Workers,” The
Wall Street Journal, 10/4/10)

· “The St. Paul, Minn., Manufacturing Conglomerate Notified Employees On Friday That
It Would Change Retiree Benefits Both For Those Who Are Too Young To Qualify
For Medicare And For Those Who Qualify For The Medicare Program. Both Groups
Will Get An Unspecified Health Reimbursement Instead Of Having Access To A
Company-Sponsored Health Plan.” (“3M To Change Health-Plan Options For Workers,” The
Wall Street Journal, 10/4/10)

Said It Made The Announcement Now To
Give Retirees A Chance To Explore Different Options During This Year's
Benefit-Enrollment Period,
according to a 3M memo reviewed by The Wall Street Journal. A 3M spokeswoman,
Jacqueline Berry, confirmed the contents of the memo.” (“3M To Change Health-Plan Options For Workers,” The
Wall Street Journal, 10/4/10)

also

“The Principal Financial Group Announced On Thursday That It Planned To Stop Selling Health Insurance, Another Sign Of Upheaval Emerging Among Insurers As The New
Federal Health Law Starts To Take Effect. The Company, Based In Iowa, Provides
Coverage To About 840,000 People Who Receive Their Insurance Through An
Employer.” (“Insurer
Cuts Health Plans As New Law Takes Hold,” The New York Times, 10/1/10)

, The Company’s Decision Reflected Its Assessment Of Its Ability To Compete In The Environment Created By The New Law. ‘Now scale really matters,’
said Daniel J. Houston, a senior executive at Principal, which is headquartered
in Des Moines. ‘We don’t have a significant concentration in any one market.’
Because Principal Financial is primarily in the business of asset management,
it decided not to make the investments needed to remain competitive as a health
insurer, Mr. Houston said. The company, which focused on plans sold to small
businesses for their employees, does not participate in other markets, like
selling policies to individuals or for people enrolled in Medicare or Medicaid.” (“Insurer
Cuts Health Plans As New Law Takes Hold,” The New York Times, 10/1/10)

“In The Case Of Principal Financial, UnitedHealth Group’s Insurance Plans Have Agreed To Offer Coverage To Principal’s Customers. … ‘It’s just going to drive
the little guys out,’ said Robert Laszewski, a health policy consultant in
Alexandria, Va. Smaller players like Principal in states like Iowa, Missouri
and elsewhere will not be able to compete because they do not have the
resources and economies of scale of players like UnitedHealth, which is among
the nation’s largest health insurers. Mr. Laszewski is worried that the ensuing
concentration is likely to lead to higher prices because large players will no
longer face the competition from the smaller plans. ‘It’s just the
UnitedHealthcare full employment act,’ he said.” (“Insurer
Cuts Health Plans As New Law Takes Hold,” The New York Times, 10/1/10)

Democrat Promise: If You Like It, You Can Keep It

PRESIDENT OBAMA: “If You Have Health Insurance And You Like It, And You Have A Doctor That You Like,
Then You Can Keep It. Period. And I Won’t Sign A Bill That Somehow Would Make It
Tougher For People To Keep Their Health Insurance. … We certainly would not be
signing a bill that somehow prevented somebody from getting, from keeping
insurance that they’ve already got or allow private insurers to sign up new
folks if they’re providing good service.” (President Obama, Conference Call With
Liberal Bloggers, 7/20/09)

VICE PRESIDENT BIDEN:“Nobody Is Going To Mess With Your Benefits. Nobody. All We Do Is Make It
Better For People On Medicare.” (“Biden Tells Seniors Overhaul Won’t
Hurt Medicare,” The Associated Press, 9/23/09)

SEN. HARRY REID (D-NV):“In Fact, One Of Our Core Principles Is That If You Like The Health Care You
Have, You Can Keep It.” (Sen. Reid, Congressional Record, S.8642, 8/3/09)

· REID: “If You Like What You Have, You Can Keep It.”
(Sen.
Reid, Press Briefing, 10/20/09)

SEN. MAX BAUCUS (D-MT):“Folks Who Are Satisfied With Their Current Health Insurance Coverage Could
Keep It. People Would Not Be Required To Change Health Plans.” (Finance Committee, U.S.
Senate, Hearing, 10/14/09)

SEN. CHRIS DODD (D-CT):“I Say At The Outset, If You Like What You Have, You Get To Keep It, Choose
Your Doctor, Hospital, Choose The Insurance Program You Have.” (Sen. Dodd,
Congressional Record, S.8663, 8/3/09)
- ANSWER:
  Excellent research.
  
  Anyone who would vote for a candidate who would not repeal Obamacare just doesn't understand the situation.
QUESTION:
Walmart Wine?????
Some Wal-Mart customers soon will be able to sample a new discount item -- Walmart's own brand of wine. The world's largest retail chain is teaming up with E&J Gallo Winery of Modesto, Calif., to produce the spirits at an affordable price, in the -5 range.
While wine connoisseurs may not be inclined to throw a bottle of Walmart brand wine into their shopping carts, there is a market for cheap wine, said Kathy Micken, professor of marketing at Roger Williams University in Bristol, R.I. She said: "The right name is important."

So, here we go: The top 12 suggested names for Walmart Wine:

12. Chateau Traileur Parc

11. White Trashfindel

10. Big Red Gulp

9. Grape Expectations

8. Domaine Walmart "Merde du Pays"

7. NASCARbernet

6. Chef Boyardeaux

5. Peanut Noir

4. Chateau des Moines

3. I Can't Believe It's Not Vinegar!

2. World Championship Riesling

And the number one name for Walmart Wine ...

1. Nasti Spumante
- ANSWER:
  And if KMart has their own wine, these could be:
  
  10. Chateau Special K
  
  9. Martha Stewart's Vineyard and CELLar
  
  8. Liquid Joe Boxer Remover Dessert Wine
  
  7. Block Chapter 11, Single vineyard Cabernet Sauvignon
  
  6. Super DrunK Cabernet Franc
  
  5. Sears, Roebuck, and Chardonnay
  
  4. Rosie's Riesling
  
  3. "Attention Kmart Shopper/Drinker" Merlot - but a lot, drink a lot
  
  2. Little Caesar Pinot Noir Pinot Noir
  
  1. Blue Light Specials Blend
QUESTION:
Japanese "Rent-a-Sensei" Question?
OK, I don't mean to sound disrespectful, but I thought that title would get more replies.

Anyway, I live in extreme SE South Dakota, so the nearest college with a Japanese program is in Des Moines (about 5 hours away). So, I am going to go down to the Asian Market in Sioux City on Monday to ask if there are any Japanese folks who can tutor me. South Dakota isn't exactly a hot spot on the tourist plans of most Japanese (I mean, if you want cold, you can take a trip to Hokkaido. LOL).

My question is, what is a fair rate for remuneration of my Sensei. I don't want to offer too much; neither do I want to underpay. Anybody got any ideas?
Oops, didn't mean to suggest that I was going to ask for any old Japanese person. Clumsy question construction on my part.
- ANSWER:
  Don't do this.
  The average person cannot teach you a language by himself without proper training. Knowing Japanese and knowing how to TEACH Japanese and two completely different things.
  Even if you find a willing person (which I doubt in and of itself because assuming, "Hey, you're Japanese. You should teach me Japanese" is quite rude), it doesn't mean you're actually going to accomplish much with that person. It's easy to correct your native language, but trying to explain it is really difficult.
QUESTION:
MLB in Portland?
There have been several people who have asked the chances that Portland gets an MLB team? Yes, Portland is the largest market in the US without an MLB team, but I'm just not sure the interest is there.

First of all - there's already a AAA team in Portland, the Beavers. How many people asking that question know they exist? Second - In 2007, the Portland Beavers average attendance was 5,478. They're attendance is 10th in their OWN LEAGUE, (PCL) and 21st in all of AAA.

If Portland is not supporting the AAA baseball they already have, there is no reason to believe they would support a Major League team. Heck, places like Albuquerque and Des Moines draw better attendance than Portland.

If Portand really wants to land an MLB team, they need to do more to market what they already have in the Beavers and PGE Park.

Any thoughts?
- ANSWER:
  I live near Portland and I know if there was a major league team here there would be more interest. Minor league teams attendance is not that important. Seattle would be a natural rivalry, too. Many people including me go clear to Seattle just to see a live major league game. We don't bother with the minors that much.
QUESTION:
About upside down assessed values on homes?
How does one pay off a mortgage, when real estate market values, which are based on assessed value by the Tax Man in town, have dropped to below what you need to pay off the loan? The good news is that my property taxes will be lower for next year; the bad news is that no one here pays much over assessed value when purchasing real estate, so am I stuck in this house until the day I die -- at which time, it will be my kids' problem to pay off the mortgage? I live near Des Moines, Iowa.
I am trying to get the house ready to sell, and my question concerns market value I can expect to get when I sell -- which as I said around here is usually just at the assessed value and no higher. If I don't sell it for enough to pay off the loan, because of the depressed market, how does one make up the difference to the lender?
- ANSWER:
  You've gotten some great answers already, but I'll answer the one from the "additional details." If you sell for less than what you owe, then you have to bring the difference to the closing table -- basically, you pay the difference. The other option is to ask the lender if you can do a short sale -- it's completely up to the lender and it will have some affect on your credit, but not as bad as a foreclosure. Good luck to you -- I sold two months ago and had to bring some money to the table, but luckily not too much. In my area, the tax assessed value is typically less than the actual appraised value of a home -- and homes are sold for the appraised value (or less depending on negotiations). My house sold for the appraised value (the offer was originally more, but the appraisal came in lower thanks to quite a few foreclosures in my area). However, my tax assessed value was 22% lower than the appraised value.
QUESTION:
k+ (Spanish/English) bilingual jobs?
I have been on a quest in changing careers and I would like to be able to utilize my bilingual skills. I am a college graduate with 2 degrees and professional experience. As I have been doing searches for bilingual jobs I have come across a few disappointing realities - most of the bilingual jobs are either for call centers or people with high school diplomas.

-It appears that being an interpreter at a hospital or a court - 90% of the time only leads to temporary or freelance employment (seriously, people need to make a living)

-The little Pharmaceutical or Medical Equipment Rep jobs there are - most of them are concentrated in Miami, FL; Dallas, TX or somewhere down south. The market never seems be good enough for bilinguals to find professional jobs in the midwest.

A family member said to me, "As long as the the need for individuals needing bilingual assistance is focuses on those who contribute little to the economy (.00/hr paychecks) as oppose to those who who contribute a lot to the economy (/hr paychecks) you will not see a big demand on bilingual professional jobs in the US.

Not sure I totally agree, but is there professional bilingual jobs in the US? If so where are they? Can I find them in Colorado Springs, Indianapolis, Raleigh, or Des Moines? How do you find them?

Thanks again
- ANSWER:
QUESTION:
17 year old cannot afford citizenship;no resources;has lived here most of her life;desperate need for advice?
Dear Yahoo,

I am not sure on how extensive your knowledge of the immigration process is, but if you were able to help me with the following issue, my gratitude would be unprecedented.

I am a seventeen-year old female who has lived in America for most of her life. I have received my “green card”, am a legal permanent resident of Iowa, and have been for about four years.
Upon turning fourteen, I was promised by both the Des Moines Naturalization offices and my mother that I would receive citizenship along with her that year and that my security and status in the U.S. as a citizen was ensured. That promise was never kept.
My mother received her citizenship, but did not extend this privilege to me. Her reasoning was that she and my stepfather (a born-in citizen) could not immediately afford the additional fee required to include me in the "automatic naturalization" that occurs once an underage alien's parent(s) are granted permanent legal citizenship in the U.S. It has been nearly four years since then, and my parents have gingerly avoided the subject of citizenship with me. I, as a young, immature, and ignorant adolescent believed that this issue would be, and should be, solved by those who had charge over me. It is only in the past two years that I painstakingly began to understand that despite the claim that the final steps of my naturalization would be solved later, once the monetary obstacle was removed, I was never to become a legal citizen without taking control of the situation. My parents have the ability and resources to pay for the required fee to finish off the naturalization process, but have refused despite my voiced concerns, all whilst unashamedly purchasing merchandise over the past four years that outweighs the cost of the fee.
In addition, I have not been able to get a job due to this, as I am competing against individuals with more experience and a citizenship. I can assure you I am no less competent than many of my peers who are currently employed. I have been told that employers should have no legal qualms about hiring me, but nevertheless, I remain undesirable in the job market. For this reason I have not been able to earn the money required for the completion of my naturalization. I cannot afford a car, and Iowa does not offer public transportation routes that can compensate for this.
As a high school senior with good grades and many aspirations, I have discovered that very few scholarships are offered to those without a citizenship. I am also refused loans and grants automatically due to my legal status (according to my counselor and colleges in my area whom I have contacted regarding this issue). This is a shattering blow to my near future, as I had hoped to undergo at least a four year education and cannot afford all the costs of college if I am left without any kind of aid. My parents will not be paying for any of my education.
As my eighteenth birthday nears closer, I am left with a serious and, quite frankly, scary understanding of what is to come if I am not naturalized before I am of age. The naturalization process then again begins at zero, the fees, paperwork, and length of process grows exponentially, and the risk of deportation (if I do not manage to finish the process in time) looms even closer.
With my inability to get hired, take out a loan, and my parents’ resources or citizenship statuses no longer legally sheltering me in two months, I am left hopeless and frantic in search for a solution to my problem. I see now I have been too trusting of my guardians, too hopeful that my sincere urging would bring them to action. I see the flaws in my judgment and the foolishness with which I reasoned even six months ago, expressing concern and faithfully holding on to the ideology that the love parents should have for their children—along with the growing pressure to complete the task—would demand for and ensure me aid. I was stubbornly ignorant and very wrong. I now know this and am in need of any kind of advice that anyone has to offer.
If anything I have stated so far above is incorrect or has errors, please do not hesitate to notify me of this. I am desperate for an answer or guidance of any sort. I have lived here most of my life and the risk of deportation in light of this seems frighteningly ridiculous, yet very real.

Thank you.
- ANSWER:
  "As a high school senior with good grades and many aspirations, I have discovered that very few scholarships are offered to those without a citizenship. I am also refused loans and grants automatically due to my legal status (according to my counselor and colleges in my area whom I have contacted regarding this issue). "
  
  NOT TRUE. As a permanent resident, you are eligible for federal and college financial aid. Only a few private scholarships may require applicants to be citizens and not just LPRs. I am dubious that so many counselors would misinform you about a commonly known fact.
  
  "I have lived here most of my life and the risk of deportation in light of this seems frighteningly ridiculous, yet very real."
  
  If you have a green card, then the only way you could possibly face deportation is if you were convicted of a crime of moral turpitude. As long as you don't use illegal drugs or rob 7-11s to get the money for your naturalization, you should be fine. If naturalization is really a problem of money, talk to your counselor. I am a school teacher, and in my district, we often provide assistance to students and families in need. If you were a student in our local high school, we'd gladly come up with the money to help you get citizenship.
QUESTION:
Wanting to move to Phoenix from Iowa?
I currently live in Des Moines Iowa, and I am seriously thinking about relocating to Phoenix, AZ. I am wanting a fresh start and I do know a couple people whom live there. What I am wanting to know is peoples opinions on this. How is the job market, what things should i be looking out for? I currently work at our local cable company and have been here for nearly 4 years a lead in Customer Service. Any ideas on where i should be applying out there that would be similiar to a call center in customer service? I did apply at Cox Cable yesterday, and also found "The Retreat" for apartments that i found was pretty close. Am i going in the right direction?
- ANSWER:
  Swift Transportation's headquarters are in Phoenix, they can always use dispatchers and customer reps, and a whole lot of other office jobs that I do not know anything about. But I do know they may not pay the best but have great benefits.
QUESTION:
Investing/Buying an Ice Facility?
The one and only Des Moines Indoor ice rink is up for sale. It is a wonderful building with two large sheets of ice. The reason it is being sold could partially because it may be losing money but also partially because the man who owns it (some millionaire in Colorado) took out an insane amount of loans on the building, 3,000,000+.

The facility is always busy it makes me think there is no way that they could be losing money. The building is rented out mainly to leagues and other activities. Are very few times open for them to even have public skate, which I guess could be good because they charge 0 an hour to rent the ice.

The building is for sale for ,700,000 (built on land leased from the gov't) but the building is assessed at 4,000 obviously there is some added value for buying an established business but i'm thinking it's worth around a million dollars?

It is such a great place, my family spends a lot of time at "Metro" as it's called. My Brother plays hockey and the hockey scene is really just starting to take off in Des Moines. If Metro is closed the hockey scene will crumble in this town. I think there is great untapped potential and it will just continue to grow. There was 140 kids in hockey initiation this year and I have a feeling that number will just continue to grow.

I have an education in marketing and management and I really think this could be a great opportunity.

What do you think? Is it a business worth looking into? I know it's hard to make money but why?? What is the business worth?
I think there has also been a lot of mis-management. There are some minor things that I think need to be re-evaluated and changed.
- ANSWER:
  The tax assessment probably has very little to do with how much the business is worth.
  
  If you are truly thinking of buying it:
  a) Can you get .7M + money for operating expenses?
  b) What about the terms of the land lease. If the land lease expires soon, you could be in for significant trouble in terms of increased lease rates or pulling the lease altogether.
  c) Are you getting a building or a business? I think you would like to buy the business rather than just a building unless you have a spare Zamboni in your backyard. If you want to buy the business, ask the owner for a synopsis of the books. Are there long-term contracts that are valuable or are they at /hour?
  d) If he has M in loans on a 2.7M building is this a short sale? How motivated is the bank to get the deal done?
  e) Can you talk to someone else who owns such a business and ask what the pitfalls are? For example, what is the liability to the owner of an ice rink if someone dies pretending they are Scott Hamilton or as a result of being clubbed in a hockey game? Can you insure yourself for this? Can the current owner let you assume such a policy?
  f) What is the real estate play like? Is the area around the ice rink stable or changing? Could you buy the ice rink and in 10 years have someone offer you M for the land to build luxury condos or is it more likely that people will stop coming to the Metro because the parking lot is more dangerous than the hockey game?
  g) Is there a liquor license and can you get that? How about food sales?
  
  It's pretty comforting to know that hockey is growing during a recession. When I was a kid I had to do all kinds of things to get new hockey sticks and would have thought that the recession would make that tough. Maybe they just make hockey sticks better than they used to (when I was kid, I played hockey wearing a Bobby Orr #4 jersey).
  
  Good luck!
QUESTION:
Walmart Wine????
Some Wal-Mart customers soon will be able to sample a new discount item -- Walmart's own brand of wine. The world's largest retail chain is teaming up with E&J Gallo Winery of Modesto, Calif., to produce the spirits at an affordable price, in the -5 range.
While wine connoisseurs may not be inclined to throw a bottle of Walmart brand wine into their shopping carts, there is a market for cheap wine, said Kathy Micken, professor of marketing at Roger Williams University in Bristol, R.I. She said: "The right name is important."

So, here we go: The top 12 suggested names for Walmart Wine:

12. Chateau Traileur Parc

11. White Trashfindel

10. Big Red Gulp

9. Grape Expectations

8. Domaine Walmart "Merde du Pays"

7. NASCARbernet

6. Chef Boyardeaux

5. Peanut Noir

4. Chateau des Moines

3. I Can't Believe It's Not Vinegar!

2. World Championship Riesling

And the number one name for Walmart Wine ...

1. Nasti Spumante
- ANSWER:
  How about Merlot a lot less.

Tags: market des moines
Posted in Uncategorized | Comments Off

Homes For Sale In Des Moines Area

Wednesday, October 12th, 2011

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Tags: homes for sale in des moines area
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Sold Listings

Monday, October 10th, 2011

Simpsonville SC Real Estate Weekly Market conditions Report Homes Sold, Homes for Sale, House Values, Properties and Listings for Sale for May 24th-30th 2009

There were 33 Simpsonville properties sold during the week of May 24th-30th. The median price for Simpsonville homes was 9,000. AverageDays on Market(DOM) was 130 days forthis period.

During this period, 5 homes in Simpsonville went under the pending or contingency contract status with a median price of 0,000.

There were 32 newly listed residential homes during this period, at a median price of 2,400. There were also 8 Simpsonville homes expired during this period.

Real Estate in Simpsonville is still very desirable as more and more people relocating to Greenville county are choosing to make Simpsonville their home. There are also several foreclosures and short sale homes available for sale for those buyers who are looking to walk in with instant equity.

Contact Me with your Simpsonville SC Real Estate Needs, and for Your Home's Value Needs

START YOUR SIMPSONVILLEHOME SEARCH

Victor Amadi - Your Simpsonville and Greater Greenville SC Real Estate Resource

As your Simpsonville SC and Greater Greenville residential Realtor, I am committed to staying up to date with local information, education, and technology. My intention is to be an invaluable real estate resource. So, whether you are buying or selling real estate in Simpsonville SC, Greenville SC, Greer SC, Easley SC, Mauldin SC, Fountain Inn SC, or other Upstate SC areas, I have the tools, knowledge, experience, and resources necessary to make your experience an enjoyable and successful one. Call me at 864-525-0201 so we can discuss how I can help make your next real estate transaction a success. Stats shared in this post was gathered from GGAR, it is deemed reliable but not guaranteed.

Frequently Asked Questions

QUESTION:
what is a site like ebay & can search thru sold listings?
Lots of for sale / classified sites but can't find one where a person can actually search through the sold listings like at ebay. It is only factual way to assess selling frequency & prices. Any ideas? I know some sites have tons of listings with very few sales & buyers.
- ANSWER:
  Check with webidz.com/ebid.net
QUESTION:
Realtors: Do you have an office fee every time you sell a listing or have one of your listings sold, How much?
Just curious because we get hammered on the office fee.
- ANSWER:
  Our office fee's are monthly, not per transaction. Some brokerages do have a transaction fee, plus a desk fee. Most brokerages are struggling financially like everyone and need to have income to pay for the business.
QUESTION:
Where can I see completed/sold listings for commercial land for COMPS or CMA?
I'm not a licensed realtor so I don't have access to the MLS
- ANSWER:
  loopnet.com used to be limited to commercial brokers. ( i don't work for them and they are free to use) They are now open to the public. YOu don't get 100% access but you can get enuf info to make a good decision. Just check the box at the left side for LAND.
QUESTION:
What business listings sell your email address to spammers?
Hi I recently started a business and added my website address to business listings ie Hotfrog and others, one of these sites sold my info to spammers and now I get a lot of spam each day. Do you know which ones do this?
- ANSWER:
  99% of all businesses do it. Even it they say they don't, it's about money. They all help each other in the market.
QUESTION:
How do you find listings for properties being sold because of taxes?
- ANSWER:
QUESTION:
Where is the listings of property with a tax lien, that will be sold in and by the city of detroit, michig?
looking for fixer-up property in Detroit , MI that will be sold, auctioned or under HUD, for extremely cheap.
- ANSWER:
  The fastest way would be to go to the City of Detroit or Wayne County Tax Assessor and obtain a list from them. If you are looking for HUD property, you will find most of those uninhabitable. Check with the Tax Assessor.
QUESTION:
Please provide the MLS listings for houses sold in Porterville, CA during the last three months.?
I have a disabled friend who is considering spending her entire life savings on a one story house (2500 sq. ft, built in 1996) in Porterville, CA with two bathrooms for 9.500.00 and I would like to see the MLS listings of houses sold during the last few months to advise her accurately.
- ANSWER:
  go to realtor.com,, you can search any city real estate msl's in the country. I do it all the time
  
  anyway I looked and she is getting ripped off.
QUESTION:
If I have a buyer on ebay who has changed there mind about buying my item, how do I take it off of items sold?
I put some cavaliers tickets up for bid and one person bought all of them. Then she came back and decided that she couldn't buy them. I don't know how to take it out of my sold listings. Please help.
- ANSWER:
  You need to open an unpaid item dispute with ebay. This will ensure that you receive Final Value Fee credit, and that the winning bidder gets penalized for not completeing the transaction.
QUESTION:
Lets be honest when you signed on eBay you thought ebay removed all your selling listings, right?
I thought eBay screwed me over for a second removing all the listings of the things im selling, but no its just changes there making, but wow it really scared me lol.

What about you?
- ANSWER:
  As it is said, 'Nothing is as constant as change." And sometimes it throws us a curve.
QUESTION:
Why are the Koch Brothers posting job listings for power plants Wisconsin hasn't even sold them yet?
- ANSWER:
  They should be commended there will be several teachers needing work next week and when they get over the shock of the reality that they were mislead and misrepresented by socialist pigs in the unions they would be more than happy to go to work and make AN honest rate of pay and get to keep that pay (unless of coarse their evil ex savior raises taxes)
QUESTION:
Once I've sold an item on Ebay, can it be deleted/removed from the "completed listings" somehow?
I have something on Ebay up for bidding with less than 3 days left. After the final bid and the entire transaction completed with the product shipped...it becomes a "completed listing." Is there any way to delete that completed listing to that it does not show up under completed listings when anyone searches for it? Or does it just stay permanently?
- ANSWER:
  Hi,
  it will stay on average of 30-60 days, no way to remove it.
QUESTION:
As a real estate agent, do you need to find your own listings to sell?
I am intersted in possibly becoming a real estate agent. What are the drawbacks to this field? I was told that selling a house is easy but finding the listing is the hard part. Do you have to find all your own listings? If you only have 2 or 3 listings at any given time, you'd never sell anything since your customers would have so few choices. How does this work? Also, how do people get leads?
- ANSWER:
  You can show all the other listings in the MLS. Once you have your license and join the RE board you pay for MLS access, which is where you post your listings and look at the other agents listings.
  
  Most leads are people you know.
QUESTION:
Ebay experts- item listed under completed listings as not sold? what to do?
Ok, so I recently bought a prom dress online from a seller with 6 feedback. I paid for it via paypal and I searched for it via the completed listings tool, and it appeared in red. I looked to see what red meant and it said it had not been sold, although my bid was the winning bid, with no reserve. I'm confused as to what this means, because I already paid. Also, I sent the seller an email regarding the hemline and they never replied. Any insight to this situation would be much appreciated! thank you!
I also forgot to mention that it ended today- the auction. I payed today and it says I paid on the page of the dress. the end price ended up being around 55 dollars, and the buy it now was 150.
Ok one last detail- I checked my paypal account and it listed the payment as completed. I'm assuming that meant he took the money
- ANSWER:
  check your paypal account to see if they accepted your money
  sometimes if people feel they didn't get enough money for their item, they just don't sell it
  unfair, I know
  if they did take your money, contact ebay and tell them what is going on
QUESTION:
How can some people afford to do listings on ebay selling things for only 99 cents?
I see some listings that people have a bunch of different things for sale and the things will be low as 99 cents. How can they afford to sell something for 99 cents & free shipping if insertion fees are like 40 cents per listing, plus the shipping cost, & paypal fee?
- ANSWER:
  fuertez your answer dissapoints me and probably the person asking the question.
  Are you saying every item thats listed at .99 goes upwards of 50 dollars? No, fail. Some items are listed at .99 and sell at just that. Recent example, I bought some bulk silk keychains.
  
  Alright, so now heres the answer that isnt from the mouth of charlie gordon.
  
  the listing fee for items under the tier of one dollar is dropped significantly to around 10-20 cents. But still, thats a chunk of the small profit, well, if your a power seller, these listing fees disappear. instead you pay a monthly fee of like 24.95 last time i checked, for the basic membership. So as long as you sell a good quantity of items it could turn out to be .005 cents per listing.
QUESTION:
how do i get listings of properties sold in 2007 and 2008 in my area i live in whittier ,ca ,,?
- ANSWER:
  county recorder and RE offices
  
  are you doing macro city comps?
QUESTION:
What is my legal responsibility to remove business listings from internet after selling home?
Sold my house. Did change of address. Contacted suppliers for my home business of new address. New owner harassing that when he googles the address my business name still appears linked to the address. Tried to contact these web sites/businesses (trying to be nice) and cant get through to some of them. They are fly by nights or spammers. Do I have any legal obligations?
- ANSWER:
  no you have no legal obligation unless you agreed to something in purchase agreement. you deeded property to buyer as promised.
  
  tell him you have done all you can do and leave you alone.
QUESTION:
How do I remove paypal from my listings when selling?
I have an account with paypal while selling on Ebay. However, I have had a hard time with paypal. Its too much of a hassle. I want to only accept money order or check. But, it has lost me sales because my listings say that I accept paypal. How do I remove that I accept paypal when I sale items? Thank you
- ANSWER:
  Go yo your my ebay and change your profile to that you don't accept paypal and make sure you state that on your auctions/
QUESTION:
Do real estate agents tend to only try to sell their listings or their company's listing?
Or don't they care as long as they can make money?
- ANSWER:
  I try to find the perfect house for my buyer, my listing or not. There are a few agents I would rather not work with for various reasons, but if they have "the house" in their pool of listings, I will sell it.
QUESTION:
Does anyone know the web site for houses being sold due unpaid taxes?
There is a web site with listings of houses being sold due to people not paying their taxes and mortgage.
- ANSWER:
  Yes, they are called "Tax Lien" properties and you can find them online.
QUESTION:
What is the most popular website for flat fee MLS listings to sell our house?
We are for-sale-by-owner, not a realtor. We need to post our house for sale and need advice on which MLS flat fee site to choose. Thanks!
- ANSWER:
  owners.com. You can list one house for free or you can pay 5.00 and list it on MLS. You can also list it and have broker assistance for 5.00. All the costs of listing are a one time charge. I think you will find the web site I will give you very helpful.
QUESTION:
how do I show other items I am selling in my ebay auction listings?
how do I show other items I am selling in my ebay auction listings? I just listed a second item. I want my first to show up. And on my next item I want all other items to show up in each new listing. How is this done?
- ANSWER:
  You should get an email from eBay stating your items are listed. If you want to link one item to another, then in your description, you can have a link that says, "Check out my other listings". When someone looks at your listing, there is also a link in the upper right hand corner that say"View sellers other items"
QUESTION:
How to find business fictitious listings May 2005 in Los Angeles County?
I am looking for business listings opened 2 years ago in Los Angeles County. Somebody sell listings?
- ANSWER:
  all fictitious business names for Los Angeles county should be recorded at the county clerk's office.
QUESTION:
How do i sell my ebay listings worldwide?
Hi, I'm using ebay uk. I want to know how to go about listing my items worldwide?

Can you please provide thorough instructions.

Many Thanks
- ANSWER:
  it is set under the sellers preferences
QUESTION:
Where can I find listings - free on the web- of how much real estate local to me has sold for - northern NJ?
- ANSWER:
  www.zillow.com
QUESTION:
Why wont my ebay item show on the listings?
I am trying to sell my Xbox 360 on ebay. I've finished all the processes but its not on the listings. I started selling it 3 hours ago and it still isnt up. Can anyone help me? Has it got something to do with paypal or ebay?
- ANSWER:
  That's the way eBay works. Wait 'til tomorrow, and I'm sure you'll be seeing your ad all over the place.
  
  It all comes down to waiting.
QUESTION:
can i select a listing agent with whom we feel comfortable but have no listings? some agents have very few?
listings to sell and some dont(information from websites)? can we select them?
- ANSWER:
  Sure you can! (I'm not sure if you're selling or buying, so will give both answers)
  
  If you're choosing to use the agent to buy a property:
  The agent (with few listings) has access to MLS (the real estate listing service) and can set up appointments to show you properties. Hopefully you are choosing this agent for a reason such as:
  1. they are knowledgeable in the type of property you are looking for'
  2. you trust them or have a history with them;
  
  If you're choosing to use the agent to sell a property:
  The agent (with few listings) will have more time to spend showing your property to prospective buyers, so it might be advantageous to use them. But you should question why they have so few listings as it could also be a sign of an agent who does not see much traffic.
  
  I would weigh the pros and cons of what you're getting by selecting that agent over another with more listings.
QUESTION:
How do I save ebay listings for products that I choose to not sell anymore so when I choose to sell it again..?
How do I save ebay listings for products that I choose to not sell anymore so when I choose to sell it again..I won't have to recreate the whole listing in the future.
- ANSWER:
  you can only save them for so long, then they will expire. but you can always do a search for the same thing later and then click the sell similar item
QUESTION:
I just read a group message that said remove listing once it's sold. Anyone know how to do that?
I've just been putting sold on the listings when they sell and I just read on one where they said remove the listing. I didn't know you could remove or edit or anything to a listing once it's been posted. Am I missing something?
- ANSWER:
  You can delete messages you have posted to a Yahoo group. Go to the message you want to delete and open it. To the left, right above the message, you will see a "Delete" button. Click on "Delete". You will be asked if you want to delete the message, click Delete. Repeat this process for each of your own messages to be deleted. Your message(s) will be deleted.
  
  You are correct in stating that you cannot edit a message once it's been posted.
QUESTION:
who designs ecommerce websites that you can add or delete listings yourself for selling items.?
I want to sell items on line and need a ecommerce web site. Im a new start up and they need to provide quality work at reasonable pricing. If you have a ecommerce web site please let me know.
- ANSWER:
  If your looking for a simple answer you may want to read this http://www.google.com/base/storeconnector/index.html
QUESTION:
How do I list how many times an item on Ebay has sold?
On the right hand side of the listing I see an area that says, "3 sold" or so on to show people how many of that specific item has sold in the past.
How do I add that to my listings.
- ANSWER:
  That isn't a "running total" of how many they've sold; it's because they list multiple of the same thing (let's say 15 for this example) and they sold 3 of them.
QUESTION:
Foreclosed homes listings? What organization is over Foreclosed properties?
I am really confused when it comes to foreclosed homes. There are many websites that have listings, but some have more than others in my city. How do I know when these foreclosed properties have sold? What is the best way to find available foreclosed properties in my area?
- ANSWER:
  There isn't any centralized agency overseeing foreclosures. Foreclosures are conducted according to the laws of the state that the foreclosed property is in.
  
  The lender files in court for foreclosure. Once it goes to the court, the house belongs to the lender. He then sells the house to recoup some of his cost of the mortgage and court cost to foreclose.
  
  Foreclosed properties are listed with realtors in the area the foreclosure is in. To get an accurate list, call any realtor in the area you are interested in and ask for a list of foreclosures.
  
  A Realtor will bend over backwards to get a list to you for free in the hopes of getting to make a sale to you.
  
  The web sites that charge are scams. They get notified by the county clerk when an intent to foreclose is filed. The home may or may not go into foreclosure, or may have already completed foreclosure, been listed with a realtor and sold.
QUESTION:
Is there a way to access the text of old ebay listings for items that I sold years ago?
- ANSWER:
  Nope, only the last 60 to 90 days.
QUESTION:
How can I find out the price MLS listings SELL for in Winnipeg without having to contact a realtor?
- ANSWER:
  may be contact the local city hall
QUESTION:
I want FREE foreclosure listings. How do I get them? NO CREDIT CARD?
There are hundreds of sites that sell foreclosure listings. They usually offer a free 7 day trial but you need to submit a credit card. They are getting their information from somewhere, how do I get that info without paying these middlemen?
- ANSWER:
  http://www.hud.gov/homes/homesforsale.cfm
QUESTION:
I was looking at Ebay completed listings, 90%+ did not sell. How do people run an ebay business?
I want to start an Ebay business but it's very discouraging seeing how much stuff fails to sell. I know people do it, but how?
Great answer. But the type of business I'm going for I have to build each and every item separately. I will never have 500 items to sell, much less 5,000. Also I would need to sell atleast 75% of the items I have to make a profit. Is Ebay still viable for me?
- ANSWER:
  I believe key part are to sell many thing. See if you have list 5000 thing, and you can selling 100 a day, and making fair profit of each item, then that are steady business. Remember adding tax or fee to price, because that will biting chunk of profit.
  
  Also some basic. Have good price, know competition and try to beat them price. Having good description with all info about item, people like good description. Having buy now, some people like to buy now and not waiting long time for auction. You can relist for free (I think) if nobody buying. Do research see what good product, something that sell well. Always trying to increase number of items listed, more item more chance to sell. Start small, buy more product with profit. Make free postage and adding it to item price, if people compared, they see you slightly higher price than competition, but free postage, so it work out cheaper for them anyway, but mostly psychological.
  
  Depend on the demand for item, cost, time, price. You maybe have to testing it out and seeing if they sell. For marketing maybe make blog, website and contributing to related forum and have links to ebay shop / website / blog in forum signature, show all items on website or blog, talk about related subject, what you create, inspiration. Maybe posting photos of your created item on websites like Flickr, DeviantArt, Facebook, Twitter, Myspace, the more place the better with link to ebay shop, and blog/website if you make them. These thing can help people, new customers seeing your items.
QUESTION:
Where can I find the listings of houses the government is selling for "taxes owed" in my area?
I know they do not advertise and real estate agents are unwilling to tell you anything, for obvious reasons. So, where do you find these listings?
- ANSWER:
  I work at a real estate cmpany, and normally good sized offices will have at leas two agents that work exclusively with bank owned homes.
QUESTION:
New Real Estate Agent Question-Should I go for getting listings or focus on selling?
I want to know the benefits of getting a lot of listings, leveraging or what have you, vs. just trying to sell all the time? Are there any stats or figures out there that show why it is a good idea to focus on getting listings?

Thanks
- ANSWER:
  You are basically in business for yourself. The answer to your question lies in what do you like to do the most?
  
  The question you should ask yourself is how are you gonna get those listing and sells that you are speaking of.
  
  In my opinion the first thing you should do is make a complete marketing plan as to how you will be successful in the business you have selected.
  
  There are several marketing techniques that are in use today.
  
  #1 There is telemarketing, but then there is the "Do not call list" So you have to be careful there and not make a mistake or you will be sued. Cost is ,000 per call for you as well as your employer.
  
  #3 Advertise in the local newspaper that you are now in the business of doing real estate
  
  #4 You can direct mail to people in your city telling them you are in the real estate business.
  
  I suggest you market yourself by leaving the office and spending time in a area that you want to work and get to know the people that could be your future clients.
  
  Find an area in your city that you want to work approximately 5,000-10,000 houses. Make you enough flyers to cover your area. If you have children this will be a good weekend activity for them as well as yourself. While walking the area passing out your flyers, if you see someone out doing the lawn or just out introduce yourself, give them one of your cards. See if they are willing to give you their name and email address so you can email them, on a monthly basis, things about the real estate industry as well as your monthly newsletter. Place any information you collect in a data base that you should start.
  
  Your flyer should tell them a little about you, the high school and college you attended, a little about your family # of children, husbands first name if you have a family yet, a few of the real estate programs that you will be offering and introducing. This is an introductory flyer that you can make on your computer. You can get them ran off at Staples or Office Depot.
  
  You should pass these type flyers out at least 3 months in a row. This will let them know that you are sincere and look as if you will be there for them.
  
  You should also visit the local commercial places in the same area. Find out if they will allow you to place a flyer holder in their business, give them one of your business cards, find out their
  name, write it down you never want to forget it because they will become one of your partners. buy something even if you are gonna give it away and don't need it. Do this to as many commercial businesses in the area as will allow you to place a flyer holder in their place of business. You will find the flyer holders at Staples or Office Depot..
  
  Call the post office and inquire about their bulk mailing stamp. Get one and learn the system of bulk mailing.
  
  Also call your title company and get them to provide you with the names of the people in your area that you have been passing out your flyer.
  
  Remember your data base you were starting and now should have over a thousand names that you alone should have been able to get if you have been walking the area.
  
  Once you have passed out the flyers for at least 3-4 months start you a newsletter covering topics on the real estate business. Get articles from your local newspaper as well as off the internet. Just remember to give credit to the author of the article. You might have a doctor, lawyer or some other professional to help you on your articles. Charge them for the articles, about 50% of the cost of the newsletter.
  
  Now remember the businesses that you had your flyers in and you now know their names because you have been there to change your flyers about 2 times per month. Place your news letter in these businesses also.
  
  The best thing about these businesses is now you want to see if they will advertise their business in your newsletter being sent to the local area in which their business is located. You should be able to charge them about .00 to .00 per business size card advertisement. Try and get them to place a coupon in the flyer offering some type of discount if the customer bring the coupon in to their store.
  
  Now you will need a professional team to assist you in your business. You will need an attorney, a notary, a title rep, an insurance agent that sell homeowners insurance policies and a loan consultant. (If your real estate office have their own mortgage company you might not be able to us a loan consultant from your office so you might want to seek an outside loan consultant. You should pass out their cards to your clients that need their services and they should pass out your business cards to their clients that need your services. This should give you a steady supply of referrals. This should not be a one way street, they should be helping you as much as they are in the habit of helping you. So you might have to change your professional team to get what need to be accomplished.
  
  Now that you ha
QUESTION:
On eBay UK, do charity based item listings have a better chance of selling?
I'm selling video games on eBay UK to make some money over Christmas (through 'Buy It Now' type listings). If I raise the price slightly, but select to give 10% of the sale price to charity, would it improve the chances of selling?

And what about 'Auction' type listings?
- ANSWER:
  No, it will make no difference at all. if you think that you can raise the price 10% and still be competitive then basically you are under pricing st start with.
QUESTION:
ebay - how to get list of items same as yours that sold?
I want to see how much people have sold the exact same item for that I am planning to list. If I request to see "completed listings" that list shows me items that received 0 bids AND those that sold. Is there a way to get a listing of only those items that sold (so I won't see the items that didn't get any bids)? Thanks.
- ANSWER:
  I would suggest just finding items on ebay that are the same as yours and put them on your watch list.When the auction ends you can see on your list how much the item went for.
QUESTION:
Which eBay auction selling technique is best? Dutch auction or multiple listings?
With the current fee system on ebay, is it better to do a multiple quantity auction (dutch), or actually list many separate auctions with a quantity of 1? I am having trouble understanding the fees, but it doesn't seem like multiple separate auctions would cost much more, and you get the benefit of extra real estate/exosure within the item listings. I'm selling items that cost .
- ANSWER:
  I tried dutch a few times and it didn't work. List several, sell maybe 1 or 2 at a too low price.
  
  Go for fixed price listings. Or, open a shop and then have auctions with a link to your shop listing for the same item to allow buyers to BIN.
QUESTION:
Where can I find listings of current best-selling video games?
Something that shows top sellers, numbers sold etc
- ANSWER:
  http://en.wikipedia.org/wiki/List_of_best-selling_video_games#Nintendo_64
QUESTION:
Has anyone ever bought or sold property without using a real estate agent?
I'm shopping for a house. I got a group of listings, and as I was driving by one of the houses, I ran into the guy selling it who reccommended that we leave out the real estate agent and save us both some money. Have any of you ever done this? What are the pros and cons?
- ANSWER:
  Pros: save some money
  Cons: no professional representation.
  
  I personally prefer to leave out the agent, most of them don't know all that much more than common sense will tell you. Have the house inspected, it will probably cost you a few hundred bucks. Make sure the seller fills out and discloses any and all potential problems with the house and have everything that is included written into the contract. Check a book out of the library on real estate transactions and learn a little yourself and you could save yourself a couple thousand bucks. The last house I bought (with an agent) the agent commission was just under 20 Grand. Good Luck.
QUESTION:
Any websites where I can buy sold out gig tickets for face value??
I'm looking for any websites that have listings or sell any sold out tickets that people have bought, but are selling again- at face value!

I'm not looking for any websites that sell these tickets at inflated prices- just relible websites that can offer gig tickets that are to be sold at the same price they were bought for!

Thanks!
- ANSWER:
  Yeah...'cause when I buy tickets and then sell them, I want to receive exactly what I paid for them...are you for real? Get yourself on the fan listing for the gigs and bands you are interested in and you will usually get pre-notification of upcoming events.
  
  Anyone who offers this service would be on to a severe loss-leader!
QUESTION:
Where can i find or what Website has listings with desperate Homeowners trying to sell their home?
Im trying to find a place or a website that will help me find a home that is already in default, but I am worried that i will come across someone or a website that is a scam. So i am wondering if someone knows of a place they can vouch for, and recommend
- ANSWER:
  I have found bank owned homes listed on Realtor.com. there probably isn;t a list that screams out "these houses are desparate to be sold!" - if someone took the time to put together such a list, it wouldn't be free - just talk to a realtor - they're the ones who will be able to find out who actually owns the house - I took a lot at one recently - a real fixer upper in a depressed area - it was at 19,000 - (two row-homes combined into one big house) - in less than 3 months it's gone down to 12,000, but it needs more work than I can afford to pay for
QUESTION:
how do you get listings or sell things on craigs list in your own home area?
- ANSWER:
  go to craiglist website.
  select the city that you live in.
  Go to sell or auction.
  list your item.
QUESTION:
Where can I find listings for houses that the government is selling?
that is, foreclosures, and without paying a fee.

Thank you!
- ANSWER:
  The government doesn't sell houses because of foreclosures, banks do.
  
  Contact a local bank and they may be able to provide a list.
QUESTION:
How do I find the listings of real estate transactions in a town?
I want to know when a particular person bought a house and who sold the house to them
- ANSWER:
  If the home is in US or Canada and was listed on the MLS, a realtor can usually obtain that information
QUESTION:
listings of shops in waltamstow that sell children's clothing?
I've bought my daughter a gold fancy dress outfit for her birthday party and i'm looking for some gold shoe's to match.
- ANSWER:
  Adams Childrenswear 020 8521 9798
  Unit 9, Selborne Walk, Selborne Road , London, E17 7JR
  
  Ethel Austin Ltd 0870 291 0347
  38-40 High Street, London, E17 7LD
  
  Childrens Empire 020 8509 1338
  110a High Street, London, E17 7JY
  
  Bambini 020 8530 1060
  15 Woodbine Place, London, E11 2RH
  
  Adams Childrenswear 020 8470 5277
  83 High Street North, London, E6 1HZ
  
  Oz Kids 020 8506 2244
  245 High Road, London, E18 2PB
  
  Madan Accessories Ltd 020 7249 0705
  Kingsland High Street, London, E8 2NS
  
  Kids Shop 020 8586 7144
  The Shopping Hall, Myrtle Road , London, E6 1HY
  
  Kiddies Planet 020 7729 7959
  340 Bethnal Green Road, London, E2 0AH
  
  Kids At E6 020 8472 0888
  11 Plashet Grove, London, E6 1AD
  
  Ocean Designs 020 7702 8881
  10 Watney Market, London, E1 2PR
  
  S M Fashions 020 7375 2255
  93 New Road, London, E1 1HH
  
  J J 020 7476 6400
  
  Geeta Ares 020 8470 8354
  271 Green Street, London, E7 8LJ
  
  Hope this helps
QUESTION:
Can you link a personal website to and from your ebay listings?
I sell on Ebay and I used to have a store but I closed it and am now just selling in acution format. I know a little about html (building a website) and I want my own little store with my own website. I still want to sell on Ebay to get traffic and whatnot. Is it against ebay policies to link your personal website from your listings. If not.. how do I do this?
- ANSWER:
  Hi It depends on your Web site structure, though Auctionblox.com my be the right solution, alternatively Marketworks.com, though both charge around 2% of sales on or off your website
  
  Both allow the ebay purchaser to access 'check out' on your site, though the advantage is they have the option to continue shopping (on your site) and combine postage with ebay items.
  
  It comes down to how much you are prepared too pay for your traffic, as in some cases adwords may be a better option for driving traffic.
QUESTION:
Where can I find lists of home being sold at auction?
I'm looking for local auctions of homes for either tax sales or foreclosures. I've checked out the local county website but nothing is available there except the auction process,no listings. I've checked the local paper for public notices, but nothing is listed there either.
There are numerous websites that list foreclosures and auctions that will take place on various dates, but without paying to join these websites I can only obtain limited amounts of info.
Basically I want to obtain this info myself without paying to join a website.
- ANSWER:
  Try www.auctionzip.com it lists auction houses and what they are auctioning off that month, some auction houses list estate sales and home auctions. There is a tab for home auctions all around the US.

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